Investing - 2/3 - One Cent At A Time

4 Ways to Invest $100 or Less

February 9, 2016 11 Comments

I am republishing this article with edits to make it more relevant and helpful for my readers. People often struggle to save big money. In that case starting with a little amount not only starts the investing habit but also works like a charm for the future health of their personal finance. Enjoy the post!

4 Ways to Invest $100 or Less

One of the most common excuses from people in their 20’s and 30’s who aren’t investing is the attitude of “I’d love to invest, but I don’t have enough money to get started.” Well, this mindset simply isn’t true. There are plenty of options for investors with small amounts of cash. You’ve simply got to do a little homework to find the best ones that fit your situation.

Sustainable Market Growth Means Now Is The Time To Invest

November 27, 2015 Leave a Comment

Although you can never be completely sure which way the market will go, recent sustainable growth is a good indication that now is the ideal time to invest. This might sound like the contradictory advice given the fact that the FTSE 100 has been in decline since the start of September 2015, but analysts believe such a drop actually offers renewed buying opportunities.

Investors that missed the earlier summer sell-off can now capitalise on an attractive entry point to the UK market, which is currently undervalued compared to the US. What’s more, financial firms like IG make it incredibly straightforward to spread bet, trade CFDs or start stockbroking thanks to easy to use platforms and expert insight from industry professionals. It’s never been simpler for investors to take a route into this market.

Current conditions in the UK and US

Visa and MasterCard: The Railroads of Money

June 22, 2015 2 Comments

This is a guest post from John Smith. He blogs about long term investment options. He talked about identifying moats of the economy to invest for long term, in his previous guest post. Enjoy another thought-provoking post!

Earlier, we discussed moats, and how to identify them. Throughout the article, I used Visa (NYSE:V) and MasterCard (NYSE:MA) as examples of moats. In this article, we will discuss why they are fit for a long-term investor, and find Visa and MasterCard’s moats (along with the moats of railroads).

Before examining the moats of the two companies, we must first understand their business. According to the Yahoo Finance business summary of Visa, “The company facilitates commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities.” (MasterCard’s description is practically the same).

Waking Up the Investor in Everybody

June 3, 2015 2 Comments

You’re an investor whether you know it or not. You just might not have made any big investments yet. Investment is about allocating resources. Many resources in your life are not money. You’ve got your time (the big one!), your health, your emotions, your friendships, and a bunch of other areas of your life that you can either cultivate or neglect.

Investing

Some people seem to make consistently good choices. For others, their choices are something of a grab bag. Good choices are the secret of the successful financial investor. If you’ve figured out how to pick out the best situations for yourself in your regular life, you’ll be a natural investor.

Use Moats to Protect Your Investment Castle

May 20, 2015 Leave a Comment

Just as a physical moat protects a castle and keeps it thriving, an economic moat protects long-term returns, along with a company’s earnings. For example, Visa and MasterCard have a huge network of connected merchants. New competitors would have to invest a significant amount of time and money to build a similar network. In this case, the size and scope of the network is the moat.

Create a Moat Around Investment

The size then makes merchants stay with Visa and MasterCard, as their scale gives them pricing power. Visa and MasterCard’s economic moat limits competition, making their earnings more consistent and predictable. Not only Visa and MasterCard, but all other moats produce returns and help protect earnings. As earnings grow over the long-term, so will the value of your investment. In this article, we will discuss how to find and analyze modern-day moats.

How Ben Graham’s Value Investing Principles Can Help

April 24, 2015 1 Comment

It is very difficult to make money from the stock market. There is nothing more difficult for an investor than to see mediocre returns on his portfolio. I should know because I speak from personal experience. When I was assembling a portfolio of stocks to save for my retirement I was never happy with the returns that I got.

Benjamin Graham's Investment Strategy Can Help Even Today

That was until I learned about an investment strategy that is more than sixty years old but remains very relevant today. This approach is known as value investing and was developed by the late Benjamin Graham, who is known on Wall Street as the “Father of Value Investing” and was the mentor of the venerable Warren Buffett.

Investment Strategies to Lower Your Tax Burden

April 4, 2015 Leave a Comment

Every year I file my tax returns early. But this year one of my stock broker’s delayed issuing a 1099 DIV statement. I had to wait this long. Hopefully this coming weekend I’ll be all done with this year’s taxes. In case you are not aware, you have to file your taxes by April 15^th unless you want to apply for extension.

Every year I file my return alone. I don’t go to a tax consultant. But I strongly suggest you should consult with a certified and registered tax consultant, if you feel the slightest of unease. While you go to a tax preparer to file your taxes, there are certain steps that you can take yourself to lower your tax burden for the coming years.

If you’re an E*TRADE customer, check out the company’s Tax Center, which provides an array of tools and resources for customers, all in one place. This includes important information on everything from cost basis reporting and tips on managing capital gains and losses, to frequently asked tax questions.

3 Simple Ways towards Better Investing

March 23, 2015 Leave a Comment

Like in sports, there’s no state as forever unbeatable, personal finance has no such fixed state of absolute success. When we repay debt, we achieve success, but that’s not all. We then try to accumulate wealth. We try to reach a financial freedom. For some leaving a large estate or donation to a charity is the personal finance success measures. So, the circle of finance continues from worst to good to better. Alas, there is no state as the ‘Best’.

3 Ways towards Better Investing

If you have surplus money, you sock it away in checking account, you earn some interest (negligible). When you sock it away in saving accounts, you earn some more interest from that deposit. When you rather invest your money you potentially earn a higher return from your investment. Fortunately and ironically no investment is best. One year stocks perform better, some other years, bonds perform better.

How to Make A Five-Figure Income From Peer to Peer Lending

November 21, 2014 10 Comments

The Federal Reserve seems to have won its war against interest rates at the expense of investor returns. If you are saving for retirement in relatively safe corporate bonds, you’re lucky to be breaking even after inflation. Stocks have done well over the last five years but you’ll be lucky to see the 7% average annual return going forward, and that is if you can avoid the next market crash.

Investing in peer lending

There are increasingly few investments these days that provide the necessary return for investors to meet their income goals in retirement.

The Ultimate Guide to a Successful Investment Plan – 10 Easy Steps

September 19, 2014 4 Comments

Let’s go through this guest post on investment planning. Previously we posted investment best practices, this is in the same line. In this post you’ll learn about the steps needed to plan for investment. Planning for investment is a simple task, if you go about it in a systematic way, as described in this post.

Building a successful investment plan requires foresight and research. If you’re interested in improving your financial outlook, there are several strategies you can take. Here are 10 recommendations that will help you on your journey to financial success.

« Previous Page

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this: