A Personal finance blog for saving money and earning more and thus having a better life
When wealthy people offer financial help to businesses in need of financing, they are given the title of angel investors. They are known for providing seed capital for startup companies prior to going public. In return for their financial support, an angel investor is given part ownership in that business.
It is now possible for people of all income levels to participate in this type of investing. Many people want to know how does angel investing work.
Making the right investments can be a challenge. To navigate the volatile market and discover success from your efforts, you may need a bit of guidance. Hiring an investment advisor is one way to get more out of your endeavors. Of course, you first need to be able to trust what your advisor has to say.
When you have multiple income sources and multiple avenues of investment, you may do better to hire an investment advisor. Giving yourself time to assess the reputation of your candidates in advance can be an excellent way for you to pick the right person for the job. They generally do a better job of investment diversification than you and I could do.
My retirement portfolio consists of stocks and bonds, primarily because my employer 401k doesn’t have any other option other than those. My IRA account has some investment in GLD (SPDR gold ETF). Later in this post, find the image with last three years performance of this ETF. Gold and silver during recession performs better.
Definitely better than any stocks in my IRA portfolio. As the recession fear grows, this ETF and similar ones would tend to perform even better. People do buy bullion more during or approaching a recession.
When most people think of home improvements, all they can focus on is the money that it will take to make the necessary upgrades. Well, what if you were spending money now to save more in the future? Believe it or not, there are a number of home renovation projects that can actually help you to save quite a bit of money. If you are curious to learn about what these are, here are your top options
If you’re planning to sell your house, either now or in the future, it’s a good idea to invest in things that can increase the value of your home. These investments don’t need to be major because small investments done tastefully and thoughtfully can raise your home value.
When you have some leftover money after maxing out your 401k and IRA’s. You should look for alternate ways to invest and grow. Dividend investing is a powerful way to grow your wealth completely passively. in the longer term, historically, dividend stocks outperformed the real estate investments. Today we will discuss some of the basics of dividend investing
When it comes to investing, everyone has their own strategy. Some are seeking big gains, others are looking for steady supplemental income. Every investing strategy has different risks and rewards. Those looking for a low-risk strategy should look no further than dividend investing. It is easy to understand, and simple to execute.
If you are planning for a better retirement, you actually have more instruments to use right now. You can develop your own investment portfolio and generate passive revenue from the investments you make. You also have the option to invest in real estate and mutual funds, particularly for the long-term gains they offer.
One thing you also want to use when doing retirement planning is the Individual Retirement Account or IRA. It gives you the ability to earn tax-deferred growth on up to $5,000 per year. You also have the option to switch to a gold IRA. What is the difference between the two? Should you get a gold IRA? We are going to answer these questions in this article.
Have you ever come across someone who is not familiar with the stock market at all? I mean, not knowing it as a viable investment option. I met someone at work recently who knew all about CD and savings accounts, but not the stock market. He didn’t have a retirement saving plan and never bought a mutual fund or an index fund.
I am going to write about some very basic topics of stock investing, like what kind of market is a stock market and why it’s a very good investment option for the long term.
Finding land for sale is always a balancing act. You must find the right time to do so, and there are many variables at play that will affect whether or not it’s a good time to buy.
So, is now a good time to buy land for sale? Should you wait? What’s the forecast for 2019?
I realized that most of my regular readers are not struggling to meet life’s needs financially. Rather, they are quite fortunate with regards to financial health. They invest regularly and they have very stable jobs. So why not talk about something that fits the need of a financially-well-to-do?
If you are a salaried employee, like me, you must receive some end of the year bonus. Today’s topic is to invest that bonus in something luxury, like a watch, an exotic vacation experience (which is not a financial investment though), a rare picture from some famous artist, etc.
Everybody has heard stories about people going from broke to millionaires through trading and investing. And everybody else wishes to duplicate that feat. Little they know that a transformation like that requires a mountain of change.
If you want to be successful in trading and investing, you should focus your attention on these five traits that are common to wealthy investors.
