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One Cent At A Time

A Personal finance blog to get rich

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Archives for April 2020

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Was Coronavirus Circulating in USA During Fall 2019?

April 28, 2020 8 Comments

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For many, this could be a big surprise to hear that the coronavirus was circulating in the fall of 2019.

But I believe so!

Because I had it.

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6 Ways to Save Money In Your Business

April 22, 2020 3 Comments

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Money is the main reason businesses exist. However, many businesses cut corners in the wrong departments. This could easily lead to your business going under if you’re not careful.

There is always a fine line between proper cost-cutting and ruining the image and progress of your business. So how exactly do you save money without causing problems in the future?

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How I Got my Faulty New HP Laptop Replaced

April 20, 2020 48 Comments

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This is my experience with HP laptop computer replacement. I always had HP laptops, some fascination with HP you may say. The previous one was dying after 6 years. All tricks to speed up failed.

I needed another one as the blog wouldn’t have otherwise survived.

I don’t blog from work laptop so I was desperate about a new personal computer.

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6 Key Errors When Launching an Online Store

April 20, 2020 Leave a Comment

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If you have an online business today, it’s not a fact you’ll have one tomorrow. While you’re drinking coffee and watching a new series of your favorite TV show, your competitor, while remaining behind you by, is inventing a way to increase its conversion rate by half a percent – and soon will destroy your happiness, which you called your business.

A Noobs Guide to Setting Up an Online Store

Unless, of course, you come up with something in return. Below we will consider typical mistakes of entrepreneurs in e-commerce.

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Gift-Giving on a Budget: Tips and Tricks

April 17, 2020 1 Comment

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The mere thought of gift-giving can already intimidate many people, thinking that it is expensive. Yes, gifts can be costly! However, it all depends on you.

Gift-Giving on a Budget: Tips and Tricks

Even if you are cash-strapped, you can still give a present. This won’t make you broke. Read on and we’ll share some tips on how you can give gifts and stay on your budget.

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Applying for Your First Mortgage?

April 14, 2020 Leave a Comment

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At the beginning of 2020, the average price of a property in Australia is over $250,000, significantly more if you’re hoping to purchase in Sydney.

This can make it seem like getting on the property ladder is an impossible dream. The good news is that it’s not, the bad news is that the average age of a first-time buyer is 31-33.

Most first time buyers are couples that have the added advantage of two incomes.

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5 reasons SMS marketing is such a powerful investment

April 11, 2020 Leave a Comment

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SMS marketing is a marketing channel just like email marketing which allows sellers to directly promote their goods and services to both present and prospective customers on their mobile phones. See Techtimes top list of bulk messaging software. A major business challenge is finding ways to get the most out of marketing. This article is an eye-opener into the reasons why SMS marketing is such a powerful investment. So in the rest of this article, you will find reasons SMS marketing is such a powerful investment.


  1.   Trackable interactions:

SMS marketing interactions are trackable, which is a great way to build your “client’s contact” list. You can actually follow your messages up to see how many people have read it and gain more clients through that. Tracking links can be added to enable you as a business person to identify who has interacted with your messages. This enables you to know which of your customers is still interested in your product and which is not interested in your product. In a case where you are able to identify a client that is no longer interested in your product, you can always get feedback on why the customer is no longer interested in your product.


  1.   24/7 marketing:

 Boosting your business with SMS marketing is one of the very bright ideas out there. An average human carries a mobile phone at all times. This is a very grand opportunity for you as a business owner because you can forward messages to your clients at any time of the day. SMS marketing is a powerful way to reach your audience. Just do well to be mindful of the time zones if your clients are located in different countries.

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The 5 Best And Essential Apps For Remote Workers

April 9, 2020 Leave a Comment

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Working remotely often means you have to be on your game when it comes to accountability. It is hard to manage your time and other essential tasks when you are working alone. You don’t have a team there with you to help organize the workflow and make sure that things are getting done on time and accurately.

The 5 Best And Essential Apps For Remote Workers

That’s why apps and software are so important. It is like having the team that works for you to help you stay organized, efficient and accountable.

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How Starting an Herb Garden Was the Best Thing I Did for My Budget and Sanity

April 9, 2020 3 Comments

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This is a guest post from one of my readers. Enjoy her story and be inspired!

Last Year

It was March 2019, and I was at my wits’ end.

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4 Ways to Secure Your Financial Future

April 6, 2020 2 Comments

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Securing your financial future is something you should consider regardless of age or status. With some planning and a little foresight, you could be well on your way to carving out a future free of debt and worry.

Being financially comfortable when you get older will not only make it easier to live life to the full but could provide you with choices you wouldn’t otherwise have. Here are 4 ways to secure your financial future.

Career advancement

Career advancement usually goes hand in hand with an increase in salary and other benefits, so it’s a good idea to set yourself some realistic career goals and plan how these can be achieved.

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Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
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