A Personal finance blog to get rich
The term “Going Green” is gaining ground and that’s a good thing for future generations. Conserving natural resources and putting fewer toxins into the air and less waste into landfills definitely benefits the planet. Thankfully, there are many ways to reduce your carbon footprint without reducing your quality of life.
Water is a natural resource that many take advantage of. Unfortunately, the supply is limited and the usage enormous.
Holiday time is fun. You get invited to a ton of parties, bond with your loved ones, and receive countless gifts. It is the time to spend on your loved ones in a bid to express how much you care about them. But before you do so, here is something you need to know.
Many people spend the first quarter of the year in counseling as they come to terms with their financial hits. More often than not, these hard economic times are a result of overspending during the holidays. While gifting people is not bad, you need to keep an eye on your expenditure.
If you’ve always thought you need a physical product or a thriving order book to get your business funded, you’re in for a ride! Though it sounds counterintuitive, your business idea is the most important aspect of your business.
You might think it would be your actual product or service, the profit generated, or the assets you accumulate – mainly because you can attribute monetary valuation to these things. But it is your idea that is the most valuable simply because you can’t put a standardized price on it. Your idea is the ‘why’ of your business – something investors deem crucial when deciding whether or not to fund your initiative.
Credit cards offer convenience and security to consumers, especially those who don’t want to carry a lot of cash around. A typical consumer in the US is not usually satisfied with having just one credit card. In fact, a 2018 Experian report says that Americans tend to have an average of 3 credit cards.
In fact, I currently have 10+ active credit cards, Signing up for credit cards for rewards and churning them is my hobby. I like reward travel. I travel at a nominal cost. Even after applying and canceling cards frequently, I have an 800+ credit score.
If you’re truly looking to take your finances to the next level, you should be thinking about passive income.What is passive income exactly? It’s pretty much exactly what it sounds like: money you make passively or don’t have to continue actively working for.
An example of active income is wages earned for performing a job. An example of passive income is renting out a property you own. With passive income, you may have to do extra work or spend extra money to get started, but eventually, it will pay off.
Being fired from a job may be one of the most stressful and shameful experiences an adult may face. You want to be liked and accepted and perform well, but something just didn’t work out.
Being fired isn’t always about your performance. Sometimes the position is being dissolved; sometimes, it’s a clash between yourself and your boss. But no matter what the reason, the feeling of failure can creep in.
If you acquire an unsecured personal loan, you can use it how you want. A personal loan can help in debt consolidation loans to roll multiple credit card debts and remain with a single loan to pay, among other ways.
Personal loan providers will market their loans for different purposes, and because they are unsecured, you will not put your collateral, such as a car or house, in danger of losing.
