One Cent At A Time

A Personal finance blog to get rich

50 Habits of Personal Finance

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This will be a different post in comparison to my other posts, the idea for today’s post is simplicity, so let this write-up be simple too. Your finance can be overwhelmingly complicated if you let it be, otherwise, it will be as simple as eating your daily lunch. Keep these simple fundamentals in mind starting from the day one of your working life. They are valid for every one, for people with debts and for people with billion dollars in bank.

50 Principles of Personal Finance

As with your physical health, a better set of habits can strengthen your financial health. You need to master those skills and habits. you need to acquire that mindset. Only then you can effectively manage your finances on a day to day basis.

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Ways to Express Love and Care for your Wife

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Everyone needs pampering, and everyone likes to feel appreciated. After 7 years of marriage, every once in awhile I take SMB, my wife, for granted (especially since I started blogging). I thought she accepted me putting numerous evening and weekend hours into blogging. But, she didn’t, she thinks OCAAT is my second wife!

How to Show Your Wife You Care

Also, my frugal ways don’t really match with hers. We were raised in contrasting lifestyles – I never had plenty of things in my life, whereas she got whatever she wanted. We know that marriage is a bond of love with mutual compromise, which keeps the bond.

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4 Steps in the Pursuit of Being Rich

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We have all embarked on the pursuit of making money. The essential ingredients of making more money include setting goals, focusing, and working relentlessly toward the goals.

If you concentrate on your goals every day, you will eventually make a lot of money. A question might be raised – the world’s resources are finite; so if you get more for yourself, aren’t you making others poorer? As the proverb goes, “The rich become richer while the poor become poorer.” Is making more money equal to being greedy?

I don’t think that is the case. Today, increasing numbers of people are shifting toward a simpler lifestyle. We know if we consume more than $10,000 worth of resources every year we are actually taking more than our fair share. But you cannot make more money until you stop thinking money is the root of all evil. Here I am taking a shot at communism and its principles.

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Why Blog Is Named One Cent At A Time

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Over the years many readers asked me, why I named the blog One Cent at a Time.

After reaching the USA as immigrants, for many years, I used to follow a personal finance blog named – Get Rich slowly. That blog still exists. Although it had lost the charm (my opinion).

The idea was ingrained in my mind about achieving your goals slowly and steadily.

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One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

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