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One Cent At A Time

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51 New Year Goal Ideas For 2023

January 9, 2023 1 Comment

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We all have had our bittersweet relationship with new year’s goals. It has often been sought as a way of reflecting upon life choices of the passing year and dwelling on targets to achieve the year ahead. But as a rule of thumb, intentions to make resolutions never actually materialize. 

To help you set yourself up for a year-long journey of self-efficacy, we’ve provided you with 51 options for new year’s goals.

Also as a personal finance blog, we are listing up actions you can take to make sure you are positioning yourself for financial success. 

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How To Be Rich? Stay Healthy

November 11, 2022 30 Comments

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The blog under discussion revolves around the central theme of “How to be rich?”. You can also check out our earlier pieces of content if you are looking for more informative topics on how to be rich.

How To Be Rich? Stay Healthy

To start with, there are four distinct, independent ways for you to become rich:

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Six Factors That Can Impact Your Health Insurance Premiums

June 23, 2021 1 Comment

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In the past year, the COVID pandemic has compelled a majority of the adult population to rethink its stance on the importance of health insurance. Insurance providers have reported a compelling rise in the demand for inclusive and diverse health insurance plans across the country.

Health Care Insurance

Considering this rise, it is recommended to be aware of what goes into a good health insurance plan, and what factors can play in your favor to get lower premiums.

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7 No-Fail Tips for Cutting Healthcare Costs

February 17, 2021 Leave a Comment

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The cost of healthcare has steadily increased over the past decade, leaving many individuals no choice but to forgo coverage altogether. There are numerous reasons for skyrocketing prices, like the rising cost of medical services, a soaring number of chronically ill individuals, and insurance monopolies dictating the market to benefit their pockets.

7 No-Fail Tips for Cutting Healthcare Costs

Average fees have risen to roughly $500 per individual and $1100 per family, causing many to look elsewhere for medical care or simply avoid services. 

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Savings Tips To Protect The Health Of Your Children

June 30, 2020 Leave a Comment

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Raising children comes with a lengthy list of responsibilities, costs, and concerns. However, for many parents, potential health concerns, and the costs that come attached to medical care are often at the top of the list of priorities.

Savings Tips To Protect The Health Of Your Children

Mainly we focus on building saving for our children’s education.  While you may have standard education savings account to prepare for their education, we don’t create a separate plan for their healthcare needs. Protecting the health of your children should be separate from other finances.

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Was Coronavirus Circulating in USA During Fall 2019?

April 28, 2020 8 Comments

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For many, this could be a big surprise to hear that the coronavirus was circulating in the fall of 2019.

But I believe so!

Because I had it.

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Why do We Need Health Insurance

August 19, 2018 11 Comments

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As I stated earlier, Insurance is defense, whereas investing is offense, in the game of life. Fundamentally, we buy health insurance in the same way as we purchase a car or home insurance. We buy health insurance mainly because it is meant to secure ourselves from financial woes in case we get sick or experience some unexpected accidents in the future.

Health Insurance

However, this is a very narrow perspective of getting health insurance; if you would think deeper, by getting this type of insurance, you’re able to properly handle the persistent physical condition and you stay vigorous which only means to say that you’re able to prevent this certain condition from getting worse.

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Changes in Medicare for 2019 You Should Know

August 9, 2018 2 Comments

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Medicare has finalized changes that will take effect in 2019. These Medicare 2019 changes are improvements meant to offer better services to beneficiaries, while they also reduce administrative burdens on various Medicare plans.

Changes in Medicare for 2019 You Should Know

The changes are mostly on Medicare Advantage Plans (Part C) and Medicare Prescription Drug plans (Medicare Part D). It’s estimated that the changes can lead to savings of up to $295 million every year for the program.

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Can You Save Money By Quit Smoking?

June 29, 2018 3 Comments

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Can you save money by quit smoking? We often hear people arguing how cigarettes influence our financial situation in a negative manner. The habit itself has no real benefit to those who practice it, yet people spend thousands of dollars on tobacco product every year.

Can You Save Money By Quit Smoking?

Cigarette addiction is one of the most difficult to break, and it seems as though monetary aspect is not doing its part in motivating smokers to quit.

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Here’s What You Need to Know for Health Insurance Plans

January 10, 2018 2 Comments

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Medical emergencies arrive unannounced. With the rising healthcare costs, the hospitalization and treatment expenses can leave a big dent in your savings kitty. Health insurance is your financial cushion against all medical expenses. You simply can’t live without health insurance in this country.

Here’s What You Need to Know for Health Insurance Plans

However, buying the right medical insurance plans could be tricky, especially when there’s absence of a full-fledged healthcare marketplace due to the gradual meltdown of Obamacare. But, if you’re insured through your employer or can afford to enter the private health insurance marketplace then there are a number of plans in the market that could leave you baffled with their variants and features.

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Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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