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Tips for the Novice Coin Collector

November 18, 2015 2 Comments

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During my childhood, I used to collect stamps. I was quite good at it and had more than 1000 stamps. My brother has the collection now. I have a few friends who are members of numismatic society in India. If you’re a coin collector or enthusiast, or just want to start the hobby seriously, this post is for you.

Coin Collectors

Starting to collect coins is not as simple as throwing all your unused change into a piggy bank and saving your money. There’s so much more to collecting coins. If you’re just starting out on collecting coins, you need to know that there’s plenty to learn in regards to coin collecting; however, there are several key points that every coin collector must know about. Here’s a list of things to remember when collecting coins.

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Should You Marry Someone with Excessive Debt?

November 26, 2014 3 Comments

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When Doug’s agent contacted me for a guest blog article, I thought of a hard topic for someone who writes for Huffington post. What better financial topic can be about marriage than this one? Enjoy this informative post! Happy Thanks Giving and enjoy your holidays

Marriage

You’ve finally met Mr. or Miss Right, and the conversation has turned toward marriage — but there’s a problem. Your hesitation has nothing to do with your partner’s personality or their family. Your concern is that your potential spouse is deep in debt.

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Great DIY Gift for the Holidays

December 7, 2013 2 Comments

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The holiday season is upon us and if you are strapped for cash this Christmas, but still want to give several presents to your friends and family, consider making some gifts yourself. Do-it-yourself gift ideas are extremely popular and often cherished by the receiver of the gift.

DIY Gifts

After all, instead of just going out and purchasing something, you spend the time making a gift instead. Do not worry if you think that you do not have any special skills needed to make holiday gifts because there are plenty of gift ideas that do not require experience. Here is a list of some great DIY gifts you can give away this holiday season.

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Getting Ready Financially for Vacation Travel

July 22, 2013 11 Comments

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Having returned from a fun-filled and exciting trip to Yellowstone, this guest post couldn’t have been offered at a better time. I immediately accepted this post from Gemma. I am not a budget guy who plan for every minute expense. Naturally, I don’t budget for vacation travel. The extra income I earned from the blog helped us cover most of the cost of the trip. Enjoy the post!

Vacation Trip

A picture from our recent trip to Yellowstone National Park

Splashing out on holidays must surely be the highlight of any family’s year. Learning to do so responsibly, and with some element of forethought when it comes to proper financial planning, is something that’s difficult but necessary to master.

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51 Handmade Frugal Valentine Day Gift Ideas

February 4, 2013 8 Comments

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Previously we wrote about Romantic Ideas for Anniversary and Frugal but Romantic Gifts for Your Spouse, this is another with the same purpose, making your gift giving a good experience. I was brought up in a family which struggled to meet ends meet. We never bought gifts, specially the gifts that were exchanged during birthdays or Valentines days. We were used to giving hand-made gifts.

Love

When it comes to Valentines day, I never really celebrated it till I was in college. The first Valentines day that I can remember was celebrated sans gifts. We went for boating and then a dinner. I was not dating those days, it was just a celebration with bunch of friends. The first Valentine gift I can remember giving to my the then girl friend, and, now wife SMB, was a teddy bear bag, which was not handmade. It costed me a lot of money with respect to my monthly allocated budget. Perhaps that was the time when I started thinking about cheap alternate gift ideas.

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Frugal Gift Ideas For Bride-to-be

November 2, 2012 3 Comments

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Here is a toast to the health of the newly weds. Perhaps there is no better way to impress a loved one who is about to become a spouse than surprising her with an idea-inspired gift.  As a bridegroom, one does not have to strain too hard just to bring a memento to his fiancée.

Marriage

SMB and I dated for about 5 years before we got married. Of all the gifts she got on her shower I believe her grandmother’s necklace, which she cherished since childhood, made her most happy. Although we never discussed this but I feel that way.

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Managing Finance Together – How to get Partner Interested in Personal Finance

September 17, 2012 6 Comments

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How many times have you begged your partner to get better at managing the family finances, only to have her/him roll eyes, shrug shoulders and beg off being capable of handling such responsibility? It happens all too often between couples. One manages the money the other mostly takes care of the household business, for lack of better word.

In our home, I am the financial decision maker, SMB doesn’t have much interest in knowing our tax bills or investment returns.

It can’t be easy to get your spouse/partner interested in improving skills in managing the family finances if the interest is not there to begin with. So, what can you do to let your partner gain better financing skills and make an active decision maker in the process? There are various financial tasks you may gradually hand to her/him in this “financial skills training program”:

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Introspection Can Help You Spend Less on Your Social Life

September 7, 2012 7 Comments

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The following is a guest post from Emily as part of Yakezie blog swap. Emily is an engineering graduate student in North Carolina and blogs about maintaining financial sanity through life transitions at Evolving Personal Finance. Please welcome Emily and enjoy the post. You can read my post at Emily’s blog. 

I’ve been there myself: to meet my savings goals while still paying my other bills, I needed to reduce my spending on going out – but I didn’t want to sacrifice time with my friends.  Before making small changes here and there, I encourage you to reflect on what you like and don’t like about your current social life and what is within your ability to change.

How Do You Prefer to Socialize?

What are your favorite modes of interaction with your friends and acquaintances?  Here are some possibilities:

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How to Be Happy in Life – Know your Inner Secrets

May 25, 2012 8 Comments

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Happiness, I definitely believe, is the holy grail for everyone. The problem is, we equate it to money, most of the time. I always keep this in mind: money can buy you a bed but never sleep. The best things in life—and those that will bring utter joy—are the ones with no price tag.

I need happiness in life, so do you, so do all of us. 

It doesn’t come all the time, I can’t really say I’m a content, peaceful man. I have my share of sorrow and down moments. Repeating the apt repeated phrase, this blog is my way to learn things and get ahead in life. Likewise this post is to remind you as well as myself that happiness can be found if we stretch your hand at right direction, even with little money.

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Applying Karma in Personal Finance

March 7, 2012 41 Comments

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Warning: This is a philosophical post, not based on hard-facts. Many of you may disagree to most of the content, but it sure can induce thoughts in your mind.

What is Karma

The Sanskrit (an ancient Indian language) word karma means “actions” or “deeds.”

As a religious term, Karma refers to intentional (usually moral) actions that affect one’s fortunes in this life and the next. For simplicity, we will only consider the causes and effects in this life time.

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