One Cent At A Time

A Personal finance blog to get rich

Archives for April 2021

4 Financial Steps to Consider After Losing Your Job

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Losing your job can be one of the most stressful experiences to live through. If you were the one who decided to leave your jobs, you’re probably okay. You’ve probably planned and waited until you had enough savings to carry you through the next few months, or until you had a better job.

4 Financial Steps to Consider After Losing Your Job

However, if this job loss came unexpectedly – such as in the case of being discharged or retrenched – it’s a whole different ball game. Losing a job causes stress and can also put a strain on your relationships and mental health.

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How To Reduce The Risk Of Identity Theft

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Identity theft is a serious crime that involves someone stealing another’s personal information to impersonate them mainly for financial gain. The results are usually devastating to the victim and can include loss of life savings or being charged with crimes you never committed.

How To Reduce The Risk Of Identity Theft

Most people are aware of the crime, but not many take any measures to minimize the risk leaving themselves vulnerable to scammers. 

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Mistakes to Avoid When Buying a Tradeline

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Are you looking for a way to improve your credit? Depending on your financial and personal circumstances, it can be tough to do so. It might be so tough that you’re considering slightly higher-risk options, such as buying tradelines.

While buying tradelines can be a reasonable way to boost your credit, it’s important that you only do so correctly and avoid some costly mistakes. 

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Things You Need to Know Now About Annuities

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Annuities are a common feature of retirement planning, though they may be used to manage settlement money, as well. Here are the top things you need to know now about annuities. We’ll also address a few of the common misconceptions about annuities.

What Is an Annuity?

An annuity is not an investment per se. It is a contract with an insurance company or other financial institution.

That is why they’re often able to guarantee a certain rate of return, whether they’re promising 4% annually or a variable rate with a floor of 2% with a maximum return of 6%.

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The Five Common Medical Errors That Lead to Legal Claims

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It is crucial for patients and families to understand enough about medical malpractice claims surrounding their case. It is important to understand general medical rights; this will help you make informed decisions and whether you need further professional intervention.

The Five Common Medical Errors That Lead to Legal Claims

Unfortunately, medical mishaps have severe consequences for patients, like persisting pain, lifelong injuries, disability; in extreme cases, and may lead to death. To the highest level, medical workers are responsible for preserving life, as medical negligence calls for legal interventions.

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Effects Of Inflation On Retirement Savings

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Inflation occurs when the costs of goods and services experience a sustained increase. Keep in mind that most things go up in price over time, whether there’s an increase in demand or a currency’s value. Simply put, an item you paid for 10 years ago is going to cost you more today due to inflation.

Effects Of Inflation On Retirement Savings

As the US government issues more bonds and prints more money, inflation happens. As a result, businesses begin to raise the cost of their products or services. However, this can also occur if too much money chases only a small number of goods and services; this is called supply and demand. As demand goes up and supply doesn’t, prices will rise.

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8 Facts About Saving Money That’ll Keep You Up At Night

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It’s no secret that saving can be difficult. There are so many factors involved, such as our spending habits, interest rates, income, bills, budgeting, and more. While many people are quick to give up on reaching their peak saving potential in place of just getting by, making use of a few interesting concepts could take your saving skills from zero to hero. 

8 Facts About Saving Money That’ll Keep You Up At Night

Saving isn’t always about making more money; it’s mainly about what you do with the money that you have—as well as what you’re willing to change in your life to reach your goals.

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Desirable Qualities Of A Professional

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Professionals can handle difficult situations easily. Good knowledge about the market will aid to take the right measures in tough circumstances. Traders are required to make the right decision to achieve the right goal. Investors try to trade systematically to get good returns. Here, the good outcomes will not come without keeping the discipline. Here, we will discuss some attributes of the experts.

Become Responsible

Traders need to become responsible to do the task precisely. Right action will allow getting good returns. Have to think logically before taking any steps. Sometimes, this is seen that the investor tries to blame others for their mistakes. Here, he has to bear in mind that he has to decide on his trading process. They try to become serious about trading. This is important to retain the concentration during the trading hour. But, sometimes, the investor cannot monitor the scenarios and miss the opportunities. A sense of responsibility will help to boost the performance level.

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