• Home
  • About
  • Advertise
  • Contact
  • Policy
  • Guest Post
  • Archive

One Cent At A Time

A Personal finance blog to get rich

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

10 Ways to Manage Personal Finances Like Small Business

May 23, 2016 1 Comment

Share this:

  • Tweet
  • Email

Personal finance can be seen as personal or it can be treated as a small business, whatever works for you to give it your first priority. I see it as a set of personal goals. At the same time, I do tend to think sometimes that as I am the only bread earner, I am the CEO of this company and my wife and son are the employees.

Which means our little family is a small business and I got to take care of the business and my employees.

The sole purpose of drawing similarity between a personal finance and small business is that for some of you who would love to work with this imaginary scenario in order to succeed.

Continue Reading...

6 Bitter Financial Facts To be Aware Of

August 17, 2015 1 Comment

Share this:

  • Tweet
  • Email

Let’s admit it, for most of us managing finances effectively is a tough task. I said most, and by this I meant – probably 90% of us, who do struggle to get finances in order. There are some bitter truth about personal finances that will come across as challenges. But, barring few wealthy people, most of us will struggle to keep up to those. Today let me tell you these bitter and tough facts about personal finance.

Bitter Financial Facts To Be Aware Of

Your parents did their best to prepare you for the real world. Your schools taught you to tackle any situation. Unfortunately, their lessons in money management may have been slightly off. We were not taught to cope up with these financial bitter facts that’d surely come and bite us.

Continue Reading...

Right Mindset and Right Tool To Better Your Finances

July 15, 2015 Leave a Comment

Share this:

  • Tweet
  • Email

Managing your finances can be a rather stressing task because there are so many influencing factors. Your income or lack of it. Your savings or lack of it. Your spending or excess of it. But most importantly what you want and how much control you have in place with respect to spending your money determines your financial success.

Some people seem to have a knack at being good in managing their finances, but there are some of us who struggle a little (or a lot). More than one-third of American population is in debt. So, we do struggle. A lot!

Other than learning tips and tricks from finance gurus, you sometimes learn through your own mistakes. Making financial mistake is no doubt a mistake that comes with a hefty price, pun intended, but it will definitely be a lesson too valuable for you to forget.

Continue Reading...

How To Pick The Best Credit Card From a Thousand Cards

May 11, 2015 2 Comments

Share this:

  • Tweet
  • Email

There are a thousand credit cards available in the market. Whereas, individual carries, on average, 2 credit cards. So, how to shortlist? How you’d zero in on a few credit cards from seeming an infinite number of options? Choosing a right credit card has become one of the most important topics of personal finance. But, I haven’t written up on this earlier. Let me cover every step that one must take to pick the best credit card fitting to their need.

How to Select Your Credit Card, A Step By Step Guide

 

Continue Reading...

Do You Know Everything about Financial Freedom?

March 2, 2015 Leave a Comment

Share this:

  • Tweet
  • Email

Financial Freedom is, to me, a state where in you stop working for someone else, to live. Your savings and investments would sustain you and your family. Of course, if you consider the work you are doing is a slavery and you need to stop to enjoy life to fullest, then it makes sense to achieve freedom. Not everyone thinks that way though. I am, for example, in a typical situation where I don’t feel I am obligated to work. I work because I like to work. So financial freedom actually doesn’t exist for me. But I have some aspiration, wishes and some bucket lists to fulfill. So, I need to earn/save enough money to meet my goals, so I save and so I follow the path to financial freedom, even though I don’t actually need a freedom. Enjoy this guest post from my friend Peter, who is an avid blogger himself!

Financial Freedom

For majority of young adults, the most common New Year resolution is to earn financial freedom. Unfortunately they fail to achieve what they set up as a goal on the New Year day. This is because; they have vague idea about what financial freedom is all about. For most of us, financial freedom means having enough of money that enables us to spend on whatever we want. While earning a lot of income and enjoying control over expenses are important financial objectives but those cannot be a true definition of financial freedom.

Continue Reading...

11 Quick Fire Financial Advise For Young Ones Starting Their Independent Life

January 26, 2015 8 Comments

Share this:

  • Tweet
  • Email

Imagine a 20 something just starting their work life after finishing college education. He/she would have loads of student loan to repay, a successful career to start, tons of financial decisions to make and lots of dreams to live for. Well, everything would become smooth and easy if they follow the below guidelines.

