A Personal finance blog to get rich
For many people, getting a new car starts with a wish list of what kinds of cars you want with what kinds of gadgets and special features you want inside. It’s easy to buy into the fairytale of driving your dream car to the office and watching all your coworkers gawk in envy.
If part of your dream, however, is getting a good deal on the car loan you need to make the purchase, then you should probably follow a different set of steps.
Where do you go to get a loan? Before you even start planning for what you’ll do with such a loan, you need to answer that question. Can you trust online lenders? Do you even stand a chance at the local bank?
You can trust some online lenders, as small businesses and individuals use them all of the time. And your bank might be more willing to work with you than you think. Still, the key differences between online and in-house might make your decision for you.
The dream of every student who is haunted by a student loan is to pay it off as fast as possible. How exactly can you achieve that? How to Pay off a Student Loan as Fast as Possible?
What do 25-, 35-, and 45-year-olds have in common? They all are still paying off their student loans. Apparently, you can never be too old to be in debt to your alma mater in terms of your precious knowledge and financial pit.
As a parent, it is your dream and hopes that you will be able to give your children everything they need in life. It involves great sacrifice on your part and in most cases, never works out the way you plan it. Have you started saving for your child’s college education?
As things stand, almost 50% of American parents say they intend to start saving for their child’s higher education, but do not know how to go about it. Most households get torn between saving for retirement and saving for college.
Most people know that it’s always better to rely on their own finance but today it’s quite hard to avoid using different loan services. There are different kinds of loans and consumers use them for different purposes. For example, getting a fast loan is a way to deal with a financial emergency.
Not so many people can afford to buy a house with cash, so they get mortgages. Personal loans help dealing with both expected and unexpected expenses. Today’s lending market offers numerous opportunities for borrowing money, so let’s check the most popular lending options and figure out when it’s better to use them.
This post talks about ways to get approved for a car loan after you are over from your recent bankruptcy. Enjoy the post from Bill Tsouvalas!
Acquiring car loans after bankruptcy is frequently considered impossible. However, that assumption is wrong. You can still obtain a car loan if you filed for bankruptcy and subsequently been cleared of your debts.
Whether you are about to graduate, just graduated, or have been making student loan payments for a while now, it’s important to be aware of the many options you have to streamline the way you make your monthly payments. These days there are so many options other than the standard ten-year repayment plan.
More people than ever are refinancing or consolidating their loans to both simplify their payments and save money. And the increased availability of income-based repayment plan options means that nearly everyone with student loans can adjust their monthly payment amounts to correlate with their income and make their payments more affordable.
Some folks get into financial troubles because of a sharp unexpected drop in their income – sudden job loss, demotions, business troubles, or even a crash in the stock markets could put people in financial troubles. More so, people could run into financial troubles because of a sudden increase in their expenses. The arrival of a new child, a medical emergency, and divorce among other things could put a strain on finances.
Sadly, financial troubles when not quickly addressed often have an adverse effect on a person’s credit score. Hence, many people find it hard to overcome their financial troubles because they are caught in the vicious cycle of financial troubles and a bad credit score.
Do you know what happened to Corinthian college last year and ITT Tech this year? They were forced to shut down after govt. A decision to not allow federal student loan aid for students of these institutes. So what if you were a student of such college? What happens to your student loan, can you get it forgiven?
If you graduated from college with a fancy piece of paper and a mountain of loans to deal with, you might be feeling like you’ll never pay them off. Maybe you got a job and your payments feel like a drop in the bucket. Maybe you haven’t been able to find a job, and the phone calls from collection agencies have started already.
Financial gurus often caution against racking up unnecessary debt and encourage paying off current debt quickly. If you follow this advice, you are probably someone who has debt under control and treads carefully when considering new debt.
People talk of good debt and bad debt and some strongly feel that there is no such thing as good debt. Whichever argument you lean toward, there is no mistaking that sometimes debt is inevitable, and sometimes it may even be a good idea.
