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One Cent At A Time

A Personal finance blog to get rich

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21 Tips To Be Productive And Happy At Work

December 7, 2020 31 Comments

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Let me start with a disclaimer, I am not pretending that I am a guru of some sort who knows how to handle work pressure in any situation. I am writing this as I think this may help you if you are in a similar situation as I once was. It was becoming difficult for me to increase productivity, I wasn’t able to concentrate and wasn’t producing the results I wanted to produce. Then I made these small adjustments.

20 Tips To Be Productive And Happy At Work

It’s not that I practice all of the days in and day out, but I follow most of them every day. In a way, this is similar to the other projects I mentioned before, how to be a better person in 15 ways and how to feel good and increase productivity.

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7 Amazing Frugal First Dating Ideas

July 28, 2020 Leave a Comment

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One way to make your relationship to stay forever is to surprise your partner for no reason at all. Surprises lead to greater intimacy, lighthearted fun, and tender reactions. Here are amazingly frugal first dating ideas.

7 Amazing Frugal First Dating Ideas

 

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Gift-Giving on a Budget: Tips and Tricks

April 17, 2020 1 Comment

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The mere thought of gift-giving can already intimidate many people, thinking that it is expensive. Yes, gifts can be costly! However, it all depends on you.

Gift-Giving on a Budget: Tips and Tricks

Even if you are cash-strapped, you can still give a present. This won’t make you broke. Read on and we’ll share some tips on how you can give gifts and stay on your budget.

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Legal and Financial Rights of Women in Divorce

August 23, 2019 Leave a Comment

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The reason why marriage is a legal contract are many, but one of the big ones is to ensure that both spouses are taken care of after a divorce. Even when a couple decides to separate, they have an obligation to each other and their children.

Legal and Financial Rights of Women in Divorce

In most cases, it is the rights and finances of a woman that suffer most from a divorce because she’s more likely to stay at home and look after the household. So, it becomes the responsibility of the breadwinner husband and legal right of the woman to receive financial and legal recoupments as listed below.

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How Hiking 700 Miles Changed My View on Money

July 18, 2019 Leave a Comment

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Today we have a guest post from a reader of this blog. Enjoy this wonderful post!

There are a few things I am passionate about, and while they’re completely unrelated, finance and the outdoors happen to be two of them. It wasn’t until college that I developed either one of these passions but once I found them I was hooked.

How Hiking 700 Miles Changed My View on Money

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Ideal Fathers Day Gift – Based On Survey

June 5, 2019 Leave a Comment

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Father’s day is around the corner. Unlike in the past where mother’s day used to be celebrated more widely, nowadays the father’s day is of equal importance to families. Children buy gifts for their dad. Mothers do buy gifts on behalf of their little kids as well. They go out they plan for that day ahead.

SB junior is just 3 years old, the gifts I’ve gotten so far were selected and paid for by SMB (wife). I got a shirt and mouse pad with embossed picture of my time together with the junior. I got a bonsai pot on the second father’s day.

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Starting a Family? Here are the Best Savvy Saving Tips

May 30, 2019 Leave a Comment

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Expanding your family is an exciting and joyous time of your life. While you may be preoccupied with a whole new world of baby names, pregnancy classes, and routine visits for checkups, there is one serious consideration you need to think about and that’s your finances.

How Growing Up Poor Impacts Future Spending Habits

Having a baby can be expensive, but there are ways in which you can save yourself money and avoid plunging into debt. This should be an enjoyable new stage of life; you don’t want it to be overshadowed with money worries.

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Superb Mother’s Day Gift Ideas to Amuse Your Mom

April 23, 2019 4 Comments

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All mothers are awesome by their kind and helping nature in this world. They always care for their little ones and family members. A mother is also one of the selfless humans on this planet. She only deserves love and cares every day of the year. But here is an entire day devoted to all the mothers for their exceptional motherhood.

Superb Mother’s Day Gift Ideas to Amuse Your Mom

Mother’s day is a memorable celebration for showing some deep affection to all the moms in this world. It is also the right time to express gratitude towards all mothers for their remarkable contributions. A mother should be rewarded for her sacrifices and dedications. So you can plan some best gifts to make her feel special on this mother’s day.

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Buy an Engagement Ring Without Upsetting your Wallet

April 2, 2019 1 Comment

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Society appears to present us with fixed rules that we must follow. Some are immutable laws that will never change. Time will move forward and gravity will pull us down to Earth. Others are governing laws—if you steal you will be punished.

Buy an Engagement Ring Without Upsetting your Wallet

Finally, there are customs. Unlike gravity, these customs can be influenced, generally by those with the most to gain. This can take years or even decades and eventually it feels like it has always been this way. Which is how we arrive at rules such as engagement rings are deserved and must have a large, sparkly diamond, preferably a carat or more, and cost a lot of money.

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Bonding Through Camping – Enjoying Life at Little Cost

March 10, 2019 15 Comments

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There is nothing quite as bonding in my mind than a camping trip, especially when you are not a camping family. Those of you that were raised to camp, those that know all the right ways to do things and all the right things to pack may not know what I am talking about. But I am sure that there are those of you that were not raised up camping that has tried your hand at it like we have that know firsthand what I mean.

Low Cost Camping

My dad did not camp, or have picnics, or swim in public pools. He did not like to rough it, eat with ants or flies, and he did not want to swim in a public pool. I will just leave it like that; I won’t go into his explanation because it is not pretty. He did like to fish so we spent some time at the lake. Mom, on the other hand, loved to hike, picnic, garden, and generally any outdoor activity.

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