• Home
  • About
  • Advertise
  • Contact
  • Policy
  • Guest Post
  • Archive

One Cent At A Time

A Personal finance blog to get rich

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Keep More Cash In Your Pocket With ONE

November 18, 2021 Leave a Comment

Share this:

  • Tweet
  • Email

You work hard to earn a living, but if you’re like most Americans, your salary barely scratchhow welles the surface of what you need to live comfortably. Ultimately, sustaining a decent lifestyle boils down to how well you utilize your income. The only problem is affording monthly expenses, leisurely splurges, unexpected emergencies, and future goals. That’s where financial management practices like saving become crucial. 

Keep More Cash In Your Pocket With ONE

The Hardships Of Saving

A dollar simply doesn’t go as far as it used to these days, which makes saving quite the challenge.

Experts recommend putting at least 20% of your income aside to cover the cost of things you need now, in the future, and unforeseen circumstances.

Yet, how is that possible on a limited budget? Although accomplishing your savings goals on a low-income salary won’t be easy, ONE can make it more manageable. 

What Is ONE? 

ONE is a financial agency established in Sacramento, CA, that offers banking and credit solutions for consumers nationwide.

ONE’s customers have access to products including checking accounts, savings, lines of credit, and credit builders, creating the opportunity to maximize their salaries more efficiently. 

How Does ONE Help You Save? 

On the surface, ONE might sound like any other virtual bank or financial agency. How can becoming an account holder make it easier to save money?

Let’s take a closer look at what separates ONE from the rest. 

Pockets Provide A Clear Picture

Account holders can deposit funds into their ONE account using an outside funding source like a bank account, a check (using our mobile check deposit feature), or through direct deposit.

Once you’ve deposited the cash, you have access to pockets or “sub-accounts” to divvy up your funds according to your spending needs and savings goals.

When you have a clear vision of where your money is going, you can find more efficient ways to eliminate unnecessary spending and increase your savings. 

You can start with the Spend, Save, and Auto-Save pockets and create additional pockets to cover everything from rent and utilities to emergencies and future needs.

The best part is, you can share pockets with others. 

Earn 3.00% APR With Save And Auto-Save Pockets

While traditional banks offer an average of 0.06% on savings, customers with a ONE Save and Auto-Save pockets receive 3.00% interest.

That’s a big difference when you’re trying to hold onto every penny. You can put a few bucks in the Save pocket whenever you have some extra cash.

The Auto-Save pocket, on the other hand, allows you to automatically deposit between 1 to 10% of your income every pay cycle.

ONE’s card Auto-Save feature allows you to save even more by rounding up your card purchases to the nearest dollar and putting the change in savings.

It’s an easy way to set aside more money every month.

Avoid Fees With Overdraft Protection

There’s nothing worse than having a payment hit that’s more than what’s in your account.

Insufficient fund fees can cost as much as $35 per transaction, setting you back even further. ONE offers overdraft coverage up to $200 for free to eligible customers.

Not to mention, you can easily transfer money from any of your pockets to cover the cost of an unexpected expense, avoiding those hefty overdraft fees. 

No Fees

Having insufficient funds isn’t your only concern as an account holder at a traditional bank.

Customers also get hit with monthly maintenance, ATM, foreign transaction, wire transfer, minimum balances, and other fees, draining their incomes further.

At ONE, customers don’t have to worry about traditional banking or hidden fees, which can save them a few extra bucks each year. 

Saving money helps you afford financial responsibilities, survive in emergencies, and generate wealth.

Unfortunately, limited salaries and high cost of living expenses make it harder to set money aside. Although there are several strategies to boost your savings, becoming a ONE customer can help you keep more money in your pocket.

Features like pockets and overdraft protection, along with fewer fees, assist customers in accomplishing their savings goals and creating a more secure financial future.

LIKE THIS POST?
I agree to have my personal information transfered to MailChimp ( more information )
Join our community of 8000+ subscribers to increase your net worth and build wealth
We hate spam. Your email address will not be sold or shared with anyone else.

Share this:

  • Tweet
  • Email
The tool that changed the way I manage my personal finance - Personal Capital, The Best Free Personal Finance Tool

Want to start a WordPress blog now? The onecentatatime.com blog is hosted by Siteground Web Hosting. For only $3.95 a month, Siteground can help you set up and host your website/blog quickly and easily.

About the Blogger Hi I am SB, a personal finance enthusiast with a career in software development. I am an immigrant to the USA since 2005, after being born and brought up in India. This 40 something technocrat lives and breathes personal finance whenever he gets time from the day job, job as a husband and a dad

Some links on this page may be affiliate links, if you make a purchase following the links, I may earn a commission. Read affiliate disclosure here
« What is the Quickest Way to Get Out of Debt?
Understanding The Need For Germany Visa For Indians »

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.



Create your own blog in 20 minutes and $20

Personal Capital, a free tool to change your financial health today

I use and suggest Upstart, for your personal loan need

CreditKarma, a free tool to check your credit scorey

I use Coinbase, for my crypto investments

101 Cents at a Time

101 Ways to Earn Extra Money on the Side
201 Frugal and Perfect Birthday Gifts
101 Ways to Save Money Everyday
101 Ways to be Better and Successful at Work
101 Ways to Save Environment and Energy
101 Frugal and Romantic Anniversary Ideas
101 Low-Cost Men's Fashion Ideas
101 Personal Finance Tips
101 Ways to Reuse Household Stuff
101 Things to Do, When Nothing to Do
101 College Graduation Gift Ideas
100 Tips for Ecommerce Startup
101 Ways to Enjoy Indoor During Winter
101 Ways to Beat Procrastination

Popular Posts

Quick Cash - How to make $100 legally, in a day
Living well on less than $15,000 a Year
Top survey sites for side income
What to do when auto repair goes wrong
Where should I invest my money now?
20 Ways to be productive and happy at work
51 Ways to get out of debt
Be a better person in 15 days, 15 ways
Income ideas for retirees and senior citizens
51 side jobs for college students
Urgently need a large amount of money?
Should I buy or should I rent?
Best Personal loan providers
25 Ways to save environment
25 DIY car repairs to save money
How to decorate office cubicle
How to show your wife you care
50 Financial Rules for Success
51 Frugal weekend family activity ideas
Become Rich By Saving 1 Hour Of Daily Wage
How much do I need to save for retirement?
How to negotiate your salary

Follow us on FaceBook

About Author

SB

Blogger by choice and IT manager by profession. Finance is my passion and gardening is my greatest satisfaction. Born in India, settled in US, Husband and a father. I created this blog in 2011 with a vision to help others. Thanks for your patronage. More info on my "about" page.

View all posts


Subscribe

Join our community of 5000+ subscribers to increase net worth and build wealth

Advertisements

Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
How my credit score went up 800+
Why I didn’t invest in Bitcoins
How I controlled impulses to buy things
Why this blog is named One Cent at a Time

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances

Copyright © 2023 One Cent At A Time · Designed by Nuts and Bolts Media