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One Cent At A Time

A Personal finance blog to get rich

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A Case for Penny Pinching – Habits of Some Richest Celebrities

April 5, 2021 8 Comments

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I always talk about penny-pinching in this blog. The name also suggest the same thing. Here’s a guest post extended to us for posting, which talks about penny-pinching as followed by some well known celebrities. The aim is the inspire you to follow the path of frugality, even when you have enough cash to spend. Enjoy the post.

Warren Buffet Frugal Living

Living a frugal life is nowadays a trendy attitude that is not only observed among regular people, but also promoted by many celebrities. Celebrities who choose to live frugal are shifting to a simpler lifestyle that allows them to live better, spend less money and increase their inner wellness.

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101 Ways To Save Money in Everyday Life

May 15, 2017 38 Comments

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This is a follow-up post from the earlier listing of 80 ways to lose money. Now in this post I am going to mention 101 ways to save money .

These are some coolest and easy to implement ideas that any one can carry out. Saving money is one of the essential steps of managing personal finance. you gradually go from bad financial stage to a neutral stage by adopting various money-saving ways. Then start earning more money, getting a raise, having a side hustle, etc.

So, start your new financial life with a goal to save money, at least 10% of money this year, compared to previous one. I will mention the ways you can achieve the cost saves.

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Where Does Your Money Disappear Each Month?

November 7, 2016 1 Comment

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If you believe a casual Google search result, some 76% of Americans are living paycheck to paycheck. We’ve seen all sorts of stories like these: most Americans don’t have even $1000 in savings, half of all Americans have no retirement investments, that kind of thing.

Where Does Your Money Disappear Each Month?

Financial hardship is a bad place to be, but even worse is not knowing how to manage your money at all. While debt and lack of savings may be the result of poor money skills, they aren’t the core problem themselves. It takes a revolution of the way you think about your money in order to stop living month to month.

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Avoid Living The Paycheck to Paycheck Life With These Tips

March 16, 2015 2 Comments

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From all of the blessings that have happened in my life over the past few years (new house, new country, side income), is the one that has really helped me to better sleep at night, it is saving a portion I earn for future. it is the move away from living paycheck to paycheck. Paycheck to paycheck living happens when you’re waiting for your next paycheck before you make the financial moves basics each month, as example paying bills or buying food or doing some fun.

Stop living on Pay Check

 

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Athletes and Entertainers Who Went Broke, and a Few Who Didn’t

February 27, 2015 7 Comments

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Almost everyone dreams of being rich, or at least of having the financial resources to live comfortably. The pathway to wealth envisioned by many people involves becoming famous, either as a pro athlete or entertainer. The odds are long, even for the most talented individuals, but the dream persists.

Broke celebrities

Sadly, many of the people who attain that much sought after level of success and wealth end up in financial ruin. Athletes are particularly vulnerable. According to Sports Illustrated:

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Ice Cream vs Retirement

August 1, 2014 7 Comments

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You make choices about your financial future every day. Whether it’s saving 10 percent of your income or purchasing a water bottle at the gas station, these small, seemingly insignificant choices can decide your financial future over time. And if you don’t carefully plan for your money to go where you’d like it to go? It can cost you your happiness and security in the long run.

IceCream vs Retirement

Even though we might not think purchases that only cost a few dollars are significant, they actually are quite important. Especially when you consider those purchases from the perspective of compounded interest.

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Few Smart Buys for this Year

May 14, 2014 1 Comment

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In this guest post Jennifer talks about a buying list that can be considered as investments, to the essence that these will make your life easier and make you spend less money on other things. As personal finance is very personal, I am OK with this list. This list might work for you, but definitely won’t work with all. Some of the items, like amazon prime membership which we don’t have and probably never have, did make in to this smart buying list. Enjoy the post!

Buying

Financial instability is something so many of us struggle with but are always looking to find answers to. Money saving is challenging for many due to the progressive tendencies of having to take money from saving accounts for emergencies and extra things that we may need.

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Do You Have One of These 6 Money Sucking Habits?

February 21, 2014 7 Comments

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When I first started blogging here, one of my popular posts was 80 Ways to Lose Money foolishly. People objected to items like drinking and coffee, etc. As for many those are essential expenses. Even playing golf, for that matter, can be a profitable investment of money. The contacts you make in the bar or in the Barista can even turn your career upside down, it happened to one of my friends.

Losing Money

Personal finance is very personal, for some coffee is waste of money, on the other hand a cup of coffee everyday increases productivity, at least mentally. Enjoy this guest post from Madeline. The task for you to capture 6 most money sucking habits you have.

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New Age Impulse Buying – Buying Things Online

December 9, 2013 10 Comments

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Bloggers are always fed constantly with various survey reports and studies. being a personal finance bloggers, I do get daily dose of emails containing press releases and market trends. Last week I received an email from a well known market research firm, about the latest trend in consumer buying experience. It reported declining over the counter sell and increasing online sells over the Black Friday weekend.

Shopping Mall

Spending at physical stores declined by 2.9 percent compared to the same four-day period last year beginning with Thanksgiving day. Whereas Cyber Monday sales soared 21 percent over last year. Also, this year’s Cyber Monday was the biggest online shopping event to date.

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10 Expenses your Parents didn’t Incur

November 18, 2013 10 Comments

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This post is just to show how with time our expenses increased. Definitely our income did increase as well. But just imagine if we didn’t have to pay money in those areas as I’ll describe to you – what wonder it could make to your finances. Suddenly your mortgage payment would look easier to make or your debt recovery would speed up!

Expenses parents didn't incur

Comparing things you do now and things your parents did when they were of your age, draw a huge distinction. Oftentimes, you may think that what you are doing is way cooler than what they did and vice verse, but ultimately, the perception of what was or is cool lies in the eyes of the beholder.

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Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

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