I have written most of my posts on saving money. Largest being a compilation of 101 ways to save money. But that was a list of too many things. Here I’d tell you about some of the strategies that we follow. Off course the biggest of all is to extend no-spend days for weeks. But, that’s not always possible. We have one big advantage of growing in a developing country, many things that seem natural to a native American are luxury to us and we don’t usually spend money on them. Having lunch outside is one of those.

SMB, my wife, and I are fairly frugal. I am a bit more and she is less. We take the developing world approach to spending where we try and classify our needs and wishes. That’s why a Correl dinnerware set took 7 years to finally arrive at our home. It was our saving-first nature that allowed us to use one car, that too a pre-owned 2002 Hyundai Elantra.