Many view credit cards in wrong way, for them using credit cards is a sin. Credit cards encourages people buying things that are not affordable. True, the same way carrying gun is a sin. But, in reality neither is a sin. As long as you know how to use them and most importantly, how and when not to use them, you should be doing wonders. One will protect yourself from evil and the other will bring your comfort.

As I discussed in how to handle your credit cards, to make most from your credit cards, you first need to pay entire balance each month. If you don’t do that then you should not use a credit card, period! Credit cards should not be used as personal loan.  There are other reasons to get personal loans. So, in order to enjoy all the good things a credit card offers, you’ll need to maximize the rewards and make the charges and fees zero.

It’s no secret that travel rewards cards are the most-appealing credit card options available to consumers today. And why shouldn’t they be? Free miles simply for making the purchases you’re already planning on making; where else can you get a deal like that?

That said, not every travel rewards card is created equal, and not every travel rewards credit card is right for everyone. When researching and applying for a travel rewards cards, there are a few things consumers need to consider.