One Cent At A Time

Term vs Whole vs Universal Life Insurance – Which Is The Best Policy For Me?

June 27, 2021 7 Comments

While all life insurance policies serve the same general purpose – providing funds to your family in case of your death – not all types of coverage are equally ideal for you and your family’s long-term financial future.

Life Insurance

Like the IRS, life insurance companies can make it difficult to understand all the fine print, terms, and conditions. Sales representatives, agents, brokers, and financial planners can also make things worse by marketing certain policies because of the huge commissions they earn after each sale.

Supercharge Your Financial Wellness with a Roth IRA

June 24, 2021 Leave a Comment

Want to make a smart financial move now that could help create a secure, financially stable retirement? Then you owe it to yourself to explore the intricacies of a Roth IRA.

These special retirement accounts differ from standard IRAs in one extremely important way: you fund them with after-tax dollars rather than pre-tax money.

Six Factors That Can Impact Your Health Insurance Premiums

June 23, 2021 1 Comment

In the past year, the COVID pandemic has compelled a majority of the adult population to rethink its stance on the importance of health insurance. Insurance providers have reported a compelling rise in the demand for inclusive and diverse health insurance plans across the country.

Considering this rise, it is recommended to be aware of what goes into a good health insurance plan, and what factors can play in your favor to get lower premiums.

5 Tips For College Students To Save Money While Living Off-Campus

June 21, 2021 Leave a Comment

It’s no surprise to anyone that college life can be expensive. Not only is there the cost of paying for the education, but many students move out of their family home to attend. This puts a lot of financial strain on everyone.

However, there are ways to save money with good financial choices and avoid taking on more debt. Here are some insider tips to keep money in your pocket even if you live off-campus.

How to Pay Less Taxes During Your Retirement

June 16, 2021 Leave a Comment

When you are planning or investing in your retirement savings, taxes are going to be high on your mind. This is also the case if you are a company looking to provide a retirement savings account for your employees.

There are a number of ways to invest what you want so that you get it when you want, without paying tax penalties now, or later. Learn more by looking at these retirement savings account options, and what their tax implications are.

Real Estate Investing: A Complete Guide

June 15, 2021 Leave a Comment

Most people think of rental properties and house flipping when they think of real estate investing. While those are popular options, the world of real estate investing is actually just as diverse as any other type of investment.

Investing in real estate can look like anything from being a landlord to checking your stock portfolio. Investors should think carefully about how much capital they can afford to put up (or potentially lose) and what role they prefer to take in their investment strategies.

5 Booming Retail Sectors for The Next 5 Years

June 11, 2021 Leave a Comment

With all of the challenges facing multiple brick and mortar businesses and eCommerce sectors, it’s hard to believe that anyone could succeed despite the lockdowns facing COVID-19.

However, these 5 booming retail sectors not only took advantage of a bad situation but also provided relief to those who needed to save money or prepare for a future post-pandemic.

7 Ways to Prepare for Your Family’s Financial Future

June 9, 2021 Leave a Comment

When a new baby enters the family, it’s an exciting and memorable time. For the weeks and months after, you can be wrapped up in a whirlwind of diaper changing, feeding, and taking photos.

However, as those months turn to years, your focus may start to shift towards your financial stability, and whether or not you’re going to have enough money for your child’s post-secondary education and your retirement.

Reduce The Costs of Car Ownership

June 7, 2021 Leave a Comment

Buying a car is a fun experience. After all, who wouldn’t enjoy purchasing a new set of wheels? Having a vehicle means you have the freedom and flexibility to go wherever you want, whenever you want.

Be that as it may, being a car owner also comes with significant responsibilities. You’ll have to invest quite a bit of money into getting a new ride on everything from the insurance costs and monthly payments to gas and maintenance.

How An Extended Car Warranty Can Actually Save You Money

June 4, 2021 Leave a Comment

An extended car warranty will come in handy in covering the cost of specific repair jobs on your vehicle once you reach the manufacturer’s warranty. Still, it might not be suitable for everyone out there. It’s important to remember that an extended warranty typically comes with a high price tag and doesn’t necessarily cover everything that might go wrong in the future.

Those who go for an extended car warranty might not use it at all. In that instance, an extended warranty is simply an expense without any financial return.

« Previous Page

One Cent At A Time

Term vs Whole vs Universal Life Insurance – Which Is The Best Policy For Me?

Supercharge Your Financial Wellness with a Roth IRA

Six Factors That Can Impact Your Health Insurance Premiums

5 Tips For College Students To Save Money While Living Off-Campus

How to Pay Less Taxes During Your Retirement

Real Estate Investing: A Complete Guide

5 Booming Retail Sectors for The Next 5 Years

7 Ways to Prepare for Your Family’s Financial Future

Reduce The Costs of Car Ownership

How An Extended Car Warranty Can Actually Save You Money

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