Are your savings a little wimpy? Maybe you are working as hard as possible only to see a small trickle of funds to reach your savings account. Don’t despair, there are ways to beef up your bucks without getting a second job.

Building long term wealth can give you the freedom to live life while your money does the heavy lifting, and it all starts with investing. Instead of letting your savings sit around and gather dust, you can put your money to work. Your money can earn savings account interest and start to grow some muscle.

Investment banking is a specific division of banking that relates to creating capital for companies. Many investment banks do not take deposits as commercial banks do. The three main areas of investment banking are sales and trading, asset management and investment banking.

The largest investment banks offer all three services, but there are smaller firms that focus on just the investment banking area. Most investment banks spread investments and securities management in several regions of the globe to ensure a wide coverage of multiple financial markets.

An investment bank will underwrite equity securities and debt for many different types of businesses. Experienced investment bankers will provide guidance and advice to issuers about the placement and issue of stock.