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Five Ways to Save & Make Money in Retirement

December 18, 2022 6 Comments

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When it’s time to retire, you’re faced with the idea that you won’t be able to make significant amounts of money for the rest of your life. You may work a part-time job, but you may not make that much money from it.

Five Ways to Save & Make Money in Retirement

You need to determine the best ways to save money for your retirement, but also the best way to make money while you’re retired. There are a few ways you can do this. Whether you’ve made a lot of money in your career or could use some more funds to live comfortably, below are five ways to save and make money in retirement.

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401 (k) Questions to Ask Your New Employer

May 15, 2022 Leave a Comment

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When you begin a fresh job, there is a lot to learn and not just how you will do the job you have been hired for, but also understanding your employee benefits is very important. Retirement benefit, aka 401k, is the longest lasting benefits you will need to know about. Before you are even hired, you should ask your employer, do you have a 401k plan?

401 (k) Questions to Ask Your New Employer

One of the main reasons I joined my employer was their 5% match to 401 (k) plan. Which is now at 6% and expected to go higher in next year or two. That means if I contribute at least 6% of my paycheck towards 401k my employer would match the same amount. This is the free money you don’t want to lose out.

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3 Tips for Effective Retirement Planning

July 16, 2021 Leave a Comment

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No matter how much we try and fight it, the aging process happens to us all. Before you know it, your golden years are looming. Like with any new chapter in life, preparing for the road ahead will ensure you’re financially and emotionally ready for what’s to come.

3 Tips for Effective Retirement Planning

If you’re about to enter your 60s, getting everything in order will allow you to enjoy a happy and fulfilling retirement.

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Supercharge Your Financial Wellness with a Roth IRA

June 24, 2021 Leave a Comment

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Want to make a smart financial move now that could help create a secure, financially stable retirement? Then you owe it to yourself to explore the intricacies of a Roth IRA.

Supercharge Your Financial Wellness with a Roth IRA

These special retirement accounts differ from standard IRAs in one extremely important way: you fund them with after-tax dollars rather than pre-tax money.

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How to Pay Less Taxes During Your Retirement

June 16, 2021 Leave a Comment

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When you are planning or investing in your retirement savings, taxes are going to be high on your mind. This is also the case if you are a company looking to provide a retirement savings account for your employees.

How to Pay Less Taxes During Your Retirement

There are a number of ways to invest what you want so that you get it when you want, without paying tax penalties now, or later. Learn more by looking at these retirement savings account options, and what their tax implications are.

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7 Ways to Prepare for Your Family’s Financial Future

June 9, 2021 Leave a Comment

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When a new baby enters the family, it’s an exciting and memorable time. For the weeks and months after, you can be wrapped up in a whirlwind of diaper changing, feeding, and taking photos.

7 Ways to Prepare for Your Family’s Financial Future

However, as those months turn to years, your focus may start to shift towards your financial stability, and whether or not you’re going to have enough money for your child’s post-secondary education and your retirement.

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Things You Need to Know Now About Annuities

April 22, 2021 1 Comment

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Annuities are a common feature of retirement planning, though they may be used to manage settlement money, as well. Here are the top things you need to know now about annuities. We’ll also address a few of the common misconceptions about annuities.

What Is an Annuity?

An annuity is not an investment per se. It is a contract with an insurance company or other financial institution.

That is why they’re often able to guarantee a certain rate of return, whether they’re promising 4% annually or a variable rate with a floor of 2% with a maximum return of 6%.

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Effects Of Inflation On Retirement Savings

April 16, 2021 3 Comments

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Inflation occurs when the costs of goods and services experience a sustained increase. Keep in mind that most things go up in price over time, whether there’s an increase in demand or a currency’s value. Simply put, an item you paid for 10 years ago is going to cost you more today due to inflation.

Effects Of Inflation On Retirement Savings

As the US government issues more bonds and prints more money, inflation happens. As a result, businesses begin to raise the cost of their products or services. However, this can also occur if too much money chases only a small number of goods and services; this is called supply and demand. As demand goes up and supply doesn’t, prices will rise.

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21 Job and Income Ideas for Senior and Retired Persons

March 7, 2021 47 Comments

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This post is not about earning extra money on the side. Rather, this is about earning regular money, as your main activity, during your retirement. Of course not every elderly can perform every one of these jobs. Some of the jobs require a certain fitness level. But, there are some ideas here which almost any retiree or senior person can perform while not being at their best fitness level.

Income ideas for Retiree

Nobody wants to work in their retirement. But, circumstances, family needs, health and marital issues, recession, or bad investment decisions may force us to work even in our retirement. Today 50% of Americans do not have enough retirement savings. So guess what, 50% of Americans work in their old age.

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The 4 Best Places To Retire In The US And Why

February 12, 2021 Leave a Comment

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There is no rule that you have to stay in one place your whole life. There are a lot of factors that go into where the best place is for you to retire. It may just so happen that the best place is not where you are currently.

The 4 Best Places To Retire In The US And Why

Kids are grown and have moved so there is nothing stopping you from going to your dream area. Or, you are now on a serious budget and your area is too expensive to live a good retirement. Then, there are also health concerns and where you are now may not have the right weather or amenities for your condition.

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