A Personal finance blog to get rich
During the Coronavirus lockdown, it seems many of us have plenty of time in hand. No commuting to and from the workplace. Not many social gatherings. We often feel we have nothing to do. In reality if we put our brains, we get ideas. There are so many things around us, needing our attention!
Often I feel like I have nothing to do. So I end up surfing the net or playing games on my cellphone.
But there is so much you can do in your free time.
Monday morning I met John at the cafeteria. He was brewing coffee and I was there for a cup of tea. He sighed in between the conversation and said “5 more days”. Seeing my puzzled look, he explained further – “to the weekend”. We all wait for the weekend the whole week. Almost 60 hours of time, but most of the time we don’t really pre-plan to do anything on a weekend.
There are so much to do, there are people around, things around. You need to find time and company of your family and friends. I have prepared 51 family fun ideas, these can be applicable to your friends as well.
If you enjoy learning fun and innovative ways to reuse household items, you will love the following hints. Earlier we posted 30 Ways To Reuse Bottles And Containers and How to Decorate Your Home with Used Furniture. You can put your imagination and creativity to work in various other ways than those as well! This article is a compilation of many such ideas that came to my mind while writing this post.
There is no need to struggle to find your perfect way of reuse and re-purpose. You can pretty much reuse every household item. Leave your ongoing efforts to recycle and get to reuse things around your home in a smart way. You will even have fun through the entire process. First, you might want to find out why it is important to reuse. Determine your priorities and get prepared to cut costs.
Although we are not Christian, traditionally we, Hindus, do celebrate the Christmas. We eat special cakes, turkey, etc. on Christmas day. We light candles and many of us join the church ensemble. Naturally, we do exchange gifts for Christmas as well. We did have Christmas trees set up in our home every year during childhood. Which was not exactly the Christmas tree as you know it, but, it was a variety of Casuarina tree.
We did follow some strict rule and always maintained our budget while selecting the gifts for Christmas. From that background, I would like to list some of the gifts that can be considered useful and good while being frugal at the same time.
Personal finance bloggers write a lot of stuff on saving money. We share personal practices, secrets and stories to make our readers frugal and wise spender. What if you put every possible money saving way in to work and still you are short of money by the end of the month? We generally come up with innovative options to help you in that situation as well. Here’s one such idea.
I assume all of us have freezers, right? How well do you utilize yours? I mean, do you actually plan what you’re putting in your freezer? Or is it merely a catch all for various items that you’re buying from the grocery store. For example, are you putting bags of peas, ice cream, and waffles in your freezer, or are you really planning what you could put in there that would really save you some money?
Personal finance is not a rocket science, rather personal finance is one of the most simplistic application of rules, based on human needs. Which runs on a basic principle of spending lesser than the earning, to take care for the retirement days, when earning stops. Rightly so, getting personal finance in order is also not a very difficult state to achieve, however chaotic it currently is in.
Whatever decision you made so far, whether it is contributing in 401(k), spending too much on a credit card or buying that sock which only lost its value since you have bought it. All that can be reverted, and yes, within a day.
Frugal living is not just a buzz word or a cool new trend that OCAAT readers love – it’s a way of life for many of us. I have previously written about getting free stuff.
