• Home
  • Investing
  • Saving Money
  • Credit & Debt
  • Retirement
  • Real Estate
  • Small Business
  • Insurance

One Cent At A Time

Smarter money decisions, one cent at a time.

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Protect Your Business: The True Cost of Ignoring Public Liability

September 19, 2025 1 Comment

Running a business is a thrilling adventure, a constant balancing act of innovation, hard work, and a healthy dose of risk. You’re juggling clients, managing staff, and striving to deliver top-notch services. But amidst all the hustle, it’s easy to overlook a critical safety net: securing adequate public liability insurance. It might seem like just another expense, another piece of paperwork, but trust me, neglecting it can have devastating consequences.

Public liability Insurance

Imagine this: A customer trips and falls on a loose paving stone outside your shop, suffering a broken wrist. Or perhaps a faulty electrical installation in a client’s home causes a fire. These scenarios, while hopefully unlikely, are very real possibilities that could leave your business facing significant legal and financial repercussions. Ignoring the need for proper coverage related to public liability is akin to playing Russian roulette with your livelihood. But what exactly makes this type of protection so vital, and what are the true costs of going without it?

Continue Reading...

Unlocking the Secrets of Affordable Auto Insurance

October 12, 2023 Leave a Comment

Embark on an exhilarating journey where the breeze of financial assurance complements the freedom of the open road. This guide is more than just about understanding auto insurance—it’s about mastering it to achieve financial liberation. 

Unlocking the Secrets of Affordable Auto Insurance

For instance, in the Canadian auto insurance landscape, a notable shift points toward escalating premiums by 2024. Factors like soaring theft rates and increasing costs for repairs and replacements are influencing this surge. In regions like Ontario and Quebec, a staggering 50% rise in car thefts has led to higher comprehensive insurance claims, thus affecting premiums. 

Continue Reading...

51 New Year Goal Ideas For 2023

January 9, 2023 1 Comment

We all have had our bittersweet relationship with new year’s goals. It has often been sought as a way of reflecting upon life choices of the passing year and dwelling on targets to achieve the year ahead. But as a rule of thumb, intentions to make resolutions never actually materialize. 

To help you set yourself up for a year-long journey of self-efficacy, we’ve provided you with 51 options for new year’s goals.

Also as a personal finance blog, we are listing up actions you can take to make sure you are positioning yourself for financial success. 

Continue Reading...

Car Insurance for Young Adults and New Drivers

October 28, 2022 Leave a Comment

When looking for car insurance, it’s critical to understand how your age and gender can influence the rates. You may pay more or less than someone of a different age or gender, depending on the insurance company. Buying car insurance as a new driver or young adult is essential.

Car Insurance for Young Adults and New Drivers

This is true for anyone trying to add coverage to their parent’s existing policy, but it’s especially true for young adults looking for cheap car insurance on their own. 

Continue Reading...

Compensation Amounts That Can Be Claimed Following a Motorbike Accident

May 20, 2022 1 Comment

A motorbike accident can create damaging consequences in several areas of an injured motorcyclist’s life. Serious injuries can lead to costly treatment fees and cause added stress, emotionally and financially. While compensation will not be able to completely undo the physical and mental damage, it does help ease the financial burden placed on the victim.

The Compensation Amounts That Can Be Claimed Following a Motorbike Accident

Motorbike Accident Compensation Pay-outs

There’s no doubt that to become a motorcyclist is to accept a high level of risk. They are one of the most vulnerable types of road users.

Continue Reading...

Looking for Cheap Car Insurance? How to Save time, Money and Hassle When Buying

February 11, 2022 1 Comment

We all like to save a buck where we can, and car insurance is a cost that hangs over motorists because it can’t be avoided altogether, only minimized.

Looking for Cheap Car Insurance? How to Save time, Money and Hassle When Buying

Thankfully with the right tools and a few clever tactics, you can secure cheap cover for your beloved vehicle, all without having to dedicate hours of your precious time to the process. Let’s explore the best ways to go about this.

