A Personal finance blog for saving money and earning more and thus having a better life
Today we have a guest post from a reader of this blog. Enjoy this wonderful post!
There are a few things I am passionate about, and while they’re completely unrelated, finance and the outdoors happen to be two of them. It wasn’t until college that I developed either one of these passions but once I found them I was hooked.
It probably comes as no surprise to you that money problems are a significant point of contention in many relationships. In fact, along with sex and kids, it figures in the top three disputes most couples have in their relationships.
You’d love to avoid fighting over money, but maybe you’re not quite sure how. One of you is a saver–you’d rather watch the numbers in the bank account go up–while the other is a spender who figures that as long as you have the money, you might as well enjoy it.
Quotes are easy things to overlook. But that has nothing to do with the fact that they contain priceless advice from some of the smartest people in the world.
I found some of them funny, some thought-provoking, and others interesting but I never took them seriously until I spent four years building my business and learned my lesson in a hard way.
Many of us give to charities. I contribute from my paycheck as my employer matches charitable contribution, dollar by dollar. Although I don’t even give 1% of my income to charities, I think I should. importance of giving is the subject of today’s post.
More than 1 billion people are starving in the world For the majority in the West, poverty is considered to be synonymous with hunger. As per the announcement by the United Nations Food and Agriculture Organization, more than 1 billion people are starving in the world.
Monday morning I met John at the cafeteria. He was brewing coffee and I was there for a cup of tea. He sighed in between the conversation and said “5 more days”. Seeing my puzzled look, he explained further – “to the weekend”. We all wait for the weekend the whole week. Almost 60 hours of time, but most of the time we don’t really pre-plan to do anything on a weekend.
There are so much to do, there are people around, things around. You need to find time and company of your family and friends. I have prepared 51 family fun ideas, these can be applicable to your friends as well.
In this article, I’ll write more than 101 frugal anniversary ideas. I compiled this list after thorough research and interviewing people.
I admit I never did enough activities on our anniversaries. We have spent 13 anniversaries together so far. SMB (my wife), has a weakness towards the jewelry and clothing but what she’s most interested in is, spending time with me, on a vacation or simply at home, two of us! So our anniversary ideas revolve around creating moments and memories.
Everyone needs pampering, and everyone likes to feel appreciated. After 7 years of marriage, every once in awhile I take SMB, my wife, for granted (especially since I started blogging). I thought she accepted me putting numerous evening and weekend hours into blogging. But, she didn’t, she thinks OCAAT is my second wife!
Also, my frugal ways don’t really match with hers. We were raised in contrasting lifestyles – I never had plenty of things in my life, whereas she got whatever she wanted. We know that marriage is a bond of love with mutual compromise, which keeps the bond.
Although we are not Christian, traditionally we, Hindus, do celebrate the Christmas. We eat special cakes, turkey, etc. on Christmas day. We light candles and many of us join the church ensemble. Naturally, we do exchange gifts for Christmas as well. We did have Christmas trees set up in our home every year during childhood. Which was not exactly the Christmas tree as you know it, but, it was a variety of Casuarina tree.
We did follow some strict rule and always maintained our budget while selecting the gifts for Christmas. From that background, I would like to list some of the gifts that can be considered useful and good while being frugal at the same time.
We live in a condo association, mostly occupied by immigrant workers or retirees. The town we live in has one of the highest per-capita income in the country. Even a two bedroom condo costs around $150,000. We are renting here but, mostly the families own their condos. We have neighbors sporting Audi, Mercedes, and BMWs. Whenever we go for a walk inside the complex we feel that everyone is probably richer than us.
Do you always look at your neighbor and wonder why he always drives the latest and best model cars? He also has a lot of time and money to spend in holidays abroad every summer. Recently, you also noted that his child also goes to one of the best schools.
During my childhood, I used to collect stamps. I was quite good at it and had more than 1000 stamps. My brother has the collection now. I have a few friends who are members of numismatic society in India. If you’re a coin collector or enthusiast, or just want to start the hobby seriously, this post is for you.
Starting to collect coins is not as simple as throwing all your unused change into a piggy bank and saving your money. There’s so much more to collecting coins. If you’re just starting out on collecting coins, you need to know that there’s plenty to learn in regards to coin collecting; however, there are several key points that every coin collector must know about. Here’s a list of things to remember when collecting coins.
