One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

How to Avoid Own Goals in Personal Finance

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The FIFA World Cup is currently underway and as expected, it’s dominating the international news. While football (or soccer) isn’t the number one sport in every part of the world, there are a lot of practical personal finance lessons we can glean from the world’s most popular sporting event.

How to Avoid Own Goals in Personal Finance

One of these is own goals. Just like in the World Cup, own goals in your personal finance aren’t deliberate yet they can present a considerable setback to the achievement of your targets. We will describe some of the ways you can avoid inadvertently scoring an own goal in your finances.

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10 Must Have Personal Finance Habits

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Having good financial habit is a must for everyone but most usually don’t have these or have not spent the time to take a good look at their finances. Because you are here reading this I can assume that you have decided to take your financial life a little more seriously.

10 Must Have Personal Finance Habits

Below are 10 great financial habits you must imbibe to get you to achieve the financial freedom you have always dreamed of.

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Quick Fixes to Improve Your Finances

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Keeping your personal finance in order is vital to avoid debt and afford certain things like a car or, your home at a lower interest rate. Getting your money in order helps avoid the stress and disarray caused by mounting debt.

Quick Fixes to improve Your Finances

The good news is, a financial situation can be improved, mainly through self-discipline. Following are 4 major tips for financial quick fixes that you can try when going gets tough. Not in particular order, all of these need to be taken care off at the same time.

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Essential Money Tips for People Moving to US for Work

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Are you moving to the US for work? I moved here in 2005 from India on a work visa. In this post, I’ll write about things to do in initial days.

How financial system in the US looks like and what you should do protect your family and property, invest your money and most importantly, how can you save money in this expensive country?

I was ever willing to write this post , I spent hours researching for it. This topic is what I was searching forever since I landed in this country.

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10 Habits of Financially Stable People

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Just like any other goal, financial success requires the practice of good financial habits. If you want to finally eliminate debt, increase your personal savings, and achieve financial security for yourself and your family, you need to take a good look at your current spending. Assess which ones are truly necessary, and start making changes to the way you budget and spend your money.

10 Habits of Financially Stable Person

To me, being financially stable and having a lot of money are not synonymous. You may have a large income but, it doesn’t always mean you’re financially stable. Financial stability ensures that you are capable enough to hold on to the wealth, even during difficult times. So, irrespective of your financial situation, you should strive to become financially stable and develop the habits of a financially stable person.

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Money Management Through the Eyes of a Boy Scout

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When I was younger I was in the Boy Scouts. Like many, I started in grade school with the Cub Scouts and moved up the ranks. Ultimately, I fell short of the Eagle rank by one level, but the lessons learned over my scouting career have stuck with me through the years. Looking back on it now through the eyes of someone who must manage bills, work and family, I think the scouts helped me build a solid framework for future money management skills.

Money Management Through the Eyes of a Boy Scout

I’d like to take you on a journey through my five favorite parts of the Boy Scout Law and demonstrate how each has had an impact on me when it comes to managing my finances.  Hopefully, by the end of this post you too will be prepared to go out and be a good scout with your money.

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20 Investment Strategies for Beginners

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When I first started earning money it was 2000, I was in India. I straightaway jumped for stocks and within a year my invested amount lost half of its value. Poor stock picking coupled with the burst of the dot-com bubble taught me what not to do with money when you are a beginner. Since then I committed many mistakes, at the same time, I did things that worked very well for me.

20 Investment Strategies For Beginers

A few of the mutual funds I bought between 2003 and 2005 got almost tripled its value before I sold them off. I had mentored people towards their first investing since then, A little disclaimer, I am not a financial expert and don’t take my advice for granted, consult with someone you trust before taking any of the steps I mentioned below. The following ideas are lessons I learned with my life and lives of the people (at work and within the family) who came to me for advice.

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5 Most Important Financial Lessons for the Dummies

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When we were young we had the capacity to dream – and we had big dreams. I remember that I wanted to be the aeronautical engineer and a neurosurgeon at the same time, and I actually wanted to become a bird at a time? However, as we grow older, the realities of life set in and we have to specialize and pick a job out of the many jobs that interest us. People build careers in different fields such as education, business, technology, healthcare, sports, and arts among other things.

5 Most Important Financial Lessons for the Dummies

Irrespective of the career path you chose, you’d still need to make a number of financial decisions at different stages in your life; folks who do not have a background in finance are often at a disadvantage in the crossroad of making financial decisions.

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