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A Personal finance blog to get rich

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Archives for September 2020

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Why Car Title Loans Are the Worst Consumer Loans

September 29, 2020 Leave a Comment

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There are various types of consumer loans. Personal loans, auto loans, home equity loans, payday loans and car title loans are the most common consumer loans. Borrowing money personally from family or friends is not exactly a consumer loan, albeit the premise may be similar if interest is charged. Consumer loans may be secured or unsecured. They may have an extremely short repayment period, such as thirty days, or a reasonably long term of two to three years.

How to Get Top Dollar When Selling Your Car

Some consumer loans are obviously better than others. Many people assess the pros and cons of consumer loans strictly based on the amount one can lend and the rate of interest. It is equally important to factor in the repayment term and the various criteria for approval. Consumer loans from pawnshops are easier to obtain compared to the complex process of applying for a home equity loan or line of credit. This does not imply loans from pawnshops are better than the propositions of the bank. Payday loans and car title loans have often been flagged as the worst consumer loans. They are deemed to be exploitative and to an extent abusive

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How To Prepare Your Vehicle for Hurricanes

September 28, 2020 Leave a Comment

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Fortunately, most people have time to prepare for the impending arrival of a hurricane. Even residents who live miles inland can be impacted by winds and storm surge. If you decide you’re going to batten down the hatches and ride the storm out, many preparations need to be made, including protecting your vehicle.

How To Prepare Your Vehicle for Hurricanes

Ideally, you should park your car in a garage, but nearly half of the homes don’t have a garage or carport. If you don’t have a place for it inside, you can still protect your vehicle. Keep in mind these factors while deciding where and how you park your car:

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How to Safeguard Your Business and Avoid Unexpected Expenses

September 25, 2020 Leave a Comment

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For small businesses, unexpected costs can be a real concern. Without a large annual turnover to fall back on, there’s very little money left in the budget for dealing with additional outlay. As a result, it’s not overdramatizing to state that any surprise charges could potentially derail your enterprise and leave you significantly out of pocket.

Safeguard Your Business

So how do you safeguard against such unexpected eventualities? The answer lies in being proactive. Once a problem has occurred, it may already be too late for damage limitation, so a forward-thinking approach from the outset is the better option.

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How To Remove Collections Activity From Your Credit Report

September 22, 2020 Leave a Comment

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It can be both frustrating and debilitating to have instances of collections activity lingering on your credit report. This is particularly true when the information was placed there erroneously.

Removing Collections Activity From Your Credit Report

Notations of collections activity can stay on your report for up to seven years, which can make it difficult to get a good interest rate on a loan, it might even cause you to be denied one.

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How to Make Your Home Office Feel Like the Corner Office

September 20, 2020 1 Comment

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As summer comes to an end, even adults can find themselves feeling a frisson of back-to-school energy, suddenly wanting to buy a few new office supplies and get through the stack of papers on their desks. In 2020, however, those desires run up against the harsh reality that many office workers are still reporting to their jobs from a desk jammed into a dark corner of the house.

Home Office Decoration

If your remote work experience is still feeling subpar, it’s time to harness the energy that comes with that crisp fall weather and commit to making the best of the situation.

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Ways To Raise Money For Business

September 18, 2020 Leave a Comment

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Business is not a cup of tea for everyone; it comes with many sacrifices and turns. Every entrepreneur or business founder feels like raising money for the business to leverage it. Raising money for the company is one of the difficulties every business person faces in their business life.

5 Ways To Raise Money For Your Business!

Because business needs cash flow, correctly managed liquidity when you are setting up something new. Later, it might give you a lot back, but it needs cash in the initial stages or mid-stages.

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Is it Possible to Get Your Money Back After Getting Scammed by an Online Trader?

September 17, 2020 5 Comments

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Have you got scammed by an online trader? Every day 100’s of people get scammed by traders. In this post, we will talk about the ways to get money back after getting scammed by an online trader.

How to Spot a Student Loan Scam

No-one wants to realize that they have been scammed with an online trader. We have often built a relationship with these people and we want them to work in our favor to deliver great results. However, that doesn’t always happen. If you have been scammed by an online trader, is it possible for you to recover your lost funds? Let’s take a closer look.

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What Are Your Choices for Trading and Investing?

September 13, 2020 1 Comment

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Are you new to trading and investing? If so, you’ve probably curious about what types of things you can trade. Besides standard forex currency pairs, there are actually plenty of interesting choices for new and established trading enthusiasts.

Start Earning More: 8 Investing Tips for Beginners

This is true whether you are primarily aiming to invest and grow a long-term portfolio or make a profit on short-term activities like swing or day trading. Regardless of your personal preferences, budget, location, or experience level, the world of investing is diverse, interesting, and wide open.

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What Tools to Use If Your Investment Is Risky

September 12, 2020 Leave a Comment

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The risk-return trade-off is one of the standards of investing, where a more noteworthy level of risk should be remunerated by a higher anticipated return. Risk- or the likelihood of losses can be estimated using factual techniques that are past indicators of investment risks and unpredictability.

Risk management is a critical cycle used to settle on investment choices. The cycle includes recognizing and investigating the measure of risk involved in an investment, and either tolerating that chance or alleviating it.

Some basic proportions of risk incorporate beta, value at risk, standard deviation,  and restrictive incentive for risk.

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How Loans Can Hurt and Help Your Credit Score

September 10, 2020 Leave a Comment

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Many people think that all kinds of debts are created equal and as a result, they have equal weight on your credit score, but this is not true.

There are many factors that play a role when it comes to credit scores and how they are calculated. Credit scoring models take into consideration what debt you have and how much of it. Also, they consider how your installment debt.

When you understand which metrics matter most pertaining to your credit scores, you’ll be able to improve and maintain them. In this article, you’ll find the answers to your questions.

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