A Personal finance blog to get rich
College costs are on an upward trajectory. Until government officials implement tangible reforms, a college education will remain out-of-reach for many students. Fortunately, scholarships usually go a long way in reducing the financial burden that college fees present.
The reality, however, is that sometimes scholarships are hard to come by. Competition is stiff, and even students with commendable grades miss out.
It’s every parent’s dream for their child to go to an Ivy League school like Harvard or Yale. The prestige, the pride, the sense of accomplishment that all the hard work of raising your kids has paid off. If you’re in a high school or you know someone who soon be entering in college, this article is for you.
But, the debt that you are going to put yourself in to go is something to consider. It costs a small fortune to attend those universities. So, is it actually worth it to go to one? Is it going to be any better for you in the long run than spending less and going to a more reasonably priced public or even private university?
Are you interested in education saving plans? Do you want to know which one can offer you maximum benefits? Then, you’ve landed on the right page, as this article focuses on the key features and discusses the popular types of saving plans.
As you might already know, there are numerous types of education saving plans. The majority of them come with specific features. Thus, if you are new to this industry, you might find it hard to choose the right option that fits you.
Unprivileged high school students thinking of getting a university degree or people who completed a certain degree and are now contemplating to pursue a different profession usually find it difficult to finance their higher education.
This is due to the fact that higher education is becoming increasingly expensive, and the unfortunate thing is that quite a number of individuals are not in a position to afford it.
Studying abroad is a great experience, and if you have an opportunity to go study somewhere outside your country, you should definitely seize it. But if you do want to approach this wisely, you need to keep a lot of important things in mind, from how are you going to take care of yourself to how are you going to spend money.
Sadly, not all of us have good money habits when we go to college or start studying abroad. Those things are rarely taught in schools, so unless you’ve read some good books, received great tips from your parents or have good money handling skills on your own, there’s a chance that you might struggle with both budgeting and spending.
College is an exciting time for students because it marks a new level of independence in their lives. The flip side of independence, they say, is responsible and without the constant supervision of parents, a number of financial mistakes a college student makes. College students must carefully make numerous decisions that have the potential to impact the rest of their lives.
The new status of these students, who are now legally considered adults, can be challenging financially. Fortunately, the biggest challenges can be addressed with a bit of effort. Here are a few basic mistakes that, if avoided, can help college students sail relatively smoothly through to their graduation and beyond.
For most students, the college provides the opportunity to live away from their parents and make critical decisions independently. One of these decisions is choosing where to live while pursuing studies. As a student, you have the option of staying in the campus dorms or renting an apartment outside the university. Either way, you will inevitably end up with some kind of debt.
The cost of college housing, both on-campus and off-campus constitutes one of the biggest expenses after college tuition, and therefore, students should make a financially sound decision when choosing a housing option. Knowing the costs involved, benefits and challenges of each option will put you in a better financial position.
Information technology has over the years advanced and consequently offered the society new ways of doing things that are more reliable and cost-effective. Online degrees have particularly become very common because of ease and associated lower costs. Here are more reasons why you should consider taking online degrees.
When I was in college, the concept of online education wasn’t there. Distant learning was an option but that was nothing like attending live classes from your computer and hearing the professor explain things. So online education did not only fill-up the drawbacks of a distant learning but also, brought the whole learning thing inside our home.
The other day I was consulting my cousin. She wants to come to the United States for higher studies. I did some research for her. This post is an output of that research. There are careers, high paying ones, that don’t require you to have a college degree. 
On the other side, there are careers which do need an appropriate college degree? For me, I am from an orthodox family which always have advocated for education. Even knowing that career can be had without a degree. Even when my father didn’t have enough money to send me to college, he encouraged me to do so. Luckily the college I was admitted to had govt. subsidized education system.
As for my cousin, she’s been an excellent student all throughout her school. I am sure she’ll get scholarships as well. What about you? Or your son/daughter? How are you envisioning the career search? Will you go for your desire? Or, you’ll go for a career with a high potential for earning.
No one wants to graduate with a huge student loan, so why not think about reducing it whilst you’re still at college, and/or immediately after you graduate. That way, it’s not hanging over you for years?
Reducing Your Student Loan The Smart Way
The burden of student loans is much heavier than it was a decade ago. On average, a college graduate today has about $25,000 in student loan debt. In 2005 that figure was a mere $10,000. Education is going to be costlier over the years. So, what should a student do?
