So you are looking to get your free credit score and found your way to Credit Sesame.
The world of e-commerce provides businesses and customers alike with many new and exciting opportunities in which to buy and sell products and services. Customers now have more ways in which to pay than ever before, and it is incumbent upon businesses to provide ways in which to accept these payments if those businesses wish to maximize the number of sales.
Online checks are one such method, bridging the gap between traditional checks and instant transactions. Below, you’ll find the a guide to work with online checks as an online merchant or as a customer.
Online checks work as a form of online payment, where the money is withdrawn from the customer’s bank account electronically, transferred through the ACH network and deposited into the payee’s account.
Online payment has made it possible for individuals and businesses to transact electronically without the need of being physically present. It has made it easy for people to transact from the comfort of their living rooms hence transforming the way we do business.
Compared to a few years ago, more and more businesses are switching to online payment so as to make it convenient for their customers to shop. Businesses have finally realized that online payments are now the heart of online businesses.
Online payment platforms allow business owners to focus on the business aspects of their ventures so that they can guarantee customer satisfaction.
Since buying our home last year the stuff inside our garage is ever-growing. still we have not more than 20% of the stuff our neighbors (on both sides) have. Though I am trying hard to catch up. Every time I visit Home Depot or Lowes, I come out with a new tool. When I look at the garages of our neighbors, I wonder how often they use some of the tools they have. I think some of them were needed only once. Is it prudent to buy tools even if you need to use it once in your life time? Antoine is a tools enthusiast, who makes a case for renting out some of the tools today. Enjoy this guest post from Antoine.
You might find it surprising, but according to some research studies, it seems that an average tool (including power tools) are used for about 30 to 60 minutes in their lifetime. Sure, you can use a tool for a whole day or perhaps a whole week, but this study was based on the continual usage. Using these things is only a matter of seconds that keep adding up. What happens during the rest of their lifetime? Nothing spectacular. In fact, tools spend more time stored than used, whether they make it to some random toolboxes, garages or workshops.
How many online accounts you have? If you are like an average American, you should have more than 20 online accounts. Starting from Gmail, yahoo, Skype, Whatsapp, Facebook, twitter to important financial account like checking, broker. And, if you’re a savvy internet user, you must have accounts with your utility providers. and if you’re like 80% of rest of us, you probably have same password, with a little variation, for most of these accounts. The reason, it’s so difficult to remember passwords. And you know that writing them down somewhere is riskier.
But, having same password across different accounts is risky as well. If you password is stolen, for example, your local library, thieves easily can crack open your checking banks. More dangerous it is when you let your browser remember your passwords. So, if your laptop or smart phone is stolen. Your identity and financial assets can stolen with relative ease. Let’s talk about how to safeguard yourself, how to protect your password. Let’s talk about password managers.
Updated in 2018 – I won’t advise or suggest readers invest through Motif. There are a lot of customer complaints about their investing practices and lack of proper customer support. The scariest of complaints is that getting your investment out of motif is not easy. I’d rather want you to stay away from Motif!
Investing is one of the most celebrated theme here at One Cent at a Time. Where we discuss everything about investing, including where to invest my money, real estate investment, Gold and silver investment, etc.
The following is a guest post on Mobile Payment Technology and how can you use it for saving money.
Mobile payment technology offers an alternative to a cash or credit card transaction at stores and even some restaurants, such as Starbucks. It simply means you pay using an app on your smartphone rather than with cash or a credit card.
I got a flyer in my mailbox – a colorful red and blue 3×5 card – declaring, “Goodbye Netflix, Hello Blockbuster.” It’s now Blockbuster’s turn to fight back in the DVD rental wars. Once defeated, Blockbuster got a fresh start when DISH Network bought it (only after its huge debts were written off due to bankruptcy).
Powered by DISH Network’s 14 million subscribers and their set-top boxes, Blockbuster’s latest offerings allow you to stream movies and rent DVDs by mail.
Beware people at PayPal, Your dominance in person-to-person payment is now threatened. You now have competitors in Google wallet, visa and AMEX Serve, to name just the major ones.
Mobile payment market is expected to grow to $640B by 2014 and big companies are working hard towards grabbing the largest pie of it. Advent of technology coupled with few fresh ideas resulted in mushrooming of start- ups in digital payment landscape.
Companies with big fat wallet were quick to notice this opportunity and grabed the most potential ones. American Express grabbed a company called ‘Revolution Money’ and after the amalgamation the product, which went live in March, is called ‘Serve’.
In winter I was in hospital to see my friend’s new born. There, I witnessed a heated dispute between a patient and the hospital authorities over hospital charges. There was no way that patient could have afford $5000 for a day at the hospital because she didn’t have sufficient insurance.
I am a salaried employee and only get concerned about my co-pay and deductibles, I had not much idea about health care cost prior to that incident.
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