• Home
  • About
  • Advertise
  • Contact
  • Policy
  • Guest Post
  • Archive

One Cent At A Time

A Personal finance blog to get rich

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

How to Improve your Relationship with Money

February 8, 2020 Leave a Comment

Share this:

  • Tweet
  • Email

Money often makes the world go around – whether we like it or not. Though having a lot of cash in your bank account might not be able to make you happy, it does make it a lot easier to avoid stress, anxiety, and other common problems. Fortunately, you don’t have to be a millionaire in the making to live a comfortable life.

Increase your Income

Sometimes, all you need to do to gain financial independence and stop stressing over your cash is to improve the relationship that you have with the money that you do have.

Continue Reading...

5 Money-Savvy Tips to Use in 2020

January 21, 2020 Leave a Comment

Share this:

  • Tweet
  • Email

The New Year is a perfect time to look back on your life and decide what things you’d like to change and where you’d like to find improvements. It’s always difficult to make resolutions, but under the right circumstances and with the proper motivation, it can be done.

Money spending

This year, why not make it a resolution to fix your personal finances and get yourself out of debt? Besides signing up for a debt consolidation program, here are five money management tips that will help you achieve your goals.

Continue Reading...

The Complete Guide To Understand Credit Score

January 18, 2019 10 Comments

Share this:

  • Tweet
  • Email

This weekend I was doing some de-cluttering exercise at home. Many unwanted papers I got rid of. While doing so, I came across a handwritten note at the back of my old bank statement, probably it was the first bank statement I received after opening an account with Bank Of America. The title said “A Complete Guide to credit score”.

I came to America in August 2005, I belonged to a country where there is no system for maintaining credit scores. There, Lenders, and probably government too, believe in the fact that money can be reclaimed by force.

Anyways, that’s another story, which I will touch upon a bit in various upcoming blog posts. Today’s topic is about that handwritten note.

Continue Reading...

Underrated Tips to Improve Your Financial Health

December 27, 2018 Leave a Comment

Share this:

  • Tweet
  • Email

While everyone wishes they had a perfect financial situation, this is unfortunately rarely the case. In fact, numbers show that well under 50% of Americans have enough in savings to cover even a $1,000 emergency. However, saving money isn’t the only financial issue that people experience. Many spend too much on things they don’t need or simply don’t know where their money goes every month. 

Improve Financial Health

 

With that in mind, this blog post is going to look at a few underrated tips to improving your financial health and situation.

Continue Reading...

The Stock Market Made Easy

October 30, 2018 1 Comment

Share this:

  • Tweet
  • Email

I am sure you’re anxiously seeing the stock indices volatility and gross downturn past few weeks. Is it abnormal? Naturally, stocks do vary. For example, there are dividend stocks or defensive stocks. A good beginning stock is dividend stocks which give buyers a long-term return. A defensive stock is a good beginning stock for a long-term investment like water, electrical, or utility stocks.

The Stock Market Made Easy

I am not panicking with the recent market downturn. Neither should be you. We need to understand how these markets work. The loss you are seeing now re all paper loss, you don’t make a loss till you sell your positions. I am holding tights on to my stocks and funds.

Continue Reading...

9 Steps to Secure Your Finances For the Future

August 13, 2018 2 Comments

Share this:

  • Tweet
  • Email

Do you tend to spend more than you earn? Do you procrastinate paying your bills on time? Well, not everybody is good at managing their finances. While some find it difficult to maintain the minimum balance in their account, others shop using their credit cards and tend to spend more than their budget.

9 Steps to Secure Your Finances For the Future

If you don’t know how to manage your finances when you earn, thinking of saving for retirement would seem like a Herculean task. Many people, especially middle-income earners find it difficult to save money for their future.

Continue Reading...

3 Valuable Daily Practices For Financial Success

July 25, 2018 2 Comments

Share this:

  • Tweet
  • Email

Your future is determined by your daily habits. So if you want an abundant financial future, look no further than your next 24 hours. Because a few wise decisions made daily can lead to significant gains over the course of your life. Are you struggling financially? Are things not working out as you expected? Look no further than you. Think about your daily routine.

