College - 2/3 - One Cent At A Time

Pick a College or a Major with Future Career in Mind

June 1, 2016 18 Comments

The other day I was consulting my cousin. She wants to come to the United States for higher studies. I did some research for her. This post is an output of that research. There are careers, high paying ones, that don’t require you to have a college degree.

On the other side, there are careers which do need an appropriate college degree? For me, I am from an orthodox family which always have advocated for education. Even knowing that career can be had without a degree. Even when my father didn’t have enough money to send me to college, he encouraged me to do so. Luckily the college I was admitted to had govt. subsidized education system.

As for my cousin, she’s been an excellent student all throughout her school. I am sure she’ll get scholarships as well. What about you? Or your son/daughter? How are you envisioning the career search? Will you go for your desire? Or, you’ll go for a career with a high potential for earning.

How Students Can Earn Money Online

June 29, 2015 7 Comments

Education is costly, it’s becoming costlier with every passing day! While the curriculum is getting tougher. The courses are more demanding than ever, with larger workloads and higher grade boundaries and greater competition from within the country and abroad. At the same time, the cost of studying increased tremendously over the last 10 years. In 2005 average student loan debt per student was $10,000, now in 2015, the figure is a whopping $25,000. While, over the same 10 years, the minimum wage has remained the same, almost.

HOW STUDENTS CAN EARN MONEY ONLINE

So, students, these days need to find work to support their cost of education. The place we live in has about 8 universities nearby. Most of the area’s restaurants are staffed with a local student, for waiting for jobs. I wonder if and how much time they get for studies. I think if students can work at online jobs, they may get more time for studies, compared to the physical jobs I see them doing.

Reducing Your Student Loan The Smart Way

June 19, 2015 1 Comment

No one wants to graduate with a huge student loan, so why not think about reducing it whilst you’re still at college, and/or immediately after you graduate. That way, it’s not hanging over you for years?

Reducing Your Student Loan The Smart Way

The burden of student loans is much heavier than it was a decade ago. On average, a college graduate today has about $25,000 in student loan debt. In 2005 that figure was mere $10,000. Education is going to me costlier over the years. So, what should a student do?

3 Ways Easily to Reduce Student Loan Interest Rate

March 4, 2015 Leave a Comment

Each year, 20 million students attend college in the United States, and approximately sixty percent of those students borrow money to cover the expenses of tuition, textbooks and fees. With college being the first major financial decision many young adults make, you’d be surprised to find out how many are genuinely confused about the application process. Many do not consider that the amount borrowed and the interest rate of the loan could impact your finances for the rest of your adult life, long after college is over.

3 Ways to Shop Student Loan

For those who are confused, the basics are this: the average student takes out nearly $30,000 in student loans over four years. With an interest rate of 9% annually, the student can expect to pay nearly $15,700 in interest over ten years, if it took them ten years to pay off the loan. That is a lot of money in interest, over half of the original amount borrowed. The monthly payment on this amount would be $380, which is a lot for someone right out of school and making entry-level salary.

Learn Accounting for Free to Run Your Home Based Business

June 20, 2014 3 Comments

With the growth of Internet and social networking sites, there are more and more home-based businesses that are mushrooming all across the globe. These home-based businesses can range from small-scale to medium-scale, and there are many home-based businesses that have grown to larger proportion.

When you run a home-based business, it’s more often than not a one-man show. You run everything from the ground up. Some people tend to have a natural knack at business and some of them don’t. But with the prolific growth of home-based business, there are many things a home-based business owner can do to make sure that he or she gets the right tools and help in running their business.

5 Ways to Tackle Student Loan Burden

January 26, 2014 3 Comments

Education is very expensive and even more when you target schooling at the best institutions. It is at this point that education loans have become very helpful in enabling you advance and reach career objectives.

However, the moment you are through with your education, you must get the right method of repaying the education loan. This has become burdensome to many. Here are the five ways to tackle student loan burden.

Using RESP to Prevent Student Loan Debt

November 27, 2013 4 Comments

This post is geared for my Canadian readers. They have a special program, called RESP where individual can deposit money for their future need of child education. In US state govt. offer similar programs. Wish we had a child and we were saving for his/her education as we speak. But, readers if you live in Canada and are parent, this post may come in handy for you. Enjoy the post!

If you have children, the prospect of paying for their college education may seem overwhelming. So many students are now graduating from college with tens of thousands of dollars in debt from school loans, and it is natural to want to spare your children that sort of burden.

Few Ways to have More Spring break Fun with Less Budget

April 1, 2013 7 Comments

If you want to enjoy spring break, it is time to implement the best hints. Spring is here and you don’t want to miss out this grandiose time. Fresh aromas and fun times are in the air and you should be already shaking off your winter blues. As you may know, few days before Spring break, prices start to increase. Yet, this shouldn’t bother you at all. You can still spot fabulous deals online. And you can save money from the allocated budget!

It is no news that these vacation periods mean significant revenue for rental cars, airline companies, hotel, resorts, etc. Hurry up and don’t miss the best deals that will draw a smile to your face. Well, if your budget is low, get to follow the below tips that will surely allow you to ensure a fantastic vacation. Keep your lightweight bags ready and start from there.

Online or Traditional School, Which One Will You Choose?

March 20, 2013 8 Comments

“Online learning can be more than lectures. Another element involves presenting information in an interactive form, which can be used to find out what a student knows and doesn’t know” – Bill gates

Nowadays, the options to get a degree are growing. Online degrees are becoming more and more popular among students with increasingly busy lives. That’s not to say that on-campus degrees are becoming the minority to online degrees, but students are choosing the alternative. This post talks about some pros and cons of both the options.

Should Parents Co-sign a Student Loan?

February 25, 2013 8 Comments

Every parent wants the best for their child and a college education usually leads to better jobs and a brighter future. in Us that means arranging a lot of money. Private institutions may charge over $50,000 a year for a 4 year program and the average student is graduating with more than $25,000 in student loan debt. So, should you as a parent, co-sign a student loan?

Should Parents Cosign student Loan

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