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One Cent At A Time

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Simple Ways To Save Money On Monthly Expenses

December 13, 2018 3 Comments

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Saving money when your bills seem to pile up faster than ever is definitely a tricky situation. Yet there is a solution to everything and this article is here to open some doors for you. Cutting costs without actually reducing your quality of life is a task that requires some research. We will talk about some easy low-hanging fruits that can be plucked while not sacrificing your lifestyle.

Where we spend most

Average American household Spending

Your financial freedom is somehow limited by the essentials you need to pay for at the end of each month – taxes, utility bills, transportation costs, housing and so on. Around half of your salary will go on these expenses, so you need to learn how to cut them to a minimum.

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Save Money in Your Teens and Become Financially Independent Sooner

November 12, 2018 3 Comments

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The sooner you start saving, the better. It’s never too early (or too late) to start. The teen years are the perfect time to pick up smart saving habits to become financially independent sooner.

Save Money in Your Teens

While your friends may be out spending money on clothes and other impulse purchases, you’ll be well ahead of the game if you start making smarter purchasing decisions now and start saving.

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How to Control Your Spending Without Creating a Budget?

May 10, 2018 8 Comments

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Spending is something that everyone should be conscious about and by that, it means that we should keep track of our money at all times. Most people make use of a budget to list down all of their spendings; however, this technique doesn’t work for everyone.

Control Your Spending

Others usually rely on conscious spending alone which is actually fine as long as you break the habit of spending whenever you feel like it. This will require a lot of discipline from anyone but it can really be fulfilling if done properly in the end.

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10 Ways to Reduce Moving Cost

January 21, 2018 25 Comments

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When looking to reduce moving costs, it is important to remain determined. If you are planning to move to a new place, you need to cut costs as much as possible. Next time you find yourself wondering how you can maximize savings; you will be ready to go.

Moving

When relocating or moving to a new apartment, you need to select new utilities, too. So, it is always better to save money for your priorities. Be ready to make a smart decision and ensure a comfortable moving experience.

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Ways to Lose Money Foolishly

January 4, 2018 5 Comments

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If you read personal finance blogs, you’ll notice plenty of articles on saving money, we also write about earning money a lot. With a twist and a purpose in mind let me list down few foolish ways to spend money. I could think of 74 ways as of now and I’ll add on as I come across other possible scenarios or read about them.

Ways to Lose Money Foolishly

 

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Reduce the Cost to Power Christmas Lighting

October 18, 2017 2 Comments

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I always wondered how much our Christmas decoration is costing us, in terms of energy usage. I noticed around $20 to $40 energy bill jump for the month of December. The below picture, taken in 2016, is our home partially lit up in the first week of December. We added more lighting afterward. $40 is no small amount. So, how to reduce cost to power Christmas lighting

Reduce the Cost to Power Christmas Lighting

A number of things influence our energy bill. How elaborate is my decoration, do I use incandescent or LED bulbs, the wattage of my bulbs, how long I am putting up the display for and for how many hours I have the lighting turned on every day.

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Tips to Save Money On Home Appliances

October 16, 2017 1 Comment

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People are buying more houses that are leading the new homeowners to buy more appliances. The more use of home appliances increases the use of energy, to save energy is not only help to support the economy but also an advantage to save you money. How to save money on home appliances? We will discuss those tips here today.

Tips to Save Money On Home Appliances

Tips to Save Money On Home Appliances

The higher demand for appliances is leading the homeowners to find the alternative gadgets that spend less. The wise use of appliances and replacement of old ones can help you lessen the monthly electricity cost.

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38 Mind-Blowing Money Saving Tricks For Students

October 2, 2017 Leave a Comment

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As a student, saving money would seem like moving mountains. If you want to attain financial success, then you need to keep a track on your expenses and put an end to the bad habits. I’ll talk about money-saving tricks for students today.

38 Mind-Blowing Money Saving Tricks For Students

In the student phase, we all have fine wine tastes on a cheap beer budget. Don’t worry; it’s quite normal if you are on the same verge. Most of the college students either live on a budget or prepare to fall in the trap of debts.

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5 Practical Tips to Save Money for Your First Apartment

July 19, 2017 2 Comments

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Growing up is sometimes hard to do. As we get older, we have more responsibilities. One of our responsibilities as adults is to move out on our own.  When I decided to move out of my parents’ house, I knew I needed a plan that would help me find my dream apartment.

5 Practical Tips to Save Money for Your First Apartment

I had a full-time job that paid for the important things that I needed such as food and clothing, but I needed to cut back. I knew in order to move out of my parent’s house I needed to save my money.  I learned some practical tips that helped me save money for my first apartment.

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30 Ways To Reuse Bottles And Containers

May 30, 2017 15 Comments

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Every day we purchase many things which come in either bottles or containers. Many of us throw away these containers or bottles after using them only once. We see these used bottles and containers as a waste. But if you think practically they are not.

Photo Courtesy http://homeguides.sfgate.com

 

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