Daily practices for financial success

The gain in productivity is not a day’s job. You build up practices and rituals that eventually take you towards your goal. Plam is the design, practice is the method and discipline is the most essential ingredient. You should follow certain practices daily for your financial success.

Continue Reading...

How to Avoid Own Goals in Personal Finance

July 10, 2018 1 Comment

Share this:

  • Tweet
  • Email

The FIFA World Cup is currently underway and as expected, it’s dominating the international news. While football (or soccer) isn’t the number one sport in every part of the world, there are a lot of practical personal finance lessons we can glean from the world’s most popular sporting event.

How to Avoid Own Goals in Personal Finance

One of these is own goals. Just like in the World Cup, own goals in your personal finance aren’t deliberate yet they can present a considerable setback to the achievement of your targets. We will describe some of the ways you can avoid inadvertently scoring an own goal in your finances.

Continue Reading...

Personal Finance for College Students

December 30, 2017 Leave a Comment

Share this:

  • Tweet
  • Email

College life comes with hard lessons on personal finance, especially for the students who do not plan their finances properly. They often find themselves in debt, broke and unable to cope with college life.

Personal Finance for College Students

Thus, you need a plan to succeed in college. As a student, there are few tips you can adapt to line up your finances and stay afloat financially whilst in college.

Continue Reading...

10 Must Have Personal Finance Habits

October 10, 2017 5 Comments

Share this:

  • Tweet
  • Email

Having good financial habit is a must for everyone but most usually don’t have these or have not spent the time to take a good look at their finances. Because you are here reading this I can assume that you have decided to take your financial life a little more seriously.

10 Must Have Personal Finance Habits

Below are 10 great financial habits you must imbibe to get you to achieve the financial freedom you have always dreamed of.

Continue Reading...
« Previous Page
Next Page »


Create your own blog in 20 minutes and $20

Personal Capital, a free tool to change your financial health today

I use and suggest Upstart, for your personal loan need

CreditKarma, a free tool to check your credit scorey

I use Coinbase, for my crypto investments

101 Cents at a Time

101 Ways to Earn Extra Money on the Side
201 Frugal and Perfect Birthday Gifts
101 Ways to Save Money Everyday
101 Ways to be Better and Successful at Work
101 Ways to Save Environment and Energy
101 Frugal and Romantic Anniversary Ideas
101 Low-Cost Men's Fashion Ideas
101 Personal Finance Tips
101 Ways to Reuse Household Stuff
101 Things to Do, When Nothing to Do
101 College Graduation Gift Ideas
100 Tips for Ecommerce Startup
101 Ways to Enjoy Indoor During Winter
101 Ways to Beat Procrastination

Popular Posts

Quick Cash - How to make $100 legally, in a day
Living well on less than $15,000 a Year
Top survey sites for side income
What to do when auto repair goes wrong
Where should I invest my money now?
20 Ways to be productive and happy at work
51 Ways to get out of debt
Be a better person in 15 days, 15 ways
Income ideas for retirees and senior citizens
51 side jobs for college students
Urgently need a large amount of money?
Should I buy or should I rent?
Best Personal loan providers
25 Ways to save environment
25 DIY car repairs to save money
How to decorate office cubicle
How to show your wife you care
50 Financial Rules for Success
51 Frugal weekend family activity ideas
Become Rich By Saving 1 Hour Of Daily Wage
How much do I need to save for retirement?
How to negotiate your salary

Follow us on FaceBook

Subscribe

Join our community of 5000+ subscribers to increase net worth and build wealth

Advertisements

Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
How my credit score went up 800+
Why I didn’t invest in Bitcoins
How I controlled impulses to buy things
Why this blog is named One Cent at a Time

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances

Copyright © 2023 One Cent At A Time · Designed by Nuts and Bolts Media