With the health marketplace open enrollment approaching sooner than you think, it’s time for you to understand exactly what kinds of health care services are covered by your current health insurance plan. You also need a clear idea of what out of pocket expenses to expect and make sure that your next health insurance plan is more suitable for your needs.

Do not just re-enroll in your last year’s plan. Do some reading, dig into other offers. Even if you buy your insurance through your employer, there can be more than one option and providers to choose from, especially if you work for a large organization. Its always essential to weigh your options, even if you did last year.