Holiday time is fun. You get invited to a ton of parties, bond with your loved ones, and receive countless gifts. It is the time to spend on your loved ones in a bid to express how much you care about them. But before you do so, here is something you need to know.
Many people spend the first quarter of the year in counseling as they come to terms with their financial hits. More often than not, these hard economic times are a result of overspending during the holidays. While gifting people is not bad, you need to keep an eye on your expenditure.