One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

How to Make Quick Cash, $100 In a Day, Legally

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Let me start by saying this article is not for people who want to get rich quickly, as that is not possible unless you win a lottery. This article is about making some quick money in a day, to be precise, make quick cash of $100 without an investment. By using the resources and skills you have already.

How am I qualified to write – I earn between $4,000 & $5,000 a month from this blog, which is more than $100 per day. And, this is my side hustle. I am a computer programmer by the day.

You’ll be amazed to know the ways you can make quick cash in a day without robbing a bank. Other finance experts have come up with plenty of legal plans to earn $100 a day. You should find many of the ideas to be doable.

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How To Be Rich? Stay Healthy

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“How to be rich” is the central theme of this blog. Check out previous articles about this theme of how to be rich. You can be rich in four different ways, each one independent of another.

How To Be Rich? Stay Healthy

  • Monetarily Rich – Determined by your monetary assets
  • Spiritually Rich – Very difficult to attend and once reached, monetary richness may seem insignificant.
  • Emotionally Rich – When your soul feels the rich by the way you conduct yourself. We do feel it all the time but need to sustain the feeling with self-training. Here’s one of my previous take on emotional richness.
  • Socially Rich – When you have significant social influence in society.

Staying healthy is one important aspect which encompasses all four aspects of being rich.

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How Hiking 700 Miles Changed My View on Money

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Today we have a guest post from a reader of this blog. Enjoy this wonderful post!

There are a few things I am passionate about, and while they’re completely unrelated, finance and the outdoors happen to be two of them. It wasn’t until college that I developed either one of these passions but once I found them I was hooked.

How Hiking 700 Miles Changed My View on Money

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7 Tools You Need to Start Your Own Online Business

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It becomes easier and easier as time goes on to start a new business. With new technologies, building your website and starting a profitable business can be done in the palm of your hand. Everything is located online these days and everyone is constantly online.

7 Tools You Need to Start Your Own Online Business

Online businesses can flourish to become something gigantic, take eBay and Amazon for example. These online-based businesses have grown tremendously because they appeal to all consumers and are focused on providing service 24/7 online through their website.

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5 Tips for Buying a Car on a Student Budget

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For many students, a car is not an optional buy. When you need to get around a lot or your school is too far away, you’ll need something to get you there. You can use public transport if the option is available but, more often than not, this takes too much time or is too complicated for a student with thousands of things on his mind.

5 Tips for Buying a Car on a Student Budget

Sure, you can find some of your college friends and ask them to drive you around, but this can’t last forever. Sooner or later, you’ll need to get your first car. Fortunately, there’s a way to purchase a car on a student budget. If you worry about how you’re going to afford this, we have some tips that should help you out.

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Why We Invest

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You work so hard for your money, it is after all not very easy to earn. What’s harder, however, is setting aside money to put into your savings so that you could be prepared for the future. That does not end there. Saving money is not the toughest part of being financially stable and secure in the future.

The best move to make in terms of your finances so that you would be financially independent in the future is to put it in investments. A savings account does not simply work because you would just be parking your money in a stagnant state.

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What is Ripple and should you invest?

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Originally founded under the name Opencoin, Ripple sprang into consciousness on the crypto scene in 2015. Dubbed “Bitcoin Killer”, it is currently the third-largest cryptocurrency on the market. A global survey by Deloitte shows that overall corporate blockchain investment is growing across most sectors. These recent trends have seen ripple trade at an all-time high.

What is Ripple and should you invest?

Ripple is not just a digital currency like Bitcoin, and neither is it just a platform like Ethereum. Instead, a key feature of what’s known as RippleNet is its ability to reform international payment speed and transparency.

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What to Do if You Face Tax Charges from the IRS

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Today’s topic is income tax and what one could do when you face a tax audit or a notice to pay more taxes. If you’re reading this article via Google search, then chances are you’re facing tax charges from the Internal Revenue Service. Or, you are skeptical while filling your tax return. Either way, you’re at the right place. So keep on reading.

In 2018, on a March morning, I was delivered an IRS letter. It was a fat envelope and I was sure this was related to my last year’s return. It was a notice to pay additional taxes. I missed out reporting my income from two sources. The total bill was for $820, towards a dividend income from two of my brokerage accounts. The envelope contained a detailed tax calculation breakdown. We have around 15 different financial accounts making the paperwork lengthy and making the IRS envelop a fat one.

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Do You Have the Lowest Credit Score? Here Are The Challenges

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This is an interesting topic for me to write. I am almost obsessed with my credit score.  I check my latest score every now and then, if not every week. In 2016, the average credit score was 699. This is in the “good” range. But what is considered a bad credit score?

Do You Have the Lowest Credit Score

While there are different credit tiers we all know about, do they mean you don’t qualify for loans, credit cards, a house, a car, and other necessities? It’s important you know what your credit score means to your financial health.

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How To Redecorate Your Bedroom For Better Sleep

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One of the best ways to improve your sleep is to honor the space where it takes place, but most of us do not do that. Lives are busy, and things can get crowded. Our bedrooms become a free-for-all of kids toys, laundry folding, and exercise equipment.

Redecorating your bedroom and committing to keeping it a sacred space for sleep is one of the best expressions of self-care there is. There are several considerations for redecorating and strategizing for the space you have that could help encourage the sleep habits you need to improve your life.  

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