One Cent At A Time

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Archives for March 2022

Thinking Of Working As A Social Media Manager? Here’s What It’s Like

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Thanks to the internet there are a number of jobs that simply didn’t exist fifteen years ago. A perfect example is that of a social media manager. Social media has become an important part of people’s lives including for business. 

Thinking Of Working As A Social Media Manager? Here’s What It’s Like

There is no marketing strategy these days that doesn’t involve social media marketing. Because of this, it is one of those careers that is not going away anytime soon. If you are looking for a job that is interesting and always different then taking some marketing courses to learn how is a really good idea. 

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Four Ways To Invest in Gold Right Now

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There’s nothing more exciting than making strategic investment choices. And while precious metals might seem a bit aloof at times, they can be one of the most strategic investments you can make during uncertain economic times. Many investors love gold as an inflation hedge or for portfolio diversification.

Four Ways To Invest in Gold Right Now

Some analysts and wealthy people will recommend having at least 25% of your portfolio as gold, but using it as an inflation hedge only requires about 10%.

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How A Lawyer Can Assist You In A Chapter 11 Bankruptcy For Small Businesses

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You may have seen that several large, public corporations have turned towards Chapter 11 bankruptcies to help them reorganize their debts so they can survive. Fortunately, Chapter 11 bankruptcies are also available and as equally efficient for small businesses. Small businesses dealing with bankruptcy can use it to either reorganize or liquidate their debts. This can allow you to whither challenging times and put your business on a path to growth. While Chapter 11 bankruptcy can be beneficial, the legal process is nothing to scoff at.

How A Lawyer Can Assist You In A Chapter 11 Bankruptcy For Small Businesses

To minimize the hassle and complexities of filing a Chapter 11 bankruptcy, you should consult with an attorney that deals with Chapter 11 bankruptcy for small businesses. Here is how they can help you

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Top 10 Fintech Companies for Personal Loans

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So, you need to find the best personal loan option? Perhaps you need to remodel the kitchen, add a pool to the backyard, or start your own business. And, you do not qualify for a home equity loan. Whatever the case may be, you want to be sure that you are getting the best loan for your circumstances. We have researched through 100’s of sites and 100’s of banks to prepare this list of current top 10 personal loan providers who are primarily Fintech companies. List Last Updated 03/21/2022

If you rather want to check Fintech companies directly, then follow the leads from the table below.

Top 10 Fintch Personal Loan Providers

Rank Lender Interest rate Loan Range Comments
1 Upstart
 5.22% – 35.99% $1,000 – $50,000 This is best performing personal loan provider, and growing business more than 50% a year. Employs AI to establish credit worthiness. Best for people new to credit, hassle free online experience, get funds within hours.
2 personalloans $6% – $36% $2,000 – $35,000 Check here first. They are not direct lenders, they are brokers to find the best loan for you in your state. With one application, you get multiple lender offers to compare and choose from.
3 Lending Club From 6.67% $1,000 – $40,000 You can expect delay in loan payment, late fee is assessed after 15 days of due date. You can check pre qualification before actually borrowing
4 Kabbage   From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
5 Trusted  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
6 Bad Credit Loan  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
7 Prosper  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
8 Fundera  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
9 Payoff  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
10 Net Credit  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%

Why Fintech Companies

The main reason is their low overhead cost.

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5 Ways To Safeguard Your Logistics Business

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The logistics business is highly complex and involves a lot of moving parts. Without the proper functions in place, the company can easily fail. However, the logistics business is a highly desired industry to get into. According to market research, the industry is estimated to be worth nearly $13 billion in 2027.

5 Ways To Safeguard Your Logistics Business

The most significant way of managing a logistic business is by applying preventative measures. These measures will ensure that the safety and operational guidelines are aligned with the business’s goals and objectives.

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How to Reduce the Cost of Vehicle Ownership

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Owning a car is a big financial responsibility. The costs can add up quickly for gas, insurance, and maintenance. But there are ways to reduce the cost of vehicle ownership and make it more affordable. Here are some excellent ways to do just that.

How to Reduce the Cost of Vehicle Ownership

1. Consider Getting Extended Auto Warranty Coverage

One way to reduce the cost of owning a car is to buy extended auto warranty coverage. This can help you cover the cost of unexpected repairs down the road.

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4 Ways To Finance Your New Business

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Starting up a business is no small thing and there are many factors to take into account if you want to pursue such an endeavor. The number one aspect of starting up a business is having the funds to do so and this is not just a start-up fund at the beginning but an ongoing surplus that needs to be maintained.

4 Ways To Finance Your New Business

Getting a business to a level where it flourishes can be a difficult thing. There are avenues you can take to minimize your overhead costs and make sure that you have the required funds to ensure that your business becomes and remains a successful enterprise.

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6 Best Forex EA That Actually Brings Profit

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Every trader interested in currency trading knows even a little about automated trading tools like forex expert advisors or robots. These complicated tools are designed in a way to simplify the fx trading process by helping out in technical analysis and other repetitive tasks. First-timers often have a hard time picking the best forex EA that would work in the way they expected and help generate profit. 

6 Best Forex EA That Actually Brings Profit

As the forex market is full of options, it becomes highly possible that you end up with a scam or a low-quality EA. Therefore, in this article, we present an overview of the 6 best forex EA that actually work and bring profit.

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