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One Cent At A Time

A Personal finance blog to get rich

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51 New Year Goal Ideas For 2023

January 9, 2023 1 Comment

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We all have had our bittersweet relationship with new year’s goals. It has often been sought as a way of reflecting upon life choices of the passing year and dwelling on targets to achieve the year ahead. But as a rule of thumb, intentions to make resolutions never actually materialize. 

To help you set yourself up for a year-long journey of self-efficacy, we’ve provided you with 51 options for new year’s goals.

Also as a personal finance blog, we are listing up actions you can take to make sure you are positioning yourself for financial success. 

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How To Be Rich? Stay Healthy

November 11, 2022 30 Comments

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The blog under discussion revolves around the central theme of “How to be rich?”. You can also check out our earlier pieces of content if you are looking for more informative topics on how to be rich.

How To Be Rich? Stay Healthy

To start with, there are four distinct, independent ways for you to become rich:

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Have the Right Attitude To Become Richer

May 17, 2022 19 Comments

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Not only making it rich, for achieving every success in life you need the right attitude. “making it happen somehow” doesn’t really work. But, “making it happen by doing such and such” usually works most of the time.

I am talking about setting accurate goals and having proper plans to achieve them. your attitude will determine if you’re going to make it rich one day. It’s the mindset and attitude that differentiates a millionaire and a non-millionaire.

Being Rich

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How to Become Rich by Saving One hour Of Wage Per Day

March 9, 2021 36 Comments

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How can you define a rich person? What should be the criteria? I think the definition depends on the person, the place, the surroundings, and the economic condition.

I’d like to think a rich person is someone who is not worried about his family’s financial health if he is to lose his regular income right now.

How to Become Rich by Saving One hour Of Wage Per Day

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Ways To Raise Money For Business

September 18, 2020 Leave a Comment

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Business is not a cup of tea for everyone; it comes with many sacrifices and turns. Every entrepreneur or business founder feels like raising money for the business to leverage it. Raising money for the company is one of the difficulties every business person faces in their business life.

5 Ways To Raise Money For Your Business!

Because business needs cash flow, correctly managed liquidity when you are setting up something new. Later, it might give you a lot back, but it needs cash in the initial stages or mid-stages.

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Start Earning More: 8 Investing Tips for Beginners

November 30, 2018 1 Comment

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It never hurts to find ways to earn more money for the future. Check out these 8 investing tips for beginners and start bringing in more each year. The average American is saving less money than ever before. As a percentage of their income, it’s down to 2.4%.

INVESTING FOR BEGINNERS. Text on tablet device on a wooden table

With such little capital to work with, many people choose to avoid investing altogether and either ignore their impending retirement or work well into it to make up for the difference.

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How Growing Up Poor Impacts Future Spending Habits

August 5, 2018 3 Comments

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My neighbor Tom has the biggest heart… and the biggest house, the biggest truck, the most outdoor furniture one backyard can hold, and three garages stockpiled with stuff. He’s our neighbor who loves to host every neighborhood party featuring everything you could wish to eat or drink. He seems to have all the advice on the best vacation destinations. And, he is the first one to give anything away upon casually overhearing that someone is in need.

How Growing Up Poor Impacts Future Spending Habits

Although my husband and I do our best to be polite and gracious of his friendship and goodwill, we often wonder at what cost Tom does all of this, both financially and personally. Tom and his wife do well for themselves, this much I know.

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How to Exponentially Grow Your Wealth: Side Jobs

June 6, 2018 6 Comments

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The key to wealth isn’t your primary source of income, it’s the growth of secondary income through side jobs.

Consider this: the typical person has one full-time job, which represents one source of income.  Let’s name this typical person Phyllis.  As long as she’s employed, Phyllis’s job serves as a stream of revenue.  Yet, Phyllis has far more uses of income than sources of income.  She has to pay for rent, utilities, groceries, insurance, etc.  These add up fast.

Exponentially Grow Your Wealth

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10 Must Have Personal Finance Habits

October 10, 2017 5 Comments

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Having good financial habit is a must for everyone but most usually don’t have these or have not spent the time to take a good look at their finances. Because you are here reading this I can assume that you have decided to take your financial life a little more seriously.

10 Must Have Personal Finance Habits

Below are 10 great financial habits you must imbibe to get you to achieve the financial freedom you have always dreamed of.

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Importance of Giving With 1 Billion Starving

September 7, 2017 1 Comment

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Many of us give to charities. I contribute from my paycheck as my employer matches charitable contribution, dollar by dollar. Although I don’t even give 1% of my income to charities, I think I should. importance of giving is the subject of today’s post.

Importance of Giving

More than 1 billion people are starving in the world For the majority in the West, poverty is considered to be synonymous with hunger. As per the announcement by the United Nations Food and Agriculture Organization, more than 1 billion people are starving in the world.

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