There comes a point in anyone’s life when they start to realize they’re not as young as they used to be, and as they get older they become increasingly aware of their own mortality. None of us have very long on this Earth, and we may be closer to the grave than we would care to admit.
People are more likely to need long-term care services when they’re in their 70’s or 80’s, and some may need it when they are even younger. Maybe you’re in your fifties, and you might be thinking about where you’re going to be in the next twenty years. Will you still be in the same state of good health that you might be in right now, or will you still be alive? But you’re not rich, and you don’t know if you’ll be able to afford a long-term care policy.