A Personal finance blog to get rich
You must be getting periodical mail offers to earn $100, $200 or $300 by applying for credit cards? Sometimes they may have even appeared on your Facebook wall or instagram or in your email box
If you were like me, you’d been putting them in trash. But they are not spam or phishing attempts. These are offers from genuine banks.
Losing your job can be one of the most stressful experiences to live through. If you were the one who decided to leave your jobs, you’re probably okay. You’ve probably planned and waited until you had enough savings to carry you through the next few months, or until you had a better job.
However, if this job loss came unexpectedly – such as in the case of being discharged or retrenched – it’s a whole different ball game. Losing a job causes stress and can also put a strain on your relationships and mental health.
Identity theft is a serious crime that involves someone stealing another’s personal information to impersonate them mainly for financial gain. The results are usually devastating to the victim and can include loss of life savings or being charged with crimes you never committed.
Most people are aware of the crime, but not many take any measures to minimize the risk leaving themselves vulnerable to scammers.
Annuities are a common feature of retirement planning, though they may be used to manage settlement money, as well. Here are the top things you need to know now about annuities. We’ll also address a few of the common misconceptions about annuities.
An annuity is not an investment per se. It is a contract with an insurance company or other financial institution.
That is why they’re often able to guarantee a certain rate of return, whether they’re promising 4% annually or a variable rate with a floor of 2% with a maximum return of 6%.
Inflation occurs when the costs of goods and services experience a sustained increase. Keep in mind that most things go up in price over time, whether there’s an increase in demand or a currency’s value. Simply put, an item you paid for 10 years ago is going to cost you more today due to inflation.
As the US government issues more bonds and prints more money, inflation happens. As a result, businesses begin to raise the cost of their products or services. However, this can also occur if too much money chases only a small number of goods and services; this is called supply and demand. As demand goes up and supply doesn’t, prices will rise.
It’s no secret that saving can be difficult. There are so many factors involved, such as our spending habits, interest rates, income, bills, budgeting, and more. While many people are quick to give up on reaching their peak saving potential in place of just getting by, making use of a few interesting concepts could take your saving skills from zero to hero.
Saving isn’t always about making more money; it’s mainly about what you do with the money that you have—as well as what you’re willing to change in your life to reach your goals.
Life is temporary and unpredictable.
There is no surety of our lives. Especially when a Pandemic is making around.
It is also possible that the moments in which we are living today might not be the same after a few days or a few hours.
Slip and fall accidents are some of the most common personal injury claims that lawyers receive. More often than not, a young victim’s physical health is not immensely jeopardized, however, as people get older, these accidents become much more common and dangerous.
In these instances, the victim’s health is a top priority, however, they should also be entitled to fight for their compensation and dispute their losses.
Every physician wants to save money, but building good money habits is more difficult than it sounds. Saving additional money each month allows you to put more toward things like retirement, college tuition, emergency funds, and other vital expenses.
It’s impossible to completely transform your financial outlook overnight, but the changes you make today will affect your entire financial future.
I always talk about penny-pinching in this blog. The name also suggest the same thing. Here’s a guest post extended to us for posting, which talks about penny-pinching as followed by some well known celebrities. The aim is the inspire you to follow the path of frugality, even when you have enough cash to spend. Enjoy the post.
Living a frugal life is nowadays a trendy attitude that is not only observed among regular people, but also promoted by many celebrities. Celebrities who choose to live frugal are shifting to a simpler lifestyle that allows them to live better, spend less money and increase their inner wellness.
