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One Cent At A Time

A Personal finance blog to get rich

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Archives for August 2020

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Should I Take Out an Online Personal Loan to Pay Off Debt?

August 30, 2020 Leave a Comment

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America has reached $1 trillion in total revolving credit in the year 2018, according to the Federal Reserve. It means a hefty monthly financial obligation that could weigh down your budget for months, years, and even decades.

If you will not act now, you might be stuck in an endless debt cycle.

But to get out of your debt, is it wise to use a personal loan? The answer depends on several factors. Are you qualified for a low-interest rate? Or do other alternatives work better for you? To guide you in making a wise decision, let me discuss the pros and cons of using a personal loan to pay off debt.

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3 Finance Hacks for Millennials

August 30, 2020 Leave a Comment

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Taking a close look at your finances may not be the most fun you can have on a lazy Saturday afternoon. However, if financial stresses are getting you down, taking the time to analyze your spending and saving habits may just yield some lasting dividends. But where do you start?

3 Finance Hacks for Millennials

 

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How to Do A Value Analysis Before Acquiring an Online Business?

August 28, 2020 Leave a Comment

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Obtaining an online business is tricky most of the time. Various elements must be determined before forging ahead with a decision. The process is challenging, exhausting, and time-consuming. But once all the factors have been accurately assessed, valuable information becomes available. 

How to Do A Value Analysis Before Acquiring an Online Business?

Only once all these elements have been thoroughly investigated should an informed choice be made. Assimilate all the necessary information to place yourself in a strong position to make a wise choice and make a valuable investment.

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How to Get Top Dollar When Selling Your Car

August 26, 2020 2 Comments

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Whether you intend to sell your car to a private buyer or a dealer, you’ll want to score the best price possible. However, selling your vehicle poses a challenging task for the inexperienced car owner. Some buyers, especially car dealers, can be notorious negotiators.

How to Get Top Dollar When Selling Your Car

With several online car databases within the consumer’s reach, it’s difficult to price your vehicle when buyers can locate a new car cheaply and efficiently with just a few clicks. So, how do you get top dollar when selling your gently-used vehicle? Keep these seven useful tips in mind so you can get a fair deal.

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Transferring money abroad 2020 version: all online!

August 21, 2020 Leave a Comment

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International money transfers have a long and interesting history. From coinage that was difficult to agree upon to a swift click of a button on your smartphone, sending money abroad has become almost frictionless.

Globalization and standardizing currency is at the backbone of effortless trading, for which the evolution has arched since 3000 BC. Let’s have a look at its timeline, before looking to see the most efficient ways to transfer money abroad today.

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6 Common Mistakes Beginner Investors Make

August 19, 2020 1 Comment

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Investing is remarkably easy these days, and you don’t need to work on Wall Street to buy stocks and shares or play the forex markets. Thanks to online trading platforms, anyone can become an armchair investor, but there are many pitfalls to be aware of. There are common mistakes beginner investors make.

6 Common Mistakes Beginner Investors Make

Beginner investors are often sucked in by wild claims of huge profits for very little effort. But for every Instagram influencer showing off his Maserati and piles of cash, there are thousands of people who lost their pants when they misunderstood the power of leverage.

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How Title Loans Are Changing Amid the Coronavirus Pandemic

August 17, 2020 Leave a Comment

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The coronavirus pandemic has left no sphere of our lives untouched. On a financial level, many of us have suffered substantial setbacks, loss of income, loss of earnings, and unemployment. The title loan industry is no different.

Some experts have estimated a 69% drop in revenue across the industry. Most title loan lenders across the U.S. have seen steep declines in foot-traffic due to the coronavirus, with some lenders recording a staggering 90% drop in revenue.

As the title loan industry has declined, the pawn shops are thriving as Americans attempt to keep afloat by selling their possessions.

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8 Crucial Challenges in Trading

August 14, 2020 Leave a Comment

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Trading seems very easy to do. You can think by using a computer, you can make money easily in the Forex market. Actually, this is your wrong perception.  To do trade, you will go through lots of troubles every day. There are some challenges that are discussed which you will face in the trading field.

What is Forex Trading?

 

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Financial Tips for the Unemployed

August 13, 2020 3 Comments

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There are reasons behind unemployment that so many people don’t take into consideration.

It could be as simple as someone quitting a job during an angry moment. More than likely, it’s because a company has downsized and laid-off employees.

The COVID pandemic shows us, no matter how hard-working we are and how secure our job is – we can lose our job overnight.

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How to Lower Your Taxes to Make More Money in 2020

August 10, 2020 Leave a Comment

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With all the financial uncertainty that the COVID-19 pandemic has wrought, you’re probably considering how you can save (and make more) money this year.

Lower your taxes

Taking advantage of self-employed tax deductions is a simple way to save money by reducing your tax bill. Here are some of the top deductions that every business can take advantage of in 2020.

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