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One Cent At A Time

A Personal finance blog to get rich

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50 Habits of Personal Finance

August 4, 2021 50 Comments

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This will be a different post in comparison to my other posts, the idea for today’s post is simplicity, so let this write-up be simple too. Your finance can be overwhelmingly complicated if you let it be, otherwise, it will be as simple as eating your daily lunch. Keep these simple fundamentals in mind starting from the day one of your working life. They are valid for every one, for people with debts and for people with billion dollars in bank.

50 Principles of Personal Finance

As with your physical health, a better set of habits can strengthen your financial health. You need to master those skills and habits. you need to acquire that mindset. Only then you can effectively manage your finances on a day to day basis.

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Eliminating Money Problems in Your Relationship

November 25, 2019 3 Comments

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It probably comes as no surprise to you that money problems are a significant point of contention in many relationships. In fact, along with sex and kids, it figures in the top three disputes most couples have in their relationships.

Eliminating Money Problems in Your Relationship

You’d love to avoid fighting over money, but maybe you’re not quite sure how. One of you is a saver–you’d rather watch the numbers in the bank account go up–while the other is a spender who figures that as long as you have the money, you might as well enjoy it.

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How Hiking 700 Miles Changed My View on Money

July 18, 2019 Leave a Comment

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Today we have a guest post from a reader of this blog. Enjoy this wonderful post!

There are a few things I am passionate about, and while they’re completely unrelated, finance and the outdoors happen to be two of them. It wasn’t until college that I developed either one of these passions but once I found them I was hooked.

How Hiking 700 Miles Changed My View on Money

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45 Money Quotes You Should Keep In Mind

January 17, 2018 Leave a Comment

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Quotes are easy things to overlook. But that has nothing to do with the fact that they contain priceless advice from some of the smartest people in the world.

45 Money Quotes You Should Keep In Mind

I found some of them funny, some thought-provoking, and others interesting but I never took them seriously until I spent four years building my business and learned my lesson in a hard way.

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Importance of Giving With 1 Billion Starving

September 7, 2017 1 Comment

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Many of us give to charities. I contribute from my paycheck as my employer matches charitable contribution, dollar by dollar. Although I don’t even give 1% of my income to charities, I think I should. importance of giving is the subject of today’s post.

Importance of Giving

More than 1 billion people are starving in the world For the majority in the West, poverty is considered to be synonymous with hunger. As per the announcement by the United Nations Food and Agriculture Organization, more than 1 billion people are starving in the world.

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51 Fun Weekend Ideas for Your Family

June 12, 2017 12 Comments

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Monday morning I met John at the cafeteria. He was brewing coffee and I was there for a cup of tea. He sighed in between the conversation and said “5 more days”. Seeing my puzzled look, he explained further – “to the weekend”. We all wait for the weekend the whole week. Almost 60 hours of time, but most of the time we don’t really pre-plan to do anything on a weekend.

51 Fun Ideas For weekend

There are so much to do, there are people around, things around. You need to find time and company of your family and friends. I have prepared 51 family fun ideas, these can be applicable to your friends as well.

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101 Romantic Sexy Anniversary Gift Ideas

May 3, 2017 82 Comments

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So your anniversary is around the corner and you are looking for anniversary gift ideas? I compiled this list after thorough research and interviewing people.

I admit I never did enough activities on our anniversaries. We have spent 13 anniversaries together so far. SMB (my wife), has a weakness towards the jewelry and clothing but what she’s most interested in is, spending time with me, on a vacation or simply at home, two of us! So our anniversary gift ideas revolve around creating moments and memories.

101 frugal anniversary gift ideas

101 frugal anniversary gift ideas

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Ways to Express Love and Care for your Wife

October 17, 2016 36 Comments

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Everyone needs pampering, and everyone likes to feel appreciated. After 7 years of marriage, every once in awhile I take SMB, my wife, for granted (especially since I started blogging). I thought she accepted me putting numerous evening and weekend hours into blogging. But, she didn’t, she thinks OCAAT is my second wife!

How to Show Your Wife You Care

Also, my frugal ways don’t really match with hers. We were raised in contrasting lifestyles – I never had plenty of things in my life, whereas she got whatever she wanted. We know that marriage is a bond of love with mutual compromise, which keeps the bond.

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101 Frugal and Useful Christmas Gift Ideas

September 16, 2016 12 Comments

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Although we are not Christian, traditionally we, Hindus, do celebrate the Christmas. We eat special cakes, turkey, etc. on Christmas day. We light candles and many of us join the church ensemble. Naturally, we do exchange gifts for Christmas as well. We did have Christmas trees set up in our home every year during childhood. Which was not exactly the Christmas tree as you know it, but, it was a variety of Casuarina tree.

Christmas Gifts

We did follow some strict rule and always maintained our budget while selecting the gifts for Christmas. From that background, I would like to list some of the gifts that can be considered useful and good while being frugal at the same time.

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Why your Neighbor is Richer than You

September 4, 2016 21 Comments

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We live in a condo association, mostly occupied by immigrant workers or retirees. The town we live in has one of the highest per-capita income in the country. Even a two bedroom condo costs around $150,000. We are renting here but, mostly the families own their condos. We have neighbors sporting Audi, Mercedes, and BMWs. Whenever we go for a walk inside the complex we feel that everyone is probably richer than us.

Neighborhood

Do you always look at your neighbor and wonder why he always drives the latest and best model cars? He also has a lot of time and money to spend in holidays abroad every summer. Recently, you also noted that his child also goes to one of the best schools.

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One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

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