One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Buy Your Clothes Online and Save Money

5 Comments

How many of you shopped clothing online? I rarely did any before. My first online order was a disaster. Their medium-sized Tee was extra-large for me. I made it a point to buy every clothing after first trying it out in the fitting room. This habit changed now though. My wife showed me the way. Shopping clothes online do save money!

Buy Your Clothes Online and Save Money

It started one day when I got my 32X29 faded jeans online. I was looking for this at every store. Stores had 32X30, 32X31 and 32X28 but not the one I was looking for. That Banana republic jeans changed my shopping habit. My wife also made me note the sizes at various departmental stores. Now, I know the difference in a JC Penny medium vs. an Old Navy medium.

Continue Reading...

5 Practical Tips to Save Money for Your First Apartment

1 Comment

Growing up is sometimes hard to do. As we get older, we have more responsibilities. One of our responsibilities as adults is to move out on our own.  When I decided to move out of my parents’ house, I knew I needed a plan that would help me find my dream apartment.

5 Practical Tips to Save Money for Your First Apartment

I had a full-time job that paid for the important things that I needed such as food and clothing, but I needed to cut back. I knew in order to move out of my parent’s house I needed to save my money.  I learned some practical tips that helped me save money for my first apartment.

Continue Reading...

30 Ways To Reuse Bottles And Containers

14 Comments

Every day we purchase many things which come in either bottles or containers. Many of us throw away these containers or bottles after using them only once. We see these used bottles and containers as a waste. But if you think practically they are not.

Photo Courtesy http://homeguides.sfgate.com

 

Continue Reading...

101 Ways To Save Money in Everyday Life

35 Comments

This is a follow-up post from the earlier listing of 80 ways to lose money. Now in this post I am going to mention 101 ways to save money .

These are some coolest and easy to implement ideas that any one can carry out. Saving money is one of the essential steps of managing personal finance. you gradually go from bad financial stage to a neutral stage by adopting various money-saving ways. Then start earning more money, getting a raise, having a side hustle, etc.

So, start your new financial life with a goal to save money, at least 10% of money this year, compared to previous one. I will mention the ways you can achieve the cost saves.

Continue Reading...

How Your Business Can Save Money on Deliveries

Leave a Comment

So long as you know how to go about it, we believe that you can save money on anything. Every single part of your business can be streamlined and made more cost-efficient if you’re willing to put the effort into refining your methods, and deliveries are no exception.

How Your Business Can Save Money on Deliveries

In fact, they’re a prime place to start. With the rise of internet commerce meaning that every successful venture must have a strong online presence, shipping is a fundamental part of the customer service you provide and has a significant impact on how your clients rate their experience with you.

Continue Reading...

How to Wash Your Car at Home To Save Money

2 Comments

At one point or the other, there comes a time in a home when you need to cut your costs. It could be due to; general tough economic times, the need to finance college education for your kids, losing a job, the need to top up some investment money and many more reasons. In such cases, the family looks at the list of expenditure and decides the ones to be reduced and the ones to be struck off the list.

How to Wash Your Car at Home To Save Money

To save money at home, you can; file your taxes instead of hiring a tax filing consultancy, cleaning your house instead of contracting a cleaning company, cutting your grass and doing home maintenance such as painting on your own.

Continue Reading...

Convince Your Spouse to Save Money Together

Leave a Comment

If you’re serious about saving money for the future, congratulations. Not too many people are like you. Interest rates are low and consumerism is America’s favorite pastime.

Convince Your Spouse to Save Money Together

Chances are your spouse doesn’t share your views on frugality. Everyone around them is planning vacations, buying new homes, and bragging about their latest purchases. It makes it seem like everything is fine when really it isn’t.

Continue Reading...

25 Everyday Techniques to Save Environment

49 Comments

No, I’ll not be asking you to plant trees around your town. And I will not ask you to go back to the stone-age and stop singing all modern amenities that take a toll on our environment. I am going to talk about 25 pretty easy-to-follow ways to help mother earth by saving the environment around you.

Saving Environment

Charity begins at home, you start today, your neighbor starts tomorrow and the whole city starts doing this sooner than you realize, how about that? No, I can’t be that optimistic; but what’s the harm in throwing the idea around? Are you with me?

Continue Reading...

Living Well on Less Than $10,000 a Year: Habits of Skilled Visa Workers

67 Comments

This topic has not been covered as widely as it should have been. Let’s gain some insight into the high-skill visa workers’ life and see how well they live on less than $10,000 a year while saving a fortune. Most of us would be amazed to learn about living such a life here in the United States!

Living Under $10,000 a Year - Life of Indian Techies

Every year, thousands of high-skilled and executive class temporary visa holders (H and L classes) travel to this country. Some of them stay back, apply for residency and eventually citizenship but, the majority go back to the home country with the money saved during their stay here in the US.

Continue Reading...

Wise Tips to Save on Baby’s First Year of Life

1 Comment

Caring for a child is the most rewarding thing that has ever happened to me. It might have drained my family’s savings yet it has filled us with so much love. It is said that the best things in life are those that are free, yet caring for a baby isn’t cheap. So unless you are living somewhere in a far-flung jungle, no matter how much you had saved up, budgeting will always be a struggle.

Wise Tips to Save on Baby's First Year of Life

Shopping for a baby is physically daunting and is equally draining to the wallet. Unless you have deep pockets or have a frugal friend who can guide you, you’ll need a bit of help and advice somewhere. It is unwise to wallow in debt and worry so let me help you based on my personal experience. Been there, done that; budgeting isn’t easy. Yet with a little bit of planning and some wise choices along the way, you can balance your expenses and have one less thing to worry.

Continue Reading...