A Personal finance blog to get rich
Increasing your annual returns by just 1% over 30 years could raise your total returns by nearly 32%, while a 2% improvement would result in a 72% increase. These small improvements each year are powerful because of the magic of compounding.
Whether your ultimate objective is income generation or long-term growth, you can benefit from using three key methods to boost your returns. Most investors fail to use these approaches and miss out on easy gains.
Since you are no longer part of a home with two earners, managing your finances as a single father might be challenging. It will seem impossible to even consider any form of saving or investing plan between paying all the bills and providing food, toys, school supplies, and child support. Here in this blog post, we would provide you with management tips on how you can be a single dad on a budget
You are not alone, my friend: Over 1.5 million single fathers live in the United States, according to Lending Tree. Being a single parent can be really difficult, therefore you might lose patience, which would make things worse. When it comes to the fundamentals of money management, you must exercise extraordinary diligence. There is no chance that this will occur accidentally. Instead, you must make plans and make progress toward it
Let’s talk about how to deal with credit card companies for debt relief when you can’t pay the entire outstanding amount. Debt relief by credit card companies refers to the various options that credit card companies may offer to help customers who are struggling to pay off their debt. These options can include:
Debt settlement: This involves negotiating with the credit card company to reduce the total amount of debt that you owe. You may be able to settle your debt for less than the full amount, but it will likely hurt your credit score.
Debt consolidation: This involves combining multiple credit card debts into one loan with a lower interest rate. This can make it easier to manage your debt and lower your monthly payments.
An index fund is a specific kind of investment vehicle or mutual fund that has a portfolio constructed to follow or match broad indexes like benchmark index components, such as the Standard & Poor’s 500 Index (S&P 500), the Nasdaq 100, and the Dow Jones Industrial Average.
In essence, an index is a common way to monitor the performance of collections of assets. Index fund purchases stocks that make up a full index . For instance, if the index tracks the Standard & Poor’s 500, an index of 500 of the top corporations in the United States, the fund purchases shares from every firm featured.
We all have had our bittersweet relationship with new year’s goals. It has often been sought as a way of reflecting upon life choices of the passing year and dwelling on targets to achieve the year ahead. But as a rule of thumb, intentions to make resolutions never actually materialize.
To help you set yourself up for a year-long journey of self-efficacy, we’ve provided you with 51 options for new year’s goals.
Also as a personal finance blog, we are listing up actions you can take to make sure you are positioning yourself for financial success.
When it’s time to retire, you’re faced with the idea that you won’t be able to make significant amounts of money for the rest of your life. You may work a part-time job, but you may not make that much money from it.
You need to determine the best ways to save money for your retirement, but also the best way to make money while you’re retired. There are a few ways you can do this. Whether you’ve made a lot of money in your career or could use some more funds to live comfortably, below are five ways to save and make money in retirement.
Investing is one of the most significant decisions anyone can take in their lifetime. Most people will make the process complicated during investment time by overthinking, such as what is the best time to start? How much is good to invest? Where to invest? And many more.
If you are wondering, “what is an SIP calculator?”, you can get the best solution and find answers to all your questions. It is essential and beneficial for everyone to know about this tool and experience its benefits.
As easily as the Cambridge dictionary defines procrastination as “the act of delaying something that must be done, often because it is unpleasant or boring”, I bet one who deals with it would agree that it is definitely not that easy to handle. If you can quite start to feel a lump in your throat reading this, congratulations! you are precisely the person who needs to read this.
Though we know you are just reading this while procrastinating a work of priority, hail there. This might be a motive for you to kill your procrastinating habit and get going. And this read would definitely be more productive than your random search instincts like finding out if your headache indicates a brain tumor,
No matter how old your kids are, you may have already started thinking about how you may prepare them for their future. There are many ways your relationship with your kids might affect your future, but if you are smart with your money, you can use it for your own expenses as well as your children’s.
This can set them up for their own successful financial future going forward. As a parent consider this your duty and have the kids carry it forward as a family legacy.
There are several ways to save your money. You can save it at your bank, or you can save it with a broker. Many people need help understanding these two options and often wonder which is better. In this article, we will discuss the pros and cons of saving with each option so that you can make an informed decision about where to put your money.
When you save your money in a regular savings plan at a bank, it is kept secure and insured.
