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One Cent At A Time

A Personal finance blog to get rich

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Saving for the Summer Holidays

January 23, 2020 1 Comment

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With winter in full swing, it’s no wonder that most of us are already considering sun-filled holidays. A holiday is the best way to reward yourself for all your hard work and it’s good for your mental and physical wellbeing too. Your saving for the summer holiday should start now.

Beach Vacation

However, the one thing standing between you, a sandy beach and crystal clear waters is your holiday fund. It’s not easy to save for a holiday when there are so many other financial commitments and responsibilities to pay for.

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Tips To Save Money on Dog Food

October 2, 2019 Leave a Comment

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Food is an integral part of any animal. Giving your dog quality food is not only a great way to keep it healthy but also to make it respect you. Unfortunately, dog food prices can skyrocket and quality always comes with a price.

Tips To Save Money on Dog Food

It is even more expensive if you have 2 or more dogs in your home. While you cannot compromise on the quality of food you are giving to your pet, you can explore some of the best money-saving hacks on dog food.

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10 Tips For Cutting Car Costs

August 25, 2019 6 Comments

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With every passing year, the roads get more and more crowded with cars. While the traffic gets worse, people still rely on automobiles to make their lives and careers work. Giving up your car simply isn’t feasible for a lot of us. And that presents a financial burden that you might find hard to shoulder.

10 Tips For Cutting Car Costs

The sheer cost of operating a car these days can be very expensive! We’ve taken the liberty of assembling our best tips for keeping that cost to a minimum. Pay no more than you have to drive, without compromising your safety!

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Best Practices For Saving Money As A Freelancer

August 14, 2019 1 Comment

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Freelancers have much more control over their finances compared to employees working in traditional roles. If you are a freelancer, you can dictate how much you charge for a specific job, how long you work each day, and how you invest the money you make.

Saving Money As A Freelancer

While having more control over your financial situation is fantastic, it does present some challenges. One of the biggest challenges you will face is ensuring that your income is spent wisely and that you can save some money for a rainy day.

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How Organizing Your Home Will Save You Money

July 29, 2019 3 Comments

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Do you miss deadlines, pay late fees, toss rotten food weekly, or lose a gift card that you purchased? If yes, you are losing too much money. at our home, we are guilty of this. We bought so many clothes and shoes that we lost track of the new items. The clutter created made choosing the new dresses over older ones difficult.

How Organizing Your Home Will Save You Money

This is the price you pay for being disorganized. In today’s era, everyone is thinking of ways to save money. However, it is not just about spending less. Do you know that organizing your home can help you save money?

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Want to Save? Here are 6 Awesome Budget Tricks That Actually Work

June 3, 2019 2 Comments

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A financial times article says that a wealth range of at least £2m in the U.K can make one worthy of the title ‘rich.’ The annual Charles Schwab Modern Wealth survey says that a rich person in the USA averagely has $2.3 million to their name. This, according to the company is over 20 times the median net worth of an average household. The report, however, states that for one to be considered financially comfortable, they have to have at least $1.1 million in the bank.

Want to Save? Here are 6 Awesome Budget Tricks That Actually Work

Most of the respondents in the survey noted that they plan to enter the wealthy elite class in a decade, and the easiest way to get there was to learn to ignore FO.MO.

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Secrets of Saving Money at Groceries

May 27, 2019 4 Comments

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According to Creditdonkey, an individual spends an average of $250 per month on groceries while a household of four spends on average of $712 to $1106 per month. Food is one of the bigger expenses every individual incurs with the biggest being housing and transportation.

If you are looking to save money on groceries to free up extra cash for other means then check out my 5 grocery shopping tips!

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5 Examples Of How Internet Research Can Save You Money

May 8, 2019 4 Comments

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Recently, I almost bought a shower panel from Amazon, that required two separate water connections, one for the normal water and the other for hot water. But our bathroom has only one nozzle, the water connections were inside the drywall. I only got the information as I have a habit of reading a few bad reviews (1/2 star rated reviews) of a product before buying it.

5 Examples Of How Internet Research Can Save You Money

Had I gotten that I’d have spent $300, after reading the reviews, I bought a $40 shower head instead. The internet not only allows you to find products fast and conveniently but also to save money when you are shopping. With a little bit of internet research, you can spend less than usual on your shopping.

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10 Ways You Can Start to Build Your Savings Today

January 22, 2019 3 Comments

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As we grow older, the importance of a financial nest egg becomes more and more relevant. With big life changes such as vehicle purchases, home purchases, and unexpected emergencies, it is always nice to have some money stashed away for a rainy day.

10 Ways You Can Start to Build Your Savings Today

Savings accounts are not built overnight and getting to where you have a good amount saved up can take awhile. Luckily, we have 10 money management tips that you can start to build your savings today.

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Simple Ways To Save Money On Monthly Expenses

December 13, 2018 3 Comments

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Saving money when your bills seem to pile up faster than ever is definitely a tricky situation. Yet there is a solution to everything and this article is here to open some doors for you. Cutting costs without actually reducing your quality of life is a task that requires some research. We will talk about some easy low-hanging fruits that can be plucked while not sacrificing your lifestyle.

Where we spend most

Average American household Spending

Your financial freedom is somehow limited by the essentials you need to pay for at the end of each month – taxes, utility bills, transportation costs, housing and so on. Around half of your salary will go on these expenses, so you need to learn how to cut them to a minimum.

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