A Personal finance blog for saving money and earning more and thus having a better life
Every physician wants to save money, but building good money habits is more difficult than it sounds. Saving additional money each month allows you to put more toward things like retirement, college tuition, emergency funds, and other vital expenses.
It’s impossible to completely transform your financial outlook overnight, but the changes you make today will affect your entire financial future.
Food is an integral part of any animal. Giving your dog quality food is not only a great way to keep it healthy but also to make it respect you as highlighted at https://www.authenticdogs.com/how-to-make-your-dog-respect-you/. Unfortunately, dog food prices can skyrocket and quality always comes with a price.
It is even more expensive if you have 2 or more dogs in your home. While you cannot compromise on the quality of food you are giving to your pet, you can explore some of the best money-saving hacks on dog food.
Effective employee scheduling is very important for the growth of any business. Research has shown that good employee scheduling can boost job satisfaction. When managers and employees have a balanced schedule, they are happier and thus more productive.
However, when you are starting, employee scheduling can appear to be a daunting task. Here are 8 tips for effective employee scheduling:
So you are making a decent income currently but you need some extra money to go on a vacation or you need to start saving $20,000 to add to your son’s college fund. How do you proceed with this plan in the most effective manner possible?
Good question. I have been put into this position within the last 3 years. Then I found out that my family’s expenses were far above the income from stocks and oil properties.
With every passing year, the roads get more and more crowded with cars. While the traffic gets worse, people still rely on automobiles to make their lives and careers work. Giving up your car simply isn’t feasible for a lot of us. And that presents a financial burden that you might find hard to shoulder.
The sheer cost of operating a car these days can be very expensive! We’ve taken the liberty of assembling our best tips for keeping that cost to a minimum. Pay no more than you have to drive, without compromising your safety!
Can you remember back to when you were younger and you were just dying to grow up before your time? You wanted to stay out late with friends, you wished you had your car and own money, and most of all, you wanted to move out of your parents’ house.
Now that you’re an adult and have all of the grown-up responsibilities, you now wish that you could go back to the times where you had the luxuries of being a kid.
Freelancers have much more control over their finances compared to employees working in traditional roles. If you are a freelancer, you can dictate how much you charge for a specific job, how long you work each day, and how you invest the money you make.
While having more control over your financial situation is fantastic, it does present some challenges. One of the biggest challenges you will face is ensuring that your income is spent wisely and that you can save some money for a rainy day.
Do you miss deadlines, pay late fees, toss rotten food weekly, or lose a gift card that you purchased? If yes, you are losing too much money. at our home, we are guilty of this. We bought so many clothes and shoes that we lost track of the new items. The clutter created made choosing the new dresses over older ones difficult.
This is the price you pay for being disorganized. In today’s era, everyone is thinking of ways to save money. However, it is not just about spending less. Do you know that organizing your home can help you save money?
A financial times article says that a wealth range of at least £2m in the U.K can make one worthy of the title ‘rich.’ The annual Charles Schwab Modern Wealth survey says that a rich person in the USA averagely has $2.3 million to their name. This, according to the company is over 20 times the median net worth of an average household. The report, however, states that for one to be considered financially comfortable, they have to have at least $1.1 million in the bank.
Most of the respondents in the survey noted that they plan to enter the wealthy elite class in a decade, and the easiest way to get there was to learn to ignore FO.MO.
According to Creditdonkey, an individual spends an average of $250 per month on groceries while a household of four spends on average of $712 to $1106 per month. Food is one of the bigger expenses every individual incurs with the biggest being housing and transportation.
If you are looking to save money on groceries to free up extra cash for other means then check out my 5 grocery shopping tips!
