A Personal finance blog for saving money and earning more and thus having a better life
The sooner you start saving, the better. It’s never too early (or too late) to start. The teen years are the perfect time to pick up smart saving habits in order to become financially independent sooner.
While your friends may be out spending money on clothes and other impulse purchases, you’ll be well ahead of the game if you start making smarter purchasing decisions now and start saving.
Spending is something that everyone should be conscious about and by that, it means that we should keep track of our money at all times. Most people make use of a budget to list down all of their spendings; however, this technique doesn’t work for everyone.
Others usually rely on conscious spending alone which is actually fine as long as you break the habit of spending whenever you feel like it. This will require a lot of discipline from anyone but it can really be fulfilling if done properly in the end.
When looking to reduce moving costs, it is important to remain determined. If you are planning to move to a new place, you need to cut costs as much as possible. Next time you find yourself wondering how you can maximize savings; you will be ready to go.
When relocating or moving to a new apartment, you need to select new utilities, too. So, it is always better to save money for your priorities. Be ready to make a smart decision and ensure a comfortable moving experience.
If you read personal finance blogs, you’ll notice plenty of articles on saving money, we also write about earning money a lot. With a twist and a purpose in mind let me list down few foolish ways to spend money. I could think of 74 ways as of now and I’ll add on as I come across other possible scenarios or read about them.
I always wondered how much our Christmas decoration is costing us, in terms of energy usage. I noticed around $20 to $40 energy bill jump for the month of December. The below picture, taken in 2016, is our home partially lit up in the first week of December. We added more lighting afterward. $40 is no small amount. So, how to reduce cost to power Christmas lighting
A number of things influence our energy bill. How elaborate is my decoration, do I use incandescent or LED bulbs, the wattage of my bulbs, how long I am putting up the display for and for how many hours I have the lighting turned on every day.
People are buying more houses that are leading the new homeowners to buy more appliances. The more use of home appliances increases the use of energy, to save energy is not only help to support the economy but also an advantage to save you money. How to save money on home appliances? We will discuss those tips here today.
Tips to Save Money On Home Appliances
The higher demand for appliances is leading the homeowners to find the alternative gadgets that spend less. The wise use of appliances and replacement of old ones can help you lessen the monthly electricity cost.
As a student, saving money would seem like moving mountains. If you want to attain financial success, then you need to keep a track on your expenses and put an end to the bad habits. I’ll talk about money-saving tricks for students today.
In the student phase, we all have fine wine tastes on a cheap beer budget. Don’t worry; it’s quite normal if you are on the same verge. Most of the college students either live on a budget or prepare to fall in the trap of debts.
How many of you shopped clothing online? I rarely did any before. My first online order was a disaster. Their medium-sized Tee was extra-large for me. I made it a point to buy every clothing after first trying it out in the fitting room. This habit changed now though. My wife showed me the way. Shopping clothes online do save money!
It started one day when I got my 32X29 faded jeans online. I was looking for this at every store. Stores had 32X30, 32X31 and 32X28 but not the one I was looking for. That Banana republic jeans changed my shopping habit. My wife also made me note the sizes at various departmental stores. Now, I know the difference in a JC Penny medium vs. an Old Navy medium.
Growing up is sometimes hard to do. As we get older, we have more responsibilities. One of our responsibilities as adults is to move out on our own. When I decided to move out of my parents’ house, I knew I needed a plan that would help me find my dream apartment.
I had a full-time job that paid for the important things that I needed such as food and clothing, but I needed to cut back. I knew in order to move out of my parent’s house I needed to save my money. I learned some practical tips that helped me save money for my first apartment.
Every day we purchase many things which come in either bottles or containers. Many of us throw away these containers or bottles after using them only once. We see these used bottles and containers as a waste. But if you think practically they are not.
Photo Courtesy http://homeguides.sfgate.com
