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One Cent At A Time

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Living Well on Less Than $15,000 a Year: Habits of Skilled Visa Workers

September 30, 2022 71 Comments

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This topic has not been covered as widely as it should have been. Let’s gain some insight into the high-skill visa workers’ life and see how well they live on less than $15,000 a year while saving a fortune. Most of us would be amazed to learn about living such a life here in the United States!

Living Well on Less Than $15,000 a Year: Habits of Skilled Visa Workers

Every year, thousands of high-skilled and executive class temporary visa holders (H and L classes) travel to this country. Some of them stay back, apply for residency, and eventually citizenship, but, a majority go back to their home country with the money saved during their stay here in the US.

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Develop This 10 Habits to Save More Money

July 17, 2022 3 Comments

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Every physician wants to save money, but building good money habits is more difficult than it sounds. Saving additional money each month allows you to put more toward things like retirement, college tuition, emergency funds, and other vital expenses.

Develop This 10 Habits to Save More Money

It’s impossible to completely transform your financial outlook overnight, but the changes you make today will affect your entire financial future.

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25 Ways you Can Help Save The Environment Everyday

June 22, 2022 53 Comments

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There are many ways we can help the environment. Sometimes they are pretty tough to implement. When you have nothing else to cook food other than burning coal, then you can’t stop burning coal. There are certain ways you, as an average city dweller,  can do. This post is about those techniques, here are 25 everyday techniques to save the environment.

Save the Environment

Charity begins at home, you start today, your neighbor starts tomorrow and the whole city starts doing this sooner than you realize, how about that? No, I can’t be that optimistic; but what’s the harm in throwing the idea around?

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Fictional Finance – Save Up on Gas

June 16, 2022 1 Comment

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Today, I woke to the annoying alarm at 7 AM. After asking Alexa to snooze twice, I finally gave in at 7:20. I know it’s a bit later than the average American wake-up time. But, I am a night owl, who doesn’t close his eyes before an hour past midnight!

Fictional Finance - Save Up on Gas

After the morning ritual and when I was at the table gulping the toasts and Darjeeling tea, my wife narrated today’s list of things to buy from the grocery. The list comes twice or thrice a week. Today was a grocery day.

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Top 3 Ways to Cut Monthly Expenses in Half

June 13, 2022 3 Comments

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Can you remember back to when you were younger and you were just dying to grow up before your time? You wanted to stay out late with friends, you wished you had your own car and own money, and most of all, you wanted to move out of your parents’ house.

Top 3 Ways to Cut Monthly Expenses in Half

Now that you’re an adult and have all of the grown-up responsibilities, you now wish that you could go back to the times where you had the luxuries of being a kid.

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4 Great Ways To Budget Yourself

June 1, 2022 3 Comments

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So you are making a decent income currently but you need some extra money to go on a vacation or you need to start saving $20,000 to add to your son’s college fund. How do you proceed with this plan in the most effective manner possible?

4 Great Ways To Budget Yourself

 

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8 Mistakes That Are Costing You Money At Home

February 25, 2022 1 Comment

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Running a home comes with a lot of financial responsibilities. Without a proper plan, you may end up spending a fortune on unnecessary things due to bad financial decisions. While some of the expenses may be genuinely costly, poor financial choices may end up costing you more.

8 Mistakes That Are Costing You Money At Home

Analyzing your expenses and everything you spend on can help you identify what you aren’t doing right to correct it, helping you manage your money better. Below are some of the mistakes costing you a lot of money at home.

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4 Easy Ways to Cut Costs on Your Monthly Expenses

February 14, 2022 1 Comment

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There’s nothing more exciting than buying a home, getting married, starting a family, going on a dream vacation, or completing your college degree.Unfortunately, all the most significant moments of your life can also be the most expensive. That’s why it’s essential to save money for these milestones. But, with the rising cost of living, saving money isn’t always easy.

4 Easy Ways to Cut Costs on Your Monthly Expenses

Not only these life events, but for your retirement as well, You need to have enough money to be able to enjoy your golden years, without worrying about financial matters and day to day stress. Unfortunately most of us don’t think so far ahead and we spend the money we earn.

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3 Ways to Save Money For the Long-Term

February 6, 2022 1 Comment

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When it comes to expanding your budget, many people discuss the benefits of diversifying your income streams. This is an amazing step to take and will serve you well in creating more space in your budget. Sure, you need an upfront investment/spend to realize these 3 ways to save money for long-term.

3 Ways to Save Money For the Long-Term

 

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3 ways to Reduce Spending and Give your Household Income a Much-needed Boost

January 24, 2022 Leave a Comment

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If you have very little disposable income or find that you are struggling to get by, you may be considering ways to make a bit of extra money. The good news is that there are loads of different ways to both save and generate additional income – many of which are very simple to do.

3 ways to Reduce Spending and Give your Household Income a Much-needed Boost

Here are 3 ways to reduce spending and give your household income a much-needed boost.

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