One Cent At A Time

A Personal finance blog to get rich

What to Do When Automobile Repairs Go Wrong

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Many car repairs are worth making when they go smoothly. But what if you drive your car away from the mechanic and find the repair hasn’t been done correctly—or hasn’t been done all? Thankfully, most mechanics are thorough and professional, and unpleasant instances are the exception rather than the norm. But it’s important to know what steps to take if you find yourself in a bad situation. So, what to do if your auto repair goes wrong?

What To Do When Auto Repair Goes Wrong

There are a number of steps that you can take prior and post the incident. Let’s first briefly talk about what preventative measure you can take.

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How Do You Decide to Lease a Car

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Compared with the purchase of a new car, a car lease is a lot cheaper. You won’t have to pay the same amount each month, unlike car financing. The only downside is that you don’t own the vehicle. Once the lease is over, you have to return the car. You can continue the lease or buy the vehicle. How do you decide to lease a car?

How do you decide to lease a car

To determine what’s best for you, you need to sit with a pen and paper and do the math. Start with your old car, write down the purchase price and average maintenance you put it, the tax and registration fees and the interest you paid over the year (if you had a loan). That’s your total cost of ownership.

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10 Tips For Cutting Car Costs

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With every passing year, the roads get more and more crowded with cars. While the traffic gets worse, people still rely on automobiles to make their lives and careers work. Giving up your car simply isn’t feasible for a lot of us. And that presents a financial burden that you might find hard to shoulder.

10 Tips For Cutting Car Costs

The sheer cost of operating a car these days can be very expensive! We’ve taken the liberty of assembling our best tips for keeping that cost to a minimum. Pay no more than you have to drive, without compromising your safety!

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5 Tips for Buying a Car on a Student Budget

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For many students, a car is not an optional buy. When you need to get around a lot or your school is too far away, you’ll need something to get you there. You can use public transport if the option is available but, more often than not, this takes too much time or is too complicated for a student with thousands of things on his mind.

5 Tips for Buying a Car on a Student Budget

Sure, you can find some of your college friends and ask them to drive you around, but this can’t last forever. Sooner or later, you’ll need to get your first car. Fortunately, there’s a way to purchase a car on a student budget. If you worry about how you’re going to afford this, we have some tips that should help you out.

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Make a new Car Affordable

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Earlier we used to drive a BMW when I traded that in for a Hinda CRV, it depreciated by as much as 70%. If I consider the maintenance cost we incurred in all 4 years of owning it, that BMW cost us a fortune. I vowed to never ever buy a German car while living in the USA.

Here’s a reality that makes perfect sense when you think about it; even though most people avoid actually doing so. There’s a whole lot more to having a new car than just buying it. Getting the car, as much work as that can be — if you take your time and pick the right car at the right price — is just the beginning.

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Can I get a car loan if declared bankrupt

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Getting a car loan can often be a nerve-wracking process. There’s a lot to think about and quite a few documents that you’ll need to produce. If you’ve been declared bankrupt, you may be really worried about whether you can get a car loan – don’t panic.

Depending on your individual circumstances, it is possible to get a car loan if you have been declared bankrupt. Many bad credit lenders understand that there are many reasons for difficult financial situations and are open to giving people a second chance.

Bankruptcy in Australia

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How to Help Your Teen Become a Better Driver

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It is a well-known fact that teens have the highest accident rate compared to other age groups. This is due to several factors such as speeding, texting, and driving, a distraction caused by friends, driving under the influence and failing to wear a seatbelt. While these are all issues briefly covered in teen driving school, they aren’t delved into as much as they should be.

How to Help Your Teen Become a Better Driver

Drivers education courses are primarily meant to cover the rules of the road, road signs, and basic defensive driving techniques. But what about driving in harsh weather conditions and dealing with distractions or other hazardous drivers?

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Make the Most of Your Car

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A car is a hugely underutilized possession we have. It sits idle for 95% of a day! Either in a garage or your front porch. Did you ever think of ways to use this valuable object into something that can earn you money? You can make the most of your car! I am not just talking about becoming an Uber driver. There are other ways to earn money from your car.

Make the Most of Your Car

Most of us have one – a handy run-around, a family estate, a swish people carrier, maybe even a stunning new convertible – but do we get the full use out of our cars? Instead of just using it to pop to the shops or leaving it to sit and rust in the drive, why not start using your car to its full potential? Here are some top tips to help make that happen:

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How to Save Money on Your Next Car Purchase

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In a recent study, nearly six out of ten people polled said they start off the vehicle buying process with very little idea of what they want. If you are unsure about what type of vehicle you want to purchase, doing a great deal of online research is a must.

Save Money on Your Next Car Purchase

With all of the different vehicle options on the market, it is easy to get a bit overwhelmed. Getting a vehicle that is both reliable and reasonably priced should be the main goal you have during this buying process.

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How to Lower Auto Insurance Premium

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Have you ever been victimized by highly priced auto insurance? In actuality, there are a great number of car owners who feel imprisoned and distressed by their auto insurance policy. Large firms promote their brand names with decorative ads and it is quite daunting if not impractical to just ignore the jazzy advertisements and find the best price available.

Behind these jazzy lines, hidden is truth, yes you can save on auto insurance. There are a few proven ways to reduce your premium.

If 15 minutes can’t save you 15% or more, 15 days sure can. Just be prepared.

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