A Personal finance blog to get rich
With so many Americans without sizable retirement savings, it’s often our duty to remind our readers of the importance of having retirement savings. Here is a refresher guide to help you stay on track.
Retirement saving is important, but since it’s so far into the future, it’s hard for folks to give it importance. Thankfully, some people are thinking about it but don’t necessarily know where to start. The following is meant to guide people in the right direction.
The two most popular tips that are given to people who are trying to be more fiscally responsible are to buy a life insurance policy and to have various streams of income. Though these are great tips that I actually recommend, there are other assurances that can be put into place so one can be fiscally responsible.
If you’ve done a comparison of life insurance policies, including term life vs. accidental death, you may have found that depending on whether or not your life insurance provider includes a stipulation in your life insurance policy, your family may not be able to receive a full pay-out based on how you died.
There’s no doubt that buying a new home can be stressful. With so many variables to consider, it can leave you feeling overwhelmed. When it comes to the big move, many first-time buyers make all sorts of mistakes.
It’s a complicated process that should be handled with care. After all, you are making a huge investment that could impact your future.
We are quickly becoming a cashless society. As we rely more on technology and less on the change in our wallets, internet banking is now something most of us use on a daily basis. While convenient and efficient, digital banking does come with risks.
Cybercriminals spend their time looking for vulnerabilities, in an attempt to steal one of your most valuable possessions: your identity.
There is a lot of noise out there about what is true and what’s not when it comes to a credit score. Today, we will talk over some misconceptions and tell you where to learn more about everything credit-related.
Here are the most common credit myths that many people still accept as true.
In case of sudden shortage of funds, unexpected expenses and unforeseen life events, a short term personal loan can help us tide over the difficult times. Short term personal loans are collateral-free and do not require any guarantor.
They also come with affordable interest rates due to the competitive personal loan market and fast approval and disbursement. Short term Personal Loans also do not have any prefixed loan amount that you need to avail.
When you’re running a business, there’s never enough time in the day to finish everything that’s important to you. Many business owners find that they’re constantly managing small problems that interfere with broader growth-oriented strategies.
If hiring a new employee isn’t in the budget right now, your best option is to automate and streamline the work you have to do by getting smart about your business’s technology use. Not sure where to start? Try one of the five solutions ahead.
COVID-19 has shown all of us the importance of an emergency fund. Most people operate on the “it probably won’t happen to me” philosophy; until it happens to them. The fact is, a major life-changing (or threatening) event can happen to anyone at any time, and pretending like it can’t is a good way to set yourself up for maximum damage when it does occur.
Many Americans have less than $1,000 in their savings account—hardly enough to subsist on should they be out of work for several months. An emergency fund should consist of about 3-6 months’ worth of expenses, or so the experts say.
