One Cent At A Time

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Archives for April 2021

4 Financial Steps to Consider After Losing Your Job

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Losing your job can be one of the most stressful experiences to live through. If you were the one who decided to leave your jobs, you’re probably okay. You’ve probably planned and waited until you had enough savings to carry you through the next few months, or until you had a better job.

4 Financial Steps to Consider After Losing Your Job

However, if this job loss came unexpectedly – such as in the case of being discharged or retrenched – it’s a whole different ball game. Losing a job causes stress and can also put a strain on your relationships and mental health.

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How To Reduce The Risk Of Identity Theft

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Identity theft is a serious crime that involves someone stealing another’s personal information to impersonate them mainly for financial gain. The results are usually devastating to the victim and can include loss of life savings or being charged with crimes you never committed.

How To Reduce The Risk Of Identity Theft

Most people are aware of the crime, but not many take any measures to minimize the risk leaving themselves vulnerable to scammers. 

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Things You Need to Know Now About Annuities

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Annuities are a common feature of retirement planning, though they may be used to manage settlement money, as well. Here are the top things you need to know now about annuities. We’ll also address a few of the common misconceptions about annuities.

What Is an Annuity?

An annuity is not an investment per se. It is a contract with an insurance company or other financial institution.

That is why they’re often able to guarantee a certain rate of return, whether they’re promising 4% annually or a variable rate with a floor of 2% with a maximum return of 6%.

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The Five Common Medical Errors That Lead to Legal Claims

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It is crucial for patients and families to understand enough about medical malpractice claims surrounding their cases. It is important to understand general medical rights; this will help you make informed decisions and whether you need further professional intervention.

The Five Common Medical Errors That Lead to Legal Claims

Unfortunately, medical mishaps have severe consequences for patients, like persisting pain, lifelong injuries, disability; in extreme cases, and may lead to death. To the highest level, medical workers are responsible for preserving life, as medical negligence calls for legal interventions.

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Effects Of Inflation On Retirement Savings

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Inflation occurs when the costs of goods and services experience a sustained increase. Keep in mind that most things go up in price over time, whether there’s an increase in demand or a currency’s value. Simply put, an item you paid for 10 years ago is going to cost you more today due to inflation.

Effects Of Inflation On Retirement Savings

As the US government issues more bonds and prints more money, inflation happens. As a result, businesses begin to raise the cost of their products or services. However, this can also occur if too much money chases only a small number of goods and services; this is called supply and demand. As demand goes up and supply doesn’t, prices will rise.

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8 Facts About Saving Money That’ll Keep You Up At Night

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It’s no secret that saving can be difficult. There are so many factors involved, such as our spending habits, interest rates, income, bills, budgeting, and more. While many people are quick to give up on reaching their peak saving potential in place of just getting by, making use of a few interesting concepts could take your saving skills from zero to hero. 

8 Facts About Saving Money That’ll Keep You Up At Night

Saving isn’t always about making more money; it’s mainly about what you do with the money that you have—as well as what you’re willing to change in your life to reach your goals.

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Slip and Fall Personal Injury Claims Guide

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Slip and fall accidents are some of the most common personal injury claims that lawyers receive. More often than not, a young victim’s physical health is not immensely jeopardized, however, as people get older, these accidents become much more common and dangerous.

Everything You Need to Know About Slip and Fall Accidents

In these instances, the victim’s health is a top priority, however, they should also be entitled to fight for their compensation and dispute their losses.

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Five Reasons to Invest in Cryptocurrency

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Today, the global economy is making a switch towards a digital eco-system. From money transfer to investments, everything today is becoming paperless. The most promising and the newest addition to this digital payment mechanism is cryptocurrency. It is a medium of exchange and works quite similar to the regular currencies, such as USD. However, it is crafted to share digital information.

Five Reasons to Invest in Cryptocurrency

Following a definition given by Investopedia.com, Cryptocurrency is a decentralized virtual or digital currency, which employs cryptography for security. Thus, it becomes quite difficult for anyone to forge. More so, since it is not a product of central authority, nobody can take it from you without your consent.  

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