A Personal finance blog for saving money and earning more and thus having a better life
The thing about home insurance is that not all your household items are covered. Depending on the coverage you’re getting, you can get only a few important appliances covered or have everything insured. The more comprehensive your plan is, the more expensive it will be.
I understand it can be confusing as a homeowner. We are not always the best judge of our household items performance so we don’t know exactly what to protect.
Whilst a ‘cheap’ policy might not be what you are looking for when it comes to insuring something as precious as your life, the good news is that there are many ways to cut costs, without compromising on getting the level of cover that you need.
Shopping around is crucial, whether you are taking out life insurance to protect a business or have decided that now’s the right time to think about getting cover due to starting a family of your own. Whatever your reasons for getting life insurance, there are always good ways of driving the cost of your policy down.
This post is for readers, who love photography. Do you have a costly camera? If you do then we will tell you why to get camera insurance. When you have credit cards from Chase or American Express, then cameras purchased with those cards automatically come under price protection, theft protection, and accidental loss or stolen goods coverage. But if you didn’t buy your camera with those credit cards, then you should get insurance.
Photography is a wonderful art- there is no question about it. It’s also one of the best ways to earn money online. However, high-end DLSR cameras are quite expensive. So, it’s only smart to take measures to protect it from physical damage. Comprehensive camera insurance can be a good solution for that.
Everyone has been there; out and about, you put your hand into your pocket or bag to find your phone and your heart skips a beat as you realize you can’t find it.
Most of the time it would’ve just buried itself deep away from you, but there is always the slim chance that it will have been stolen. What do you do in this scenario? Let’s take a look at some of the ways you can help yourself.
Preparing for the end of one’s life is not something that many people look forward to, but it is an essential and responsible action to take.
When you pass away, you may be leaving financial dependents behind, a pile of debt for your loved ones to contend with, a spouse dependent on your contributions for their retirement plans, funeral expenses, and much more. Life insurance isn’t required for everyone, but there are significant reasons why most people may benefit from coverage.
We all love the perks offered by affordable products. One of the most satisfying experiences in life is finding an incredibly advantageous car insurance policy. Considering the fact that all car drivers need a car insurance policy, finding the most affordable one seems mandatory.
For the sake of our finances, we sometimes spend months in advance researching the available options. However, certain tips and tricks will help you make the most out of your time and find the most affordable vehicle insurance policy in no time!
A poor driving record is not really a rarity. Instances of traffic violation are quite common and it’s simply not fair to blame the driver every time. While it’s true that they often demonstrate a callous disregard for the traffic rules, it’s also true that it’s not always possible for them to follow traffic rules flawlessly.
The police are always on the lookout for drivers performing violations and even minor violations are not spared. In my 13 years of driving, I got two tickets and one red light violation. The first time, I took the defensive driver’s course, when I was caught by a well-known speed trap along the rural Florida driveway.
As I stated earlier, Insurance is defense, whereas investing is offense, in the game of life. Fundamentally, we buy health insurance in the same way as we purchase a car or home insurance. We buy health insurance mainly because it is meant to secure ourselves from financial woes in case we get sick or experience some unexpected accidents in the future.
However, this is a very narrow perspective of getting health insurance; if you would think deeper, by getting this type of insurance, you’re able to properly handle the persistent physical condition and you stay vigorous which only means to say that you’re able to prevent this certain condition from getting worse.
Comprehensive car insurance is the best type of insurance for your vehicle. This type of policy will cover all kinds of damage. This means that the company will grant coverage for damage caused by the driver, as well as coverage for third-party liability.
We came to the USA in 2005 and within 1 month from getting our first car, we were hit by hurricane Wilma. The windshield got shattered. Thankfully I had the comprehensive coverage. An ‘Act of God’ was covered under this type of insurance coverage. Since then I am carrying this clause although I never had to use it again.
Auto insurance can be really confusing and complicated. There are a lot of things that you need to take into consideration prior to purchasing car insurance, and then you have to figure out which company to go with. So, how to maximize auto insurance savings?
With seemingly endless options out there, choosing the right coverage and right company for your car insurance can be overwhelming at the very least. Thankfully, there are a lot of ways you can save on auto insurance. There are plenty of tips on how to get the lowest rates on your car insurance.
