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One Cent At A Time

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How to Cut Costs as a Senior: 5 Frugal Living Tips

May 30, 2023 Leave a Comment

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If your golden years are now upon you, retaining financial stability should be at the top of your list. As you finish work and enter retirement, you’ll want to know you’ve got plenty of cash in the bank to support you and ensure you live an excellent quality of life. 

How to Cut Costs as a Senior: 5 Frugal Living Tips

With careful planning and some adjustments, seniors can find all kinds of opportunities to cut costs and maximize their savings. Here we will explore some of the best strategies seniors can take to lower expenses while enhancing their financial stability in the process.

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The Impact of Inflation on Your Savings and Investments

May 15, 2023 Leave a Comment

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Introduction (Word Count: 130) Welcome to our blog! Inflation, the persistent price increase over time, is an economic phenomenon affecting individuals, businesses, and governments worldwide. Today, we will explore the impact of inflation on your savings and investments, shedding light on the strategies you can employ to safeguard your wealth in the face of rising prices. By understanding the effects of inflation and adopting proactive financial measures, you can navigate this economic challenge and protect your hard-earned money.

The Impact of Inflation on Your Savings and Investments

 

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10 Ways to Save Money Without Sacrificing Your Lifestyle

April 27, 2023 9 Comments

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Living a fulfilling life doesn’t have to come at a high cost. By implementing some simple money-saving tips, you can still enjoy your current lifestyle without breaking the bank. In this blog, we’ll share 10 ways to save money without sacrificing your lifestyle.

money saving tips

1. Take Advantage of Coupons and Discounts

Coupons and discounts are a great way to save money on things you would normally buy. Look for coupons in newspapers, online, or through loyalty programs. Additionally, many retailers offer discounts for students, military personnel, and senior citizens. Taking advantage of coupons and discounts can help you save a significant amount of money over time. It may take a little extra effort to find them, but it’s worth it in the long run.

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Ways to Save Money on Car Rentals

February 28, 2023 1 Comment

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Renting a car is a popular option for those looking for transportation while traveling or exploring a new city. It can also be expensive, especially if you’re not careful. Here are a few tips to help you save money when you rent a car.

Ways to Save Money on Car Rentals

Find the top 10 ways to save money on car rentals.

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Living Well on Less Than $15,000 a Year: Habits of Skilled Visa Workers

September 30, 2022 71 Comments

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This topic has not been covered as widely as it should have been. Let’s gain some insight into the high-skill visa workers’ life and see how well they live on less than $15,000 a year while saving a fortune. Most of us would be amazed to learn about living such a life here in the United States!

Living Well on Less Than $15,000 a Year: Habits of Skilled Visa Workers

Every year, thousands of high-skilled and executive class temporary visa holders (H and L classes) travel to this country. Some of them stay back, apply for residency, and eventually citizenship, but, a majority go back to their home country with the money saved during their stay here in the US.

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Develop This 10 Habits to Save More Money

July 17, 2022 4 Comments

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Every physician wants to save money, but building good money habits is more difficult than it sounds. Saving additional money each month allows you to put more toward things like retirement, college tuition, emergency funds, and other vital expenses.

Develop This 10 Habits to Save More Money

It’s impossible to completely transform your financial outlook overnight, but the changes you make today will affect your entire financial future.

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25 Ways you Can Help Save The Environment Everyday

June 22, 2022 53 Comments

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There are many ways we can help the environment. Sometimes they are pretty tough to implement. When you have nothing else to cook food other than burning coal, then you can’t stop burning coal. There are certain ways you, as an average city dweller,  can do this. This post is about those techniques, here are 25 everyday techniques to save the environment.

Save the Environment

Charity begins at home, you start today, your neighbor starts tomorrow and the whole city starts doing this sooner than you realize, how about that? No, I can’t be that optimistic; but what’s the harm in throwing the idea around?

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Fictional Finance – Save Up on Gas

June 16, 2022 1 Comment

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Today, I woke to the annoying alarm at 7 AM. After asking Alexa to snooze twice, I finally gave in at 7:20. I know it’s a bit later than the average American wake-up time. But, I am a night owl, who doesn’t close his eyes before an hour past midnight!

Fictional Finance - Save Up on Gas

After the morning ritual and when I was at the table gulping the toasts and Darjeeling tea, my wife narrated today’s list of things to buy from the grocery. The list comes twice or thrice a week. Today was a grocery day.

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Top 3 Ways to Cut Monthly Expenses in Half

June 13, 2022 3 Comments

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Can you remember back to when you were younger and you were just dying to grow up before your time? You wanted to stay out late with friends, you wished you had your own car and own money, and most of all, you wanted to move out of your parents’ house.

Top 3 Ways to Cut Monthly Expenses in Half

Now that you’re an adult and have all of the grown-up responsibilities, you now wish that you could go back to the times where you had the luxuries of being a kid.

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4 Great Ways To Budget Yourself

June 1, 2022 3 Comments

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So you are making a decent income currently but you need some extra money to go on a vacation or you need to start saving $20,000 to add to your son’s college fund. How do you proceed with this plan in the most effective manner possible?

4 Great Ways To Budget Yourself

 

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