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A Personal finance blog to get rich

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Archives for July 2019

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What to Do if You Face Tax Charges from the IRS

July 5, 2019 2 Comments

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Today’s topic is income tax and what one could do when you face a tax audit or a notice to pay more taxes. If you’re reading this article via Google search, then chances are you’re facing tax charges from the Internal Revenue Service. Or, you are skeptical while filing your tax return. Either way, you’re in the right place. So keep on reading.

In 2018, on a March morning, I was delivered an IRS letter. It was a fat envelope and I was sure this was related to my last year’s return. It was a notice to pay additional taxes. I missed out on reporting my income from two sources. The total bill was for $820, towards a dividend income from two of my brokerage accounts. The envelope contained a detailed tax calculation breakdown. We have around 15 different financial accounts making the paperwork lengthy and making the IRS envelop a fat one.

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Do You Have the Lowest Credit Score? Here Are The Challenges

July 2, 2019 2 Comments

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This is an interesting topic for me to write. I am almost obsessed with my credit score.  I check my latest score every now and then, if not every week. In 2016, the average credit score was 699. This is in the “good” range. But what is considered a bad credit score?

Do You Have the Lowest Credit Score

While there are different credit tiers we all know about, do they mean you don’t qualify for loans, credit cards, a house, a car, and other necessities? It’s important you know what your credit score means to your financial health.

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Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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