A Personal finance blog for saving money and earning more and thus having a better life
Everyone has been there; out and about, you put your hand into your pocket or bag to find your phone and your heart skips a beat as you realize you can’t find it.
Most of the time it would’ve just buried itself deep away from you, but there is always the slim chance that it will have been stolen. What do you do in this scenario? Let’s take a look at some of the ways you can help yourself.
Preparing for the end of one’s life is not something that many people look forward to, but it is an essential and responsible action to take.
When you pass away, you may be leaving financial dependents behind, a pile of debt for your loved ones to contend with, a spouse dependent on your contributions for their retirement plans, funeral expenses, and much more. Life insurance isn’t required for everyone, but there are significant reasons why most people may benefit from coverage.
We all love the perks offered by affordable products. One of the most satisfying experiences in life is finding an incredibly advantageous car insurance policy. Considering the fact that all car drivers need a car insurance policy, finding the most affordable one seems mandatory.
For the sake of our finances, we sometimes spend months in advance researching the available options. However, certain tips and tricks will help you make the most out of your time and find the most affordable vehicle insurance policy in no time!
A poor driving record is not really a rarity. Instances of traffic violation are quite common and it’s simply not fair to blame the driver every time. While it’s true that they often demonstrate a callous disregard for the traffic rules, it’s also true that it’s not always possible for them to follow traffic rules flawlessly.
The police are always on the lookout for drivers performing violations and even minor violations are not spared. In my 13 years of driving, I got two tickets and one red light violation. The first time, I took the defensive driver’s course, when I was caught by a well-known speed trap along the rural Florida driveway.
As I stated earlier, Insurance is defense, whereas investing is offense, in the game of life. Fundamentally, we buy health insurance in the same way as we purchase a car or home insurance. We buy health insurance mainly because it is meant to secure ourselves from financial woes in case we get sick or experience some unexpected accidents in the future.
However, this is a very narrow perspective of getting a health insurance; if you would think deeper, by getting this type of insurance, you’re able to properly handle persistent physical condition and you stay vigorous which only means to say that you’re able to prevent this certain condition from getting worse.
With the health marketplace open enrollment approaching sooner than you think, it’s time for you to understand exactly what kinds of health care services are covered by your current health insurance plan. You also need a clear idea of what out of pocket expenses to expect and make sure that your next health insurance plan is more suitable for your needs.
Do not just re-enroll in your last year’s plan. Do some reading, dig into other offers. Even if you buy your insurance through your employer, there can be more than one option and providers to choose from, especially if you work for a large organization. Its always essential to weigh your options, even if you did last year.
A comprehensive car insurance is the best type of insurance for your vehicle. This type of policy will cover all kinds of damage. This means that the company will grant coverage for damage caused by the driver, as well as coverage for third-party liability.
We came to the USA in 2005 and within 1 month from getting our first car, we were hit by hurricane Wilma. The windshield got shattered. Thankfully I had the comprehensive coverage. An ‘Act of God’ was covered under this type of insurance coverage. Since then I am carrying this clause although I never had to use it again.
Auto insurance can be really confusing and complicated. There are a lot of things that you need to take into consideration prior to purchasing car insurance, and then you have to figure out which company to go with. So, how to maximize auto insurance savings?
With seemingly endless options out there, choosing the right coverage and right company for your car insurance can be overwhelming at the very least. Thankfully, there are a lot of ways you can save on auto insurance. There are plenty of tips on how to get the lowest rates on your car insurance.
Have you ever been victimized by highly priced auto insurance? In actuality, there are a great number of car owners who feel imprisoned and distressed by their auto insurance policy. Large firms promote their brand names with decorative ads and it is quite daunting if not impractical to just ignore the jazzy advertisements and find the best price available.
Behind these jazzy lines, hidden is truth, yes you can save on auto insurance. There are a few proven ways to reduce your premium.
If 15 minutes can’t save you 15% or more, 15 days sure can. Just be prepared.
Medical emergencies arrive unannounced. With the rising healthcare costs, the hospitalization and treatment expenses can leave a big dent in your savings kitty. Health insurance is your financial cushion against all medical expenses. You simply can’t live without health insurance in this country.
However, buying the right medical insurance plans could be tricky, especially when there’s absence of a full-fledged healthcare marketplace due to the gradual meltdown of Obamacare. But, if you’re insured through your employer or can afford to enter the private health insurance marketplace then there are a number of plans in the market that could leave you baffled with their variants and features.