One Cent At A Time

A Personal finance blog to get rich

10 Ways to Improve Your Credit Rating

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A bad credit score may make obtaining an apartment or a credit card or mortgage more difficult. It may also subject you to higher interest rates, making the credit lines and loans you receive more expensive to return.

10 Ways to Improve Your Credit Rating

If you have poor or fair credit, which is considered a FICO score of 668 or lower, you may need to start thinking about how to improve your credit score. As hopeless as the situation may appear right now, bad credit does not have to stay forever. There are things you can do right now to increase your credit rating.

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How To Remove Collections Activity From Your Credit Report

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It can be both frustrating and debilitating to have instances of collections activity lingering on your credit report. This is particularly true when the information was placed there erroneously.

Removing Collections Activity From Your Credit Report

Notations of collections activity can stay on your report for up to seven years, which can make it difficult to get a good interest rate on a loan, it might even cause you to be denied one.

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Bankruptcy And Your Credit Report

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Are you aware of the fact that over 500,000 Americans file bankruptcy every year? This is a staggering number and it is no surprise when you factor in the current shape of the economy. While it might be somewhat refreshing to know that you are not alone in your struggle, it could also be a sign that the country is headed for a recession.

What You Need To Know About Bankruptcy And Your Credit Report

Whatever this situation is, you need to know that there are still repercussions after filing for bankruptcy, and one of the repercussions is a bad credit report. This is why it is imperative that you understand everything you possibly can about filing bankruptcy and how it can affect your credit report.

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