Continue Reading...

Do I need a family life insurance policy

October 30, 2021 Leave a Comment

Starting a family is one of the greatest joys in life, making memories that last a lifetime. The fact is, nobody wants to die, leaving their family with any financial burdens they may struggle to pay. That’s why a family life insurance policy can provide financial security for your loved ones, long after you’re gone.

Life Insurance Tips: How To Get The Most Out Of Your Monthly Premium

What is a family life insurance policy?

Family life insurance refers to any type of life insurance policy, used to protect your family. When you die, a lump sum is paid to your loved ones, providing financial support during this difficult time. The pay-out from a family life insurance policy can be used to help cover:

Continue Reading...

Cheap or Best: Which Auto Insurance is Right For You

September 22, 2021 Leave a Comment

Have you ever been in a car accident? If not, do you know someone who has been in one? If you answered yes to either of these questions, then you know how important car insurance is. The right car insurance can save you from financial ruin.

Cheap or Best: Which Auto Insurance is Right For You

Whether you are shopping for the cheapest car insurance or the best car insurance, there are things you need to consider. These factors will help you get the right insurance for you.

Continue Reading...

Term vs Whole vs Universal Life Insurance – Which Is The Best Policy For Me?

June 27, 2021 7 Comments

While all life insurance policies serve the same general purpose – providing funds to your family in case of your death – not all types of coverage are equally ideal for you and your family’s long-term financial future.

Life Insurance

Like the IRS, life insurance companies can make it difficult to understand all the fine print, terms, and conditions. Sales representatives, agents, brokers, and financial planners can also make things worse by marketing certain policies because of the huge commissions they earn after each sale.

Continue Reading...

Six Factors That Can Impact Your Health Insurance Premiums

June 23, 2021 1 Comment

In the past year, the COVID pandemic has compelled a majority of the adult population to rethink its stance on the importance of health insurance. Insurance providers have reported a compelling rise in the demand for inclusive and diverse health insurance plans across the country.

Health Care Insurance

Considering this rise, it is recommended to be aware of what goes into a good health insurance plan, and what factors can play in your favor to get lower premiums.

Continue Reading...
Next Page »


Create your own blog in 20 minutes and $20

Personal Capital, a free tool to change your financial health today

CreditKarma, a free tool to check your credit scorey

I use Coinbase, for my crypto investments

101 Cents at a Time

101 Ways to Earn Extra Money on the Side
201 Frugal and Perfect Birthday Gifts
101 Ways to Save Money Everyday
101 Ways to be Better and Successful at Work
101 Ways to Save Environment and Energy
101 Frugal and Romantic Anniversary Ideas
101 Low-Cost Men's Fashion Ideas
101 Personal Finance Tips
101 Ways to Reuse Household Stuff
101 Things to Do, When Nothing to Do
101 College Graduation Gift Ideas
100 Tips for Ecommerce Startup
101 Ways to Enjoy Indoor During Winter
101 Ways to Beat Procrastination

Popular Posts

Quick Cash - How to make $100 legally, in a day
Living well on less than $15,000 a Year
Top survey sites for side income
What to do when auto repair goes wrong
Where should I invest my money now?
20 Ways to be productive and happy at work
51 Ways to get out of debt
Be a better person in 15 days, 15 ways
Income ideas for retirees and senior citizens
51 side jobs for college students
Urgently need a large amount of money?
Should I buy or should I rent?
Best Personal loan providers
25 Ways to save environment
25 DIY car repairs to save money
How to decorate office cubicle
How to show your wife you care
50 Financial Rules for Success
51 Frugal weekend family activity ideas
Become Rich By Saving 1 Hour Of Daily Wage
How much do I need to save for retirement?
How to negotiate your salary

Follow us on FaceBook

Advertisements

Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
How my credit score went up 800+
Why I didn’t invest in Bitcoins
How I controlled impulses to buy things
Why this blog is named One Cent at a Time

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances

Copyright © 2026 One Cent At A Time · Designed by Nuts and Bolts Media