Financial success for young

Remember how you achieved the academic success? I am sure it’ was due to your intellectualism and hard work. Guess what? Financial success can be achieved by exactly those two qualities you possess. Having success is a mind game, a game you play against yourself.

Continue Reading...

Finding the Positive Side in Bad Financial Situations

March 11, 2014 2 Comments

Share this:

  • Tweet
  • Email

People with corporate jobs are more theoretical. We try to energize workforce with theories of productivity, we try to form tomorrow’s leaders with theories of leadership. One of the top leadership theories is “failures are stepping-stones to success”. It does apply to everything we do in our daily life., finances included. The only thing good about failures is the lessons we learn from them. Make your financial set backs a great learning and don’t repeat the same mistake again. Enjoy this guest post from Natalie.

Financial Disaster

I like to think of myself as a pretty positive person. I like to count my blessings. I like to say my good affirmations at least once a day.  I really try to associate myself with other upbeat people that have good attitude. All these things have been known to contribute to better moods and improved self-worth but sometimes life really knocks us down. These are the situations that challenge us the most. When it comes to finances, it hits you hard!

Continue Reading...

How to Get your Personal Finance in Order, in a Day?

August 26, 2013 7 Comments

Share this:

  • Tweet
  • Email

Personal finance is not a rocket science, rather personal finance is one of the most simplistic application of rules, based on human needs. Which runs on a basic principle of spending lesser than the earning, to take care for the retirement days, when earning stops. Rightly so, getting personal finance in order is also not a very difficult state to achieve, however chaotic it currently is in.

Personal Finance

Whatever decision you made so far, whether it is contributing in 401(k), spending too much on a credit card or buying that sock which only lost its value since you have bought it. All that can be reverted, and yes, within a day.

Continue Reading...

Investment Options for Recent College Graduates With a Job

June 14, 2013 8 Comments

Share this:

  • Tweet
  • Email

Are you a recent college graduate? Do you already have a job? Well congratulations! There aren’t too many people that can answer yes to both of those questions these days. By earning your degree and finding a job after college, you are already one step ahead of most of the field (that is, unless your job is at the burger joint that you worked at in high school).

College graduates

Let’s talk about something important for your future life, investment, for your retirement. If you are not a recent college graduate, that is OK, you must be knowing someone who just joined the work force after graduating. Pass on this information please.

Continue Reading...
« Previous Page


Create your own blog in 20 minutes and $20

Personal Capital, a free tool to change your financial health today

I use and suggest Upstart, for your personal loan need

CreditKarma, a free tool to check your credit scorey

I use Coinbase, for my crypto investments

101 Cents at a Time

101 Ways to Earn Extra Money on the Side
201 Frugal and Perfect Birthday Gifts
101 Ways to Save Money Everyday
101 Ways to be Better and Successful at Work
101 Ways to Save Environment and Energy
101 Frugal and Romantic Anniversary Ideas
101 Low-Cost Men's Fashion Ideas
101 Personal Finance Tips
101 Ways to Reuse Household Stuff
101 Things to Do, When Nothing to Do
101 College Graduation Gift Ideas
100 Tips for Ecommerce Startup
101 Ways to Enjoy Indoor During Winter
101 Ways to Beat Procrastination

Popular Posts

Quick Cash - How to make $100 legally, in a day
Living well on less than $15,000 a Year
Top survey sites for side income
What to do when auto repair goes wrong
Where should I invest my money now?
20 Ways to be productive and happy at work
51 Ways to get out of debt
Be a better person in 15 days, 15 ways
Income ideas for retirees and senior citizens
51 side jobs for college students
Urgently need a large amount of money?
Should I buy or should I rent?
Best Personal loan providers
25 Ways to save environment
25 DIY car repairs to save money
How to decorate office cubicle
How to show your wife you care
50 Financial Rules for Success
51 Frugal weekend family activity ideas
Become Rich By Saving 1 Hour Of Daily Wage
How much do I need to save for retirement?
How to negotiate your salary

Follow us on FaceBook

Subscribe

Join our community of 5000+ subscribers to increase net worth and build wealth

Advertisements

Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
How my credit score went up 800+
Why I didn’t invest in Bitcoins
How I controlled impulses to buy things
Why this blog is named One Cent at a Time

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances

Copyright © 2023 One Cent At A Time · Designed by Nuts and Bolts Media