As much as we don’t like to think about money, or how little there always seems to be, the truth remains: money matters. Even the best-intentioned budgets can quickly spiral out of control if unexpected extra expenses begin to pile up such as car repairs, emergency home improvements, or overdue taxes. It can begin to feel overwhelming, but there are ways to arm yourself so that you don’t feel like you’re losing your grasp on your finances.
If you’re already thinking about how to get a hold on your financial situation or get things back on track, then you’ve already taken a step in the right direction. Facing the problem head on may seem like a difficult thing to do, but ignoring the problem is much worse. Here are a few action items to get you motivated and make you feel more in control.