A Personal finance blog to get rich
Today, I woke to the annoying alarm at 7 AM. After asking Alexa to snooze twice, I finally gave in at 7:20. I know it’s a bit later than the average American wake-up time. But, I am a night owl, who doesn’t close his eyes before an hour past midnight!
After the morning ritual and when I was at the table gulping the toasts and Darjeeling tea, my wife narrated today’s list of things to buy from the grocery. The list comes twice or thrice a week. Today was a grocery day.
Can you remember back to when you were younger and you were just dying to grow up before your time? You wanted to stay out late with friends, you wished you had your own car and own money, and most of all, you wanted to move out of your parents’ house.
Now that you’re an adult and have all of the grown-up responsibilities, you now wish that you could go back to the times where you had the luxuries of being a kid.
So you are making a decent income currently but you need some extra money to go on a vacation or you need to start saving $20,000 to add to your son’s college fund. How do you proceed with this plan in the most effective manner possible?
Running a home comes with a lot of financial responsibilities. Without a proper plan, you may end up spending a fortune on unnecessary things due to bad financial decisions. While some of the expenses may be genuinely costly, poor financial choices may end up costing you more.
Analyzing your expenses and everything you spend on can help you identify what you aren’t doing right to correct it, helping you manage your money better. Below are some of the mistakes costing you a lot of money at home.
There’s nothing more exciting than buying a home, getting married, starting a family, going on a dream vacation, or completing your college degree.Unfortunately, all the most significant moments of your life can also be the most expensive. That’s why it’s essential to save money for these milestones. But, with the rising cost of living, saving money isn’t always easy.
Not only these life events, but for your retirement as well, You need to have enough money to be able to enjoy your golden years, without worrying about financial matters and day to day stress. Unfortunately most of us don’t think so far ahead and we spend the money we earn.
When it comes to expanding your budget, many people discuss the benefits of diversifying your income streams. This is an amazing step to take and will serve you well in creating more space in your budget. Sure, you need an upfront investment/spend to realize these 3 ways to save money for long-term.
If you have very little disposable income or find that you are struggling to get by, you may be considering ways to make a bit of extra money. The good news is that there are loads of different ways to both save and generate additional income – many of which are very simple to do.
Here are 3 ways to reduce spending and give your household income a much-needed boost.
You work hard to earn a living, but if you’re like most Americans, your salary barely scratchhow welles the surface of what you need to live comfortably. Ultimately, sustaining a decent lifestyle boils down to how well you utilize your income. The only problem is affording monthly expenses, leisurely splurges, unexpected emergencies, and future goals. That’s where financial management practices like saving become crucial.
A dollar simply doesn’t go as far as it used to these days, which makes saving quite the challenge.
Gold can mean many things to different people. It’s renowned for its long-term, durable value. It’s often given as a gift in the form of jewelry. In the shape of a ring, it can be symbolic of a deep bond and relationship. Sometimes it comes into your life through an inheritance.
Some people choose to hold onto it forever, while others would rather capitalize on its value and sell it.
These days, there’s no shortage of ways to entertain ourselves at home. Furthermore, with COVID-19 and its newly emerging variants still presenting an active threat, many of us have become particularly keen on sticking with home-based forms of recreation.
Unfortunately, due to the sheer abundance of home entertainment options at our disposal, we often wind up overspending on leisure activities without even realizing it. Anyone looking to stay entertained at home without breaking the bank would do well to heed the following tips.
