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One Cent At A Time

A Personal finance blog to get rich

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Should I Buy Land As Investment?

February 4, 2019 2 Comments

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Finding land for sale is always a balancing act. You must find the right time to do so, and there are many variables at play that will affect whether or not it’s a good time to buy.

Should I Buy Land As Investment?

So, is now a good time to buy land for sale? Should you wait? What’s the forecast for 2019?

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4 Ways to Invest your Year End Bonus Luxuriously

July 3, 2018 3 Comments

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I realized that most of my regular readers are not struggling to meet life’s needs financially. Rather, they are quite fortunate with regards to financial health. They invest regularly and they have very stable jobs. So why not talk about something that fits the need of a financially-well-to-do?

4 Ways to Invest your Year End Bonus Luxuriously

If you are a salaried employee, like me, you must receive some end of the year bonus. Today’s topic is to invest that bonus in something luxury, like a watch, an exotic vacation experience (which is not a financial investment though), a rare picture from some famous artist, etc.

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5 Traits of Wealthy Investors

June 21, 2018 2 Comments

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Everybody has heard stories about people going from broke to millionaires through trading and investing. And everybody else wishes to duplicate that feat. Little they know that a transformation like that requires a mountain of change.

5 Traits of Wealthy Investors

If you want to be successful in trading and investing, you should focus your attention on these five traits that are common to wealthy investors.

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Unusual Investment – Preowned Luxury Watches

May 19, 2018 2 Comments

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I wrote about investing in paintings, rare wines and even printer toners as part of unusual investment/side hustle options series, here’s one more – investing in luxury watches, And to make it more simple, we will talk about only pre-owned watches here so that the barrier to entry is reduced for most investors.

Unusual Investment - Preowned Luxury Watches

It is every collector’s dream to own a luxury watch at one point in time. But the tricky thing about luxury watches is this- they are extremely expensive. Buying a first-hand luxury watch can cost you a fortune. If you are not in a position to spend that kind of money, does that mean you will never own a luxury watch?

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Great Financial Tips For First Time Home Buyers

May 2, 2018 13 Comments

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Buying a home for the first time is never an easy thing to do. It is also one of the biggest financial decisions that one could make. With lots of things to consider, it is most likely that you will find a home that fits your needs and your budget easily. It is important that you know what your wants are, what your needs are and how much you can afford to pay for it.

Great Financial Tips For First Time Home Buyers

The average price of a home in the United States is around $200,000. If you are a first-time home buyer, the first thing you need to do is secure a mortgage. Meeting with a reputable and experienced lender is a great way to figure out which type of loan is the right fit for your needs.

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Learn Before You Start Stock Investing

April 16, 2018 Leave a Comment

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If you want to learn how to invest in stocks, you need to get ready for a significant amount of study. And you want to put in a lot of hours before you start risking real money. There is no glory is losing a ton of cash as you figure it out on the job. Teach yourself the basics before you start and you will be that much more prepared to keep your money from running out.

Learn Before You Start Stock Investing

Investing can be seen as a dry boring way to exist in the world. Endless Wall Street talk and the droning on of adults about their portfolios can seem impossibly dull to the average young adult. But learning about it is a way to increase your engagement with the world and your facility for making money. And it can be pretty exciting if you find a way to manage the risk effectively.

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Ways to Invest in Gold and Silver With Less Than $100

January 15, 2018 6 Comments

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I love writing about little baby steps in personal finance. Like how to invest your first $1000 or how to earn $100 in a day legally. This is another baby step guide. As an investor, you might want small exposure in metals, for diversity’s sake.

How to Invest $100 in Gold or Silver

Without enough money, today, it’s still possible to invest in the future of gold and silver. This post is about finding ways for you to invest your first $100 in metal future.

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What To Know Before Investing In Real Estate

November 13, 2017 1 Comment

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If done right investing in real estate creates wealth. But, it’s not easy you need to know things before you invest in real estate. If you have a positive cash flow for every month you may start looking for real estate property for investment. Even if you don’t sell for profit, putting it in rent can recover the mortgage cost and leave you with some profit every month.

What To Know Before Investing In Real Estate

Savvy real estate investors already know the market landscape. Right from the start, they can tell if a particular home is worth investing in and if the return on investment is worth the initial price.

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How to Become a Wise Investor

October 25, 2017 4 Comments

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An investor is someone who commits a certain sum of money to an economic enterprise. In exchange for assuming risk, he or she expects to earn a profit. Warren Buffett succinctly defined investing as “The process of laying out money now to receive more money in the future.”

If a profit isn’t guaranteed, why risk your money at all? It’s because if you invest wisely, the upside is worth the risk.

Regardless of how much you earn an hour, simply trading time for dollars has some serious limitations: you have to work long and hard; sacrifice your precious time, and deal with the stress of constant effort to stay ahead of your expenses.

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Top Financial Steps Millennials are Ignoring

August 18, 2017 2 Comments

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Millennials are known to differ from previous generations. They’re less concerned about the future and more concerned about the present. But that has led to the unintended side effect of millennials not making the investments they should.

The best time to start is when you’re young. And among all past generations, Millennials have more access to research, expert opinions due to the digital age. When every knowledge is within reach, then why don’t they get skilled in financial management.

Do not put all eggs in one market, spread your investment across multiple areas and instruments. Do mistakes at the beginning for they’ll turn into important financial lessons.

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