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Debt, Loans, and Mortgages Where’s Way Out?

May 28, 2022 Leave a Comment

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If you have debt, you’re not alone. Americans are spending more money than they make and piling on debt…mortgages, loans, and credit card debt. The Census Bureau shows the median household income at just under $60,000 a year, while the Federal Reserve says the average household has over $137,000 in debt.

Enjoy this guest post from Alan Akina!

Debt, Loans, and Mortgages Where's Way Out?

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Top 10 Fintech Companies for Personal Loans

March 21, 2022 37 Comments

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So, you need to find the best personal loan option? Perhaps you need to remodel the kitchen, add a pool to the backyard, or start your own business. And, you do not qualify for a home equity loan. Whatever the case may be, you want to be sure that you are getting the best loan for your circumstances. We have researched through 100’s of sites and 100’s of banks to prepare this list of current top 10 personal loan providers who are primarily Fintech companies. List Last Updated 03/21/2022

If you rather want to check Fintech companies directly, then follow the leads from the table below.

Top 10 Fintch Personal Loan Providers

Rank Lender Interest rate Loan Range Comments
1 Upstart
5.22% – 35.99% $1,000 – $50,000 This is best performing personal loan provider, and growing business more than 50% a year. Employs AI to establish credit worthiness. Best for people new to credit, hassle free online experience, get funds within hours.
2 personalloans $6% – $36% $2,000 – $35,000 Check here first. They are not direct lenders, they are brokers to find the best loan for you in your state. With one application, you get multiple lender offers to compare and choose from.
3 Lending Club From 6.67% $1,000 – $40,000 You can expect delay in loan payment, late fee is assessed after 15 days of due date. You can check pre qualification before actually borrowing
4 Kabbage   From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
5 Trusted  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
6 Bad Credit Loan  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
7 Prosper  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
8 Fundera  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%
9 Payoff  6.68% – 36%  $2,000 – $35,000  No hidden fees. For Massachusetts residents, the minimum loan amount is $6,001
10 Net Credit  From 6.78%  $1,000 – $35,000  No hidden fees. Average interest rate via lending club is 14.8%

Why Fintech Companies

The main reason is their low overhead cost.

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What Happens When You Refinance Student Loans

November 26, 2021 1 Comment

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If you’re paying off student loans, you might know the headaches involved with seeing your balances stay at almost the same level, despite paying hundreds of dollars each month. This is a common phenomenon experienced by borrowers across the board, regardless of the loan type.  

What Happens When You Refinance Student Loans

Most loans are front-loaded, which means you will be paying off interest before making a dent in the principal balance.

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What is the Quickest Way to Get Out of Debt?

November 15, 2021 Leave a Comment

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Debt might be unavoidable. In some cases, especially when making a large purchase – like a house, a car, a holiday – or covering unexpected expenses, it is best advised you take out a loan (get into debt) so that you can do what you want or need to do.

What is the Quickest Way to Get Out of Debt?

In the past, digging out of debt could take years, and interest rates over what might be multiple loans further complicated your financial position.

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How I Paid Off $12,000 in Credit Card Debt Using the Snowball Method

September 7, 2021 2 Comments

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When I was a college student, I received my first credit card offer. I didn’t know it at the time, but that one credit card would lead me down a financially destructive path and eventually to $12,000 in credit card debt. It took me three years to dig myself out of the financial hole I got myself into- and I learned many lessons along the way. I now want to use what I’ve learned to help others on their debt pay-off journeys.

How I Paid Off $12,000 in Credit Card Debt Using the Snowball Method

I believe anyone can get out of debt, no matter how impossible it may seem. I know what that hopelessness feels like, but I also know what it feels like to finally be debt-free after years of drowning in credit card debt. I hope my story inspires you and gives you the confidence you need to start paying off debt so you can have a more secure financial future.

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Applying for an Auto Loan? Here Are Top Lessons from Experts

March 14, 2021 Leave a Comment

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Vehicles can be costly to purchase, and people consider auto loans to get a new car. These financial constraints, if poorly handled and managed, could worsen your financial situation. Securing a well-tailored and friendly auto loan can be a tricky endeavor.

Auto Loan

The whole process entails the interpretation and balancing of risks and benefits. Given the problematic nature of auto financing, this article provides some lessons from experts on what to look at when considering an auto loan.

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How to apply for Short Term Personal Loan Online during Emergency in India

October 13, 2020 Leave a Comment

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In case of sudden shortage of funds, unexpected expenses and unforeseen life events, a short term personal loan can help us tide over the difficult times. Short term personal loans are collateral-free and do not require any guarantor.

Top Tips to Help Manage Your Personal Loan Payments

They also come with affordable interest rates due to the competitive personal loan market and fast approval and disbursement. Short term Personal Loans also do not have any prefixed loan amount that you need to avail.

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How Loans Can Hurt and Help Your Credit Score

September 10, 2020 Leave a Comment

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Many people think that all kinds of debts are created equal and as a result, they have equal weight on your credit score, but this is not true.

There are many factors that play a role when it comes to credit scores and how they are calculated. Credit scoring models take into consideration what debt you have and how much of it. Also, they consider how your installment debt.

When you understand which metrics matter most pertaining to your credit scores, you’ll be able to improve and maintain them. In this article, you’ll find the answers to your questions.

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4 Things You Should Know Before Taking out A Loan

July 13, 2020 Leave a Comment

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Getting a loan is a huge financial decision, and it should never be taken lightly. In emergency situations, debt can prove to be very useful and life-changing, but that doesn’t mean that you can’t do some research before the time arrives.

Top Tips to Help Manage Your Personal Loan Payments

As it is a very significant financial decision, you need to make sure that it doesn’t have any adverse effects on your finances in the future. Before you apply for any kind of loan, it is important that you learn a few things about you so that you don’t have to face any problem later on.

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Top Tips to Help Manage Your Personal Loan Payments

February 16, 2020 Leave a Comment

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are you struggling to make your personal loan payments? here are some tips to help you out.

Set a Budget and Do Everything That You Possibly Can Do to Stick to It

Setting a budget for yourself is essential. Your budget will determine how much you can spend and how much you need to set aside to cover all of your expenses every week, pay period or month.

Top Tips to Help Manage Your Personal Loan Payments

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