While everyone wishes they had a perfect financial situation, this is unfortunately rarely the case. In fact, numbers show that well under 50% of Americans have enough in savings to cover even a $1,000 emergency. However, saving money isn’t the only financial issue that people experience. Many spend too much on things they don’t need or simply don’t know where their money goes every month. 

With that in mind, this blog post is going to look at a few underrated tips to improving your financial health and situation.

Avoid Lifestyle Creep

Getting a raise or finally paying off that auto loan is a great feeling. You will have more money coming into your pocket every month, but you need to be smart with it. When many people add extra discretionary income into their pockets, their standard of living also rises. This idea is known as lifestyle creep.