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One Cent At A Time

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51 New Year Goal Ideas For 2023

January 9, 2023 1 Comment

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We all have had our bittersweet relationship with new year’s goals. It has often been sought as a way of reflecting upon life choices of the passing year and dwelling on targets to achieve the year ahead. But as a rule of thumb, intentions to make resolutions never actually materialize. 

To help you set yourself up for a year-long journey of self-efficacy, we’ve provided you with 51 options for new year’s goals.

Also as a personal finance blog, we are listing up actions you can take to make sure you are positioning yourself for financial success. 

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Saving With Bank Vs. Saving With Broker

December 5, 2022 Leave a Comment

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There are several ways to save your money. You can save it at your bank, or you can save it with a broker. Many people need help understanding these two options and often wonder which is better. In this article, we will discuss the pros and cons of saving with each option so that you can make an informed decision about where to put your money.

Saving With Bank Vs. Saving With Broker

Saving with Your Bank

When you save your money in a regular savings plan at a bank, it is kept secure and insured.

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Fictional Finance – Save Up on Gas

June 16, 2022 1 Comment

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Today, I woke to the annoying alarm at 7 AM. After asking Alexa to snooze twice, I finally gave in at 7:20. I know it’s a bit later than the average American wake-up time. But, I am a night owl, who doesn’t close his eyes before an hour past midnight!

Fictional Finance - Save Up on Gas

After the morning ritual and when I was at the table gulping the toasts and Darjeeling tea, my wife narrated today’s list of things to buy from the grocery. The list comes twice or thrice a week. Today was a grocery day.

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Top 3 Ways to Cut Monthly Expenses in Half

June 13, 2022 3 Comments

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Can you remember back to when you were younger and you were just dying to grow up before your time? You wanted to stay out late with friends, you wished you had your own car and own money, and most of all, you wanted to move out of your parents’ house.

Top 3 Ways to Cut Monthly Expenses in Half

Now that you’re an adult and have all of the grown-up responsibilities, you now wish that you could go back to the times where you had the luxuries of being a kid.

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4 Great Ways To Budget Yourself

June 1, 2022 3 Comments

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So you are making a decent income currently but you need some extra money to go on a vacation or you need to start saving $20,000 to add to your son’s college fund. How do you proceed with this plan in the most effective manner possible?

4 Great Ways To Budget Yourself

 

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8 Mistakes That Are Costing You Money At Home

February 25, 2022 1 Comment

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Running a home comes with a lot of financial responsibilities. Without a proper plan, you may end up spending a fortune on unnecessary things due to bad financial decisions. While some of the expenses may be genuinely costly, poor financial choices may end up costing you more.

8 Mistakes That Are Costing You Money At Home

Analyzing your expenses and everything you spend on can help you identify what you aren’t doing right to correct it, helping you manage your money better. Below are some of the mistakes costing you a lot of money at home.

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4 Easy Ways to Cut Costs on Your Monthly Expenses

February 14, 2022 1 Comment

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There’s nothing more exciting than buying a home, getting married, starting a family, going on a dream vacation, or completing your college degree.Unfortunately, all the most significant moments of your life can also be the most expensive. That’s why it’s essential to save money for these milestones. But, with the rising cost of living, saving money isn’t always easy.

4 Easy Ways to Cut Costs on Your Monthly Expenses

Not only these life events, but for your retirement as well, You need to have enough money to be able to enjoy your golden years, without worrying about financial matters and day to day stress. Unfortunately most of us don’t think so far ahead and we spend the money we earn.

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3 Ways to Save Money For the Long-Term

February 6, 2022 1 Comment

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When it comes to expanding your budget, many people discuss the benefits of diversifying your income streams. This is an amazing step to take and will serve you well in creating more space in your budget. Sure, you need an upfront investment/spend to realize these 3 ways to save money for long-term.

3 Ways to Save Money For the Long-Term

 

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Keep More Cash In Your Pocket With ONE

November 18, 2021 Leave a Comment

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You work hard to earn a living, but if you’re like most Americans, your salary barely scratchhow welles the surface of what you need to live comfortably. Ultimately, sustaining a decent lifestyle boils down to how well you utilize your income. The only problem is affording monthly expenses, leisurely splurges, unexpected emergencies, and future goals. That’s where financial management practices like saving become crucial. 

Keep More Cash In Your Pocket With ONE

The Hardships Of Saving

A dollar simply doesn’t go as far as it used to these days, which makes saving quite the challenge.

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Effective Ways to Save Money on Home Entertainment

September 9, 2021 1 Comment

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These days, there’s no shortage of ways to entertain ourselves at home. Furthermore, with COVID-19 and its newly emerging variants still presenting an active threat, many of us have become particularly keen on sticking with home-based forms of recreation.

Effective Ways to Save Money on Home Entertainment

Unfortunately, due to the sheer abundance of home entertainment options at our disposal, we often wind up overspending on leisure activities without even realizing it. Anyone looking to stay entertained at home without breaking the bank would do well to heed the following tips.

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