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One Cent At A Time

A Personal finance blog to get rich

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How to Become Rich by Saving One hour Of Wage Per Day

July 11, 2020 35 Comments

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How can you define a rich person? What should be the criteria? I think the definition depends on the person, the place, the surroundings, and the economic condition.

I’d like to think a rich person is someone who is not worried about his family’s financial health if he is to lose his regular income right now.

How to Become Rich by Saving One hour Of Wage Per Day

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Ways To Raise Money For Business

September 18, 2019 Leave a Comment

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Business is not a cup of tea for everyone; it comes with many sacrifices and turns. Every entrepreneur or business founder feels like to raise money for the business to leverage it. Raising money for the company is one of the difficulties every business person faces in their business life.

5 Ways To Raise Money For Your Business!

Because business needs cash flow, correctly managed liquidity when you are setting up something new. Later it might give you a lot back, but in the initial stages or mid-stages, it needs cash.

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How To Be Rich? Stay Healthy

July 22, 2019 28 Comments

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“How to be rich” is the central theme of this blog. Check out previous articles about this theme of how to be rich. You can be rich in four different ways, each one independent of another.

How To Be Rich? Stay Healthy

  • Monetarily Rich – Determined by your monetary assets
  • Spiritually Rich – Very difficult to attend and once reached, monetary richness may seem insignificant.
  • Emotionally Rich – When your soul feels the rich by the way you conduct yourself. We do feel it all the time but need to sustain the feeling with self-training. Here’s one of my previous take on emotional richness.
  • Socially Rich – When you have significant social influence in society.

Staying healthy is one important aspect which encompasses all four aspects of being rich.

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Start Earning More: 8 Investing Tips for Beginners

November 30, 2018 1 Comment

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It never hurts to find ways to earn more money for the future. Check out these 8 investing tips for beginners and start bringing in more each year. The average American is saving less money than ever before. As a percentage of their income, it’s down to 2.4%.

INVESTING FOR BEGINNERS. Text on tablet device on a wooden table

With such little capital to work with, many people choose to avoid investing altogether and either ignore their impending retirement or work well into it to make up for the difference.

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How Growing Up Poor Impacts Future Spending Habits

August 5, 2018 3 Comments

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My neighbor Tom has the biggest heart… and the biggest house, the biggest truck, the most outdoor furniture one backyard can hold, and three garages stockpiled with stuff. He’s our neighbor who loves to host every neighborhood party featuring everything you could wish to eat or drink. He seems to have all the advice on the best vacation destinations. And, he is the first one to give anything away upon casually overhearing that someone is in need.

How Growing Up Poor Impacts Future Spending Habits

Although my husband and I do our best to be polite and gracious of his friendship and goodwill, we often wonder at what cost Tom does all of this, both financially and personally. Tom and his wife do well for themselves, this much I know.

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How to Exponentially Grow Your Wealth: Side Jobs

June 6, 2018 6 Comments

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The key to wealth isn’t your primary source of income, it’s the growth of secondary income through side jobs.

Consider this: the typical person has one full-time job, which represents one source of income.  Let’s name this typical person Phyllis.  As long as she’s employed, Phyllis’s job serves as a stream of revenue.  Yet, Phyllis has far more uses of income than sources of income.  She has to pay for rent, utilities, groceries, insurance, etc.  These add up fast.

Exponentially Grow Your Wealth

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10 Must Have Personal Finance Habits

October 10, 2017 5 Comments

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Having good financial habit is a must for everyone but most usually don’t have these or have not spent the time to take a good look at their finances. Because you are here reading this I can assume that you have decided to take your financial life a little more seriously.

10 Must Have Personal Finance Habits

Below are 10 great financial habits you must imbibe to get you to achieve the financial freedom you have always dreamed of.

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Importance of Giving With 1 Billion Starving

September 7, 2017 1 Comment

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Many of us give to charities. I contribute from my paycheck as my employer matches charitable contribution, dollar by dollar. Although I don’t even give 1% of my income to charities, I think I should. importance of giving is the subject of today’s post.

Importance of Giving

More than 1 billion people are starving in the world For the majority in the West, poverty is considered to be synonymous with hunger. As per the announcement by the United Nations Food and Agriculture Organization, more than 1 billion people are starving in the world.

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51 Fun Weekend Ideas for Your Family

June 12, 2017 12 Comments

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Monday morning I met John at the cafeteria. He was brewing coffee and I was there for a cup of tea. He sighed in between the conversation and said “5 more days”. Seeing my puzzled look, he explained further – “to the weekend”. We all wait for the weekend the whole week. Almost 60 hours of time, but most of the time we don’t really pre-plan to do anything on a weekend.

51 Fun Ideas For weekend

There are so much to do, there are people around, things around. You need to find time and company of your family and friends. I have prepared 51 family fun ideas, these can be applicable to your friends as well.

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How Do You Define Your Worth?

May 29, 2017 8 Comments

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This is a guest post from blogger Amy Davis from Slay Your Budget. She is a former therapist, stay-at-home mom of 4 and die-hard University of Pittsburgh Panthers fan. She made financial freedom a priority after their third daughter who required a 53 day NICU stay, 14 surgeries to date, and of course, large medical bills. Hope you enjoy her personal story and her values about her worth in terms of time.

In my former work life, I was a therapist treating children and teens with various mental health challenges. After an evaluation with the psychologist deemed these kids in need of treatment, they were paired with a therapist like myself, to formulate a treatment plan and commence therapy.

How Do You Define Your Worth?

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