Today, I woke to the annoying alarm at 7 AM. After asking Alexa to snooze twice, I finally gave in at 7:20. I know it’s a bit later than the average American wake-up time. But, I am a night owl, who doesn’t close his eyes before an hour past midnight!

After the morning ritual and when I was at the table gulping the toasts and Darjeeling tea, my wife narrated today’s list of things to buy from the grocery. The list comes twice or thrice a week. Today was a grocery day.

You work hard to earn a living, but if you’re like most Americans, your salary barely scratchhow welles the surface of what you need to live comfortably. Ultimately, sustaining a decent lifestyle boils down to how well you utilize your income. The only problem is affording monthly expenses, leisurely splurges, unexpected emergencies, and future goals. That’s where financial management practices like saving become crucial. 

The Hardships Of Saving

A dollar simply doesn’t go as far as it used to these days, which makes saving quite the challenge.

These days, there’s no shortage of ways to entertain ourselves at home. Furthermore, with COVID-19 and its newly emerging variants still presenting an active threat, many of us have become particularly keen on sticking with home-based forms of recreation.

Unfortunately, due to the sheer abundance of home entertainment options at our disposal, we often wind up overspending on leisure activities without even realizing it. Anyone looking to stay entertained at home without breaking the bank would do well to heed the following tips.