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One Cent At A Time

A Personal finance blog to get rich

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How to Become Rich by Saving One hour Of Wage Per Day

July 11, 2020 35 Comments

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How can you define a rich person? What should be the criteria? I think the definition depends on the person, the place, the surroundings, and the economic condition.

I’d like to think a rich person is someone who is not worried about his family’s financial health if he is to lose his regular income right now.

How to Become Rich by Saving One hour Of Wage Per Day

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Ways To Raise Money For Business

September 18, 2019 Leave a Comment

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Business is not a cup of tea for everyone; it comes with many sacrifices and turns. Every entrepreneur or business founder feels like to raise money for the business to leverage it. Raising money for the company is one of the difficulties every business person faces in their business life.

5 Ways To Raise Money For Your Business!

Because business needs cash flow, correctly managed liquidity when you are setting up something new. Later it might give you a lot back, but in the initial stages or mid-stages, it needs cash.

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How To Be Rich? Stay Healthy

July 22, 2019 28 Comments

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“How to be rich” is the central theme of this blog. Check out previous articles about this theme of how to be rich. You can be rich in four different ways, each one independent of another.

How To Be Rich? Stay Healthy

  • Monetarily Rich – Determined by your monetary assets
  • Spiritually Rich – Very difficult to attend and once reached, monetary richness may seem insignificant.
  • Emotionally Rich – When your soul feels the rich by the way you conduct yourself. We do feel it all the time but need to sustain the feeling with self-training. Here’s one of my previous take on emotional richness.
  • Socially Rich – When you have significant social influence in society.

Staying healthy is one important aspect which encompasses all four aspects of being rich.

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Start Earning More: 8 Investing Tips for Beginners

November 30, 2018 1 Comment

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It never hurts to find ways to earn more money for the future. Check out these 8 investing tips for beginners and start bringing in more each year. The average American is saving less money than ever before. As a percentage of their income, it’s down to 2.4%.

INVESTING FOR BEGINNERS. Text on tablet device on a wooden table

With such little capital to work with, many people choose to avoid investing altogether and either ignore their impending retirement or work well into it to make up for the difference.

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How Growing Up Poor Impacts Future Spending Habits

August 5, 2018 3 Comments

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My neighbor Tom has the biggest heart… and the biggest house, the biggest truck, the most outdoor furniture one backyard can hold, and three garages stockpiled with stuff. He’s our neighbor who loves to host every neighborhood party featuring everything you could wish to eat or drink. He seems to have all the advice on the best vacation destinations. And, he is the first one to give anything away upon casually overhearing that someone is in need.

How Growing Up Poor Impacts Future Spending Habits

Although my husband and I do our best to be polite and gracious of his friendship and goodwill, we often wonder at what cost Tom does all of this, both financially and personally. Tom and his wife do well for themselves, this much I know.

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Trying to become a ‘Rich Dad’

March 3, 2017 2 Comments

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Like most people, I read a lot of books about money but never actually do anything afterward. That’s about to change. One of my new objectives is to read books about money and put them into action.

Trying to become a ‘Rich Dad’

I currently rate Rich Dad Poor Dad as my number one personal finance book (there is a reason it is the top-selling personal finance book). Given that I rate it so highly, it feels right that this is the first book that I try and put into action.

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Things You Need to Know to be Rich

January 3, 2017 3 Comments

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The question “how to be rich” is probably one of the most generic questions you’ll ever find. Parents often tell their kids to study hard and get a good grade so they can find a profitable job, but how many people from the working force have actually made a stable income out of their day jobs?

2 Things You Need to Know to be Rich

On the internet, you’ll find thousands of articles giving financial advice like investing at an early age, cutting expenses, excelling academically, and so on. The answer lies not in how early you start investing money. Rather it lies in where you invest your money. If that didn’t make sense to you, then you better read on.

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How to be Rich by Creating Value for Money

November 21, 2016 35 Comments

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You can be rich either by devoting most of your time to a moneymaking venture or, you can wait many years and be rich by saving a percentage of your income -with the power of compound interest.

Money is a notional thing it is your purchasing power at any given time. You should kknow that money is what it is – a value of something it can be exchanged for.

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Have the Right Attitude To Become Richer

September 29, 2016 19 Comments

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Not only making it rich, for achieving every success in life you need the right attitude. “making it happen somehow” doesn’t really work. But, “making it happen by doing such and such” usually works most of the time.

I am talking about setting accurate goals and having proper plans to achieve them. your attitude will determine if you’re going to make it rich one day. It’s the mindset and attitude that differentiates a millionaire and a non-millionaire.

Being Rich

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Why your Neighbor is Richer than You

September 4, 2016 21 Comments

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We live in a condo association, mostly occupied by immigrant workers or retirees. The town we live in has one of the highest per-capita income in the country. Even a two bedroom condo costs around $150,000. We are renting here but, mostly the families own their condos. We have neighbors sporting Audi, Mercedes, and BMWs. Whenever we go for a walk inside the complex we feel that everyone is probably richer than us.

Neighborhood

Do you always look at your neighbor and wonder why he always drives the latest and best model cars? He also has a lot of time and money to spend in holidays abroad every summer. Recently, you also noted that his child also goes to one of the best schools.

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