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One Cent At A Time

A Personal finance blog to get rich

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Archives for February 2020

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

The Financial And Mental Cost Of Fertility Treatment

February 12, 2020 Leave a Comment

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My brothers and I are carriers of a relatively rare genetic disorder. It is highly unlikely to affect us. Our children will be carriers, as will their children, but it probably won’t ever be a real issue. Except for my younger brother. His wife is a carrier of the same disorder.

Cost Of Fertility Treatment

This doesn’t guarantee that their children would have the disorder. However, there is a relatively high chance that they would be born with this problem and it would severely impact their lives. Instead of trying to get pregnant the traditional way, they, therefore, turned to IVF.

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The 4 Stages of Financial Freedom

February 10, 2020 4 Comments

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Many of us have thought about financial freedom at some point.

What is it?

It’s a concept that seems almost too good to be true for some people-

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How to Improve your Relationship with Money

February 8, 2020 Leave a Comment

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Money often makes the world go around – whether we like it or not. Though having a lot of cash in your bank account might not be able to make you happy, it does make it a lot easier to avoid stress, anxiety, and other common problems. Fortunately, you don’t have to be a millionaire in the making to live a comfortable life.

Increase your Income

Sometimes, all you need to do to gain financial independence and stop stressing over your cash is to improve the relationship that you have with the money that you do have.

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Crypto Taxes: What Do You Need To Know?

February 7, 2020 Leave a Comment

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Cryptocurrencies are confusing on a lot of levels. But crypto taxes are now!

See how

Ask people on the street how they work and you’ll be surprised at the answers.

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Does Buying Clothes Online Save Money?

February 6, 2020 7 Comments

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How many of you shopped clothing online? I rarely did any before. My first online order was a disaster. Their medium-sized Tee was extra-large for me. I made it a point to buy every clothing after first trying it out in the fitting room. This habit changed now though. My wife showed me the way. Shopping clothes online do save money!

Buy Your Clothes Online and Save Money

It started one day when I got my 32X29 faded jeans online. I was looking for this at every store. Stores had 32X30, 32X31 and 32X28 but not the one I was looking for. Banana republic jeans changed my shopping habits. My wife also made me note the sizes at various departmental stores.

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3 Smart Car Financing Tips That You Should Know

February 4, 2020 Leave a Comment

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 Let’s face it, cars are not investments. Unless you plan to purchase a classic automobile, there’s a good chance that your vehicle will depreciate quickly. After all, most car manufacturers these days tend to release brand new models almost every year. And it is for this reason that it’s vital not to pay more than what you have to when trying to secure a deal.

More importantly, very few of us have the luxury to have enough money to purchase a car outright. This is where financing comes into play. But just because it makes the prospect of ownership possible for those of us working on tight budgets, there are a few things that need to be considered.

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5 Doable Ways to Prevent Bad Credit

February 2, 2020 Leave a Comment

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How you use your credit is an essential part of your financial history. Undeniably, lenders and credit card issuers use your credit score to determine whether or not you are qualified for a loan. Besides that, landlords may also use your credit report to know if you will be a good tenant. Even some employers also use this number to determine if you are good at financial decisions.

What to do When Faced with Mounting Legal Fees

With that said, you should maintain a good credit score and or at least prevent bad credits. To help you get started, here are five doable ways you can do to manage your credit history.

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Here’s How You Can Get An Installment Loan With Bad Credit

February 1, 2020 Leave a Comment

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Are you in a tough spot financially but have bad credit?

Or maybe you need some extra money to pay for an unexpected expense. You can’t plan for every eventuality, and sometimes major costs come up no matter how responsible you’ve been. In this case, an installment loan might seem like the perfect solution.

4 Ways You Can Avoid Bankruptcy

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