A Personal finance blog to get rich
Increasing your annual returns by just 1% over 30 years could raise your total returns by nearly 32%, while a 2% improvement would result in a 72% increase. These small improvements each year are powerful because of the magic of compounding.
Whether your ultimate objective is income generation or long-term growth, you can benefit from using three key methods to boost your returns. Most investors fail to use these approaches and miss out on easy gains.
Since you are no longer part of a home with two earners, managing your finances as a single father might be challenging. It will seem impossible to even consider any form of saving or investing plan between paying all the bills and providing food, toys, school supplies, and child support. Here in this blog post, we would provide you with management tips on how you can be a single dad on a budget
You are not alone, my friend: Over 1.5 million single fathers live in the United States, according to Lending Tree. Being a single parent can be really difficult, therefore you might lose patience, which would make things worse. When it comes to the fundamentals of money management, you must exercise extraordinary diligence. There is no chance that this will occur accidentally. Instead, you must make plans and make progress toward it
Let’s talk about how to deal with credit card companies for debt relief when you can’t pay the entire outstanding amount. Debt relief by credit card companies refers to the various options that credit card companies may offer to help customers who are struggling to pay off their debt. These options can include:
Debt settlement: This involves negotiating with the credit card company to reduce the total amount of debt that you owe. You may be able to settle your debt for less than the full amount, but it will likely hurt your credit score.
Debt consolidation: This involves combining multiple credit card debts into one loan with a lower interest rate. This can make it easier to manage your debt and lower your monthly payments.
An index fund is a specific kind of investment vehicle or mutual fund that has a portfolio constructed to follow or match broad indexes like benchmark index components, such as the Standard & Poor’s 500 Index (S&P 500), the Nasdaq 100, and the Dow Jones Industrial Average.
In essence, an index is a common way to monitor the performance of collections of assets. Index fund purchases stocks that make up a full index . For instance, if the index tracks the Standard & Poor’s 500, an index of 500 of the top corporations in the United States, the fund purchases shares from every firm featured.
We all have had our bittersweet relationship with new year’s goals. It has often been sought as a way of reflecting upon life choices of the passing year and dwelling on targets to achieve the year ahead. But as a rule of thumb, intentions to make resolutions never actually materialize.
To help you set yourself up for a year-long journey of self-efficacy, we’ve provided you with 51 options for new year’s goals.
Also as a personal finance blog, we are listing up actions you can take to make sure you are positioning yourself for financial success.
