One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Living Well on Less Than $10,000 a Year: Habits of Skilled Visa Workers

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This topic has not been covered as widely as it should have been. Let’s gain some insight into the high-skill visa workers’ life and see how well they live on less than $10,000 a year while saving a fortune. Most of us would be amazed to learn about living such a life here in the United States!

Living Under $10,000 a Year - Life of Indian Techies

Every year, thousands of high-skilled and executive class temporary visa holders (H and L classes) travel to this country. Some of them stay back, apply for residency and eventually citizenship but, the majority go back to the home country with the money saved during their stay here in the US.

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Wise Tips to Save on Baby’s First Year of Life

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Caring for a child is the most rewarding thing that has ever happened to me. It might have drained my family’s savings yet it has filled us with so much love. It is said that the best things in life are those that are free, yet caring for a baby isn’t cheap. So unless you are living somewhere in a far-flung jungle, no matter how much you had saved up, budgeting will always be a struggle.

Wise Tips to Save on Baby's First Year of Life

Shopping for a baby is physically daunting and is equally draining to the wallet. Unless you have deep pockets or have a frugal friend who can guide you, you’ll need a bit of help and advice somewhere. It is unwise to wallow in debt and worry so let me help you based on my personal experience. Been there, done that; budgeting isn’t easy. Yet with a little bit of planning and some wise choices along the way, you can balance your expenses and have one less thing to worry.

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Tips for Hiring the Best Moving Company

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When choosing a moving company, it is best to check their reputation first. Hiring a moving company with a great reputation will save you money and time.

How do you choose whom to trust with your worldly belongings?

Asking the right questions will help you to uncover a wealth of knowledge that you would otherwise not know about. Here are some questions that you need to ask movers before hiring them:

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How to Become Rich – Save 1hr Of Wage Per Day, Easy

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There are two reasons people take up blogging, first, to educate others and second to educate themselves. My reader can tell how successful I am towards first point; I can tell you that my knowledge is growing by leaps and bounds.

Since I took up writing a few months ago, I read numerous web sites and blogs; now a day I am reading books. I pick good reads from library to get self-educated on few things I am still unaware of.

Today I had an amazing discovery that I want to share with you. This post is second in my ‘How to become rich’ series after the first post “Best way to become rich is by finding time to be rich“.

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Saving Money on Uncommon Travel Destinations

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The 21st century has made the world a smaller place. It’s far easier to communicate and travel internationally than ever before. But this doesn’t mean that the savings are spread out equally. While airlines like WOW have made it a lot more affordable to travel to places like Dublin, there are plenty of other places in the world which have become more expensive in recent years, if anything.

Saving Money on Uncommon Travel Destinations

If you want to take a holiday, immigrate, or make an investment in nations which aren’t commonly visited, you’re going to have to pioneer your own savings strategies. Luckily, this won’t be a challenge for a smart and talented person like yourself. Here are a few ways to make it happen.

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11 Best Ways to Furnish Your Home For Cheap

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When we feel tired and sick of our environment and it seems we need to make some changes around the place where we dwell, admit it or not, it is at times difficult to make big changes especially when we only have small budgets and we have a very hectic work schedule. So, can you furnish your home for cheap?

11 Best Ways to Furnish Your Home For Cheap

Luckily, there are easy and inexpensive ways on how to furnish your place without much struggle. It is not possible to transform your home the way you prefer it to be if it is very cluttered. Of course, you have to start clearing the clutter first prior considering making some changes in your environment.

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Tips For Saving When Money Is Tight

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I come from a low-income family. I was taught from childhood, the tricks and trades of sustaining life on a low-income. Previously I posted on how to save for retirement with a low-income and how to create an emergency fund with a low-income. This one is the most basic of ’em all. If you learn to save on a tight income you will learn the other tricks.

Tips For Saving When Money Is Tight

Tips For Saving When Money Is Tight

When your income is low, saving is necessary for a better future. How can you afford to save if you are not currently saving any money? If you are saving, how can you afford to put aside a little more? The answer lies in how people from poor countries spend happy lives with a low income.

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Top Websites and Apps that Can Save Money which You’d Otherwise be Paying

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I remember when I got my first smartphone, it was in 2010, just before embarking on a three-week-long road trip across the northeast USA. Apps like Priceline to book our next days hotel, AroundMe to find a place of interest around our location, Mapquest to replace expensive GPS navigation systems and GasBuddy to find the cheapest gas price in the vicinity.

Money Saving Sites

 

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Stop Wasting Money on Magazines

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Most American households subscribe to at least one paper magazine. Circulation of paper version is on a decline but still too many paper copies are distributed every month. Not only paper copies are harder to read, they are damaging the environment as well. Trees are killed to make papers.

Stop Wasting Money on Magazines

Over the past seven years, my wife and I have subscribed to over ten magazines a month. At times, I don’t read or open any of the issues and let them pile up on the counter month after month. This pile of paper got me thinking, why do we pay for these magazines when everything I want to know I research on the internet?I think magazines are a waste of money, but I can’t seem to unsubscribe to some that I truly love and add value to my life.

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3 Tips to Save on the New Year’s Party

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I started writing this blog post in December 2015. Somehow this post took longer to finish, so much so that new year is way past us and we are in February now. This new year, we went out to see a Christmas lighting in Miami (Santa’s enchanted forest) then had dinner out in downtown Ft. Lauderdale. We didn’t spend too much money but at the same time, we had a lot of fun.

3 Tips to Save on the New Year's Party

A new year’s party may not be the all-you-can-spend day. People can have maximum fun with minimum money spent. The best way to enjoy a great new year is to have a potluck dinner with friends. Cracking some fireworks, having a chit chat with live TV telecast in the background. That’s exactly how we spent 2015 new year’s eve.

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