Facing debt is not easy. Various credit card statements, phone bills, overdue utility bills and other IOUs are not pleasurable sights. As a responsible citizen, I know we all have our shares in keeping ourselves debt-free; however, there are times that we can’t really say no to those tempting things we see on the display stores.
”Those shoes are just so me. I’ve got to have them.”
”I love the feel of this fabric in me. They won’t be on sale next week, or maybe tomorrow, so I’ve got to buy them now.”
”It won’t hurt to have another cup of coffee, right?”
”The latest brand of mobile phone really fits my lifestyle. I have to have it.”