The world of e-commerce provides businesses and customers alike with many new and exciting opportunities in which to buy and sell products and services. Customers now have more ways in which to pay than ever before, and it is incumbent upon businesses to provide ways in which to accept these payments if those businesses wish to maximize the number of sales.

Online checks are one such method, bridging the gap between traditional checks and instant transactions. Below, you’ll find the a guide to work with online checks as an online merchant or as a customer.

The Process of Online Checks

Online checks work as a form of online payment, where the money is withdrawn from the customer’s bank account electronically, transferred through the ACH network and deposited into the payee’